7 money habits keeping Filipinos in debt — and how to break free
Many Filipinos remain trapped in debt, sacrificing financial freedom, peace of mind, and future opportunities despite steady incomes.
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Why more young professionals are choosing Pag-IBIG MP2 to grow their savings
Pag-IBIG MP2 is gaining popularity among young professionals seeking a flexible, government-backed way to grow savings and build wealth.
A simple Filipino budgeting strategy that could help you save ₱5,000 a month
Rising costs strain Filipino households, prompting simple budgeting methods like envelope systems to help track spending and encourage consistent savings…
The Philippines’ digital economy is growing fast — but so are the risks
The Philippines’ digital economy growth continues to accelerate as more Filipinos embrace digital payments, e-commerce, online banking, and app-based services.…
Drowning in debt? Why the debt snowball method works for many Filipinos
Drowning in multiple debts and you don't know where to start? The debt snowball method is one of the simplest…
Can the 50-30-20 budgeting rule actually work in the Philippines?
The 50-30-20 budgeting rule offers financial structure, but many Filipinos are adjusting it to cope with rising living costs.
How to build an emergency fund on ₱20,000 salary
Even on a ₱20,000 salary, disciplined budgeting and consistent saving can help Filipinos build long-term financial resilience.
Digital banking 2.0: BSP signals new phase of competition as industry shifts from growth to profit
Philippine digital banks shift toward disciplined growth as BSP tightens oversight, emphasizing profitability, risk management, and long-term operational stability.
Top savings accounts in 2026 with high interest rates
Digital banks are reshaping savings habits in the Philippines by offering higher interest rates, flexible features, and fully digital experiences.
API banking accelerates embedded finance growth in the Philippines
API banking drives embedded finance growth in the Philippines, enabling seamless financial services through apps, fintech platforms, and digital ecosystems.
The cash paradox: Why Filipinos still keep cash despite loving e-wallets
Despite record e-wallet growth, cash remains the Philippine "gold standard," accounting for 42% of transactions due to deep-seated habits and…
Is the Philippines reaching peak super app dependency? The case of GCash
As GCash expands into a financial super app, its growing dominance raises questions about convenience, concentration, and the risks of…