Banks keeping lending standards steady in Q4; Fintech may gain edge in credit flexibility
A growing number of banks expect to keep lending standards steady for both businesses and households in the last quarter…
Category: Banking and Finance
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BPI eyes blue bond issuance as sustainability push gains momentum
Ayala-led Bank of the Philippine Islands (BPI) is preparing to issue blue bonds—debt instruments dedicated to financing marine and ocean-based sustainability projects—as part…
SEC to set new 6% cap on interest rates for small loans
In a move that signals tighter regulation of consumer finance in the Philippines, the Securities and Exchange Commission (SEC) has…
OFW savings guide 2025: Best banks and apps to manage money from abroad
For years, the story of the Filipino worker abroad was one of sacrifice — long hours, homesickness, and remittances sent…
BDO’s net income rises 4% to ₱63.1-B in first nine months of 2025
If you’re a regular depositor at BDO Unibank, Inc. (BDO), then here’s good news for you! The Philippines’ largest lender has…
CIBI CEO urges young Filipinos to build credit early: ‘Financial visibility is the new independence’
For many young Filipinos, the realities of “adulting” often come crashing in with a single rejection — a denied loan,…
BSP strengthens calamity relief rules to help banks and borrowers recover faster
The Bangko Sentral ng Pilipinas (BSP) has enhanced its regulatory relief policies to better support banks and borrowers in areas…
BSP welcomes new entrants to Islamic banking sector
The Bangko Sentral ng Pilipinas (BSP) has taken a definitive step toward expanding Islamic banking in the Philippines by amending…
More Filipino entrepreneurs embrace online banking to streamline business finances
As digitalization reshapes the Philippine financial landscape, small business owners are increasingly turning to online banking platforms to manage their…
BSP lifts PERA ownership cap to empower OFW investors
The Bangko Sentral ng Pilipinas (BSP) has removed the 10% non-resident ownership limit for Personal Equity and Retirement Account (PERA)…