Southeast Asian payments platform 2C2P is deepening its use of cloud and generative artificial intelligence technologies as it looks to streamline merchant onboarding, accelerate software development, and support millions of daily transactions across the region.
Amazon Web Services (AWS) announced that 2C2P, part of Ant International’s Antom ecosystem, runs its payments infrastructure on AWS, enabling the company to process transactions across six markets while managing one of the region’s most complex payment networks.
Headquartered in Singapore, 2C2P connects more than 400 payment methods across over 150 currencies and serves a wide range of enterprise clients, including more than 25 national and regional airlines. Its network also spans approximately 600,000 payment acceptance points across Southeast Asia and other markets.
The announcement highlights how payment providers are increasingly turning to cloud-native architectures and AI-driven tools to manage growing transaction volumes and the complexities of fragmented payment ecosystems.
Southeast Asia remains one of the world’s most diverse payments markets, with consumers using a mix of cards, digital wallets, QR payments, bank transfers, and alternative payment methods that vary significantly from country to country.
To address this complexity, 2C2P developed its own payment orchestration platform called PACO (Payment Airline Controller), designed primarily for airlines and travel companies. The platform routes transactions across multiple payment rails and providers through a single API, helping merchants improve payment acceptance while reducing operational complexity.
The system is built on AWS services including Amazon ECS, Amazon EKS, Auto Scaling, Amazon DynamoDB, AWS Lambda, and Amazon ElastiCache, allowing the platform to handle demand spikes that can exceed 30 times normal transaction volumes during major sales campaigns and travel booking periods.
2C2P leverages AI to accelerate payment operations
Beyond infrastructure, 2C2P is also exploring generative AI to improve operational efficiency.
The company said it is using Amazon Bedrock to generate integration code for merchant onboarding, with early pilots indicating that processes that traditionally took days could eventually be completed within minutes. One pilot involved QuickPay, the company’s payment-link solution.
According to 2C2P, AI-powered development tools have also helped improve engineering productivity by 40%, reducing code review cycles from as long as a week to a single day and enabling faster feature deployment.
The company is likewise utilizing AWS Transform, an agentic AI service designed to modernize legacy applications. Early results have shortened application upgrade timelines from several months to a matter of weeks.
As competition intensifies across Southeast Asia’s rapidly growing digital economy, payment providers are increasingly leveraging cloud infrastructure and AI technologies to improve scalability, resilience, and speed to market. For 2C2P, these capabilities are becoming critical as merchants demand seamless payment experiences across a fragmented regional landscape.
