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How AI is changing credit scores for Filipinos without credit cards

AI credit scoring is expanding access to loans by using alternative data to assess borrowers beyond traditional credit histories and scores.

person Edielyn Mangol Aug 3, 2026 schedule 4 min read

News

BSP clarifies Circular No. 1238, FinTech Alliance welcomes move

FinTech Alliance PH welcomes BSP's Circular No. 1238 clarification, saying it supports fair pricing, regulatory certainty, and sustainable digital payments.

person Ralph Fajardo Aug 3, 2026 schedule 3 min read

Banking and Finance

The new battle between banks and fintechs isn’t about payments anymore

Every wallet already reaches every merchant. Payments stopped being a moat the moment the rails went public. The real fight now is over deposits, identity, and the data trail that decides who lends to you.

person Rhyll Neri Aug 3, 2026 schedule 2 min read

Cybersecurity

Cyber threats against Filipino e-wallet users are growing. Here’s how to stay safe.

Cyber threats targeting Filipino e-wallet users are becoming more sophisticated as digital payments continue to gain widespread adoption across the country. With millions of Filipinos using digital wallets to pay bills, shop online, transfer funds, and receive salaries, cybercriminals are…

person Edielyn Mangol Aug 3, 2026 schedule 5 min read

Payment

Why every Filipino should care about payment tokenization

A failed scam became a lesson in payment security, revealing why payment tokenization quietly protects cardholders from growing digital payment fraud.

person Rhyll Neri Aug 3, 2026 schedule 4 min read

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Don’t get an SSS salary loan before you read this updated 2026 guide and application steps

By Edielyn Mangol, Reporter When financial emergencies happen, many Filipinos turn to government loan programs for relief. The Social Security System (SSS) salary loan remains one of the most trusted options for workers, thanks to its low interest rate and…

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