The Filipino beginner’s guide to digital bank savings
Digital banks in the Philippines allow end-to-end savings management via smartphones, making accessible, secure, and consistent saving easier for consumers.
Blogs
Found 131 posts in Blogs
When “Pay Later” becomes pay more: The true cost of BNPL
BNPL makes purchases more manageable, but interest, fees, penalties, and multiple active plans can quietly turn convenience into costly debt.
The OTP is dead. What comes next for Filipino bank customers?
Philippine banks are moving beyond SMS OTPs for high-risk transactions in favor of biometrics, passkeys, trusted devices and risk-based authentication.…
Track, spend, and save: Your weekly budget using GCash or Maya
Creating a weekly budget using GCash or Maya can make everyday spending easier to manage. Here’s how to divide your…
What is Direct Debit PH and how does it work?
Direct Debit PH was launched in July 2026, letting utilities and lenders collect on schedule from your account. Here is…
Borrowing should fit the budget: What to consider before taking a salary loan
Before taking out a salary loan, Filipino employees should look beyond maximum borrowing limits and evaluate true costs using the…
The infrastructure gap limiting Asia’s digital wallets
Southeast Asia’s digital wallets face a growth ceiling as brief sessions limit opportunities to turn transactions into deeper customer engagement…
Low forex credit cards in the Philippines: A 2026 guide
Looking for a credit card for overseas spending? We compare Philippine low forex credit cards from HSBC, RCBC, EastWest, Chinabank,…
Could InstaPay eventually work across borders?
InstaPay could eventually extend beyond Philippine borders as Project Nexus works to connect instant payment systems across countries, opening the…
Direct Debit PH explained: How automatic bill payments could change the way Filipinos pay recurring bills
Learn how Direct Debit PH works, which banks support it, and how automatic bank payments can help Filipinos manage recurring…
Kyoo, the hospital queueing system that makes visits easier — but only if no one gets left behind
After using Kyoo several times during a hospital visit, I saw how digital queueing can make waiting more organized and…
How AI is changing credit scores for Filipinos without credit cards
AI credit scoring is expanding access to loans by using alternative data to assess borrowers beyond traditional credit histories and…