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Hand holding a credit card beside a smartphone, with shopping, dining, travel, and fuel elements in the background.

Credit card rewards are everywhere this June — but not every promo is worth it

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June is shaping up to be a busy month for credit card users in the Philippines, especially for those planning back-to-school purchases, local trips, dining out, fuel spending, and big-ticket shopping.

Several banks have promos running until the end of June 2026, giving cardholders a chance to earn eGCs, cashback, rebates, discounts, and installment perks. But before swiping, it is worth checking the fine print.

Many of these offers require prior registration, unique promo codes, minimum spend requirements, or specific card types.

Credit card promos: Logos of BPI, BDO, RCBC, UnionBank, Security Bank, HSBC, and EastWest arranged on a clean finance-themed background.

Here are some credit card promos worth checking this June.

BPI cardholders can earn eGCs through Shop Anywhere promos

BPI has separate Shop Anywhere campaigns for Mastercard and Visa cardholders, both running until June 30, 2026.

For eligible BPI Mastercard cardholders, the Mastercard Summer Shop Anywhere promo lets users earn eGCs based on accumulated spend, with bonus rewards available after completing certain tasks.

Qualified cards include BPI Edge, BPI Gold Rewards, BPI Platinum Rewards, BPI Rewards, and Petron-BPI cards.

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IMAGE CREDIT: BPI

BPI Visa cardholders also have their own Visa Summer Shop Anywhere promo, which covers cards such as BPI Amore Cashback, BPI Amore Platinum Cashback, and BPI Signature.

Under the promo, principal cardholders may earn up to P5,000 in eGCs depending on their accumulated spend. The promo includes straight purchases, select installment transactions, online purchases, and in-store spending, subject to the mechanics.

BPI is also running a Back-to-Back Perks promo for new card applicants until June 30, 2026. This may be worth checking for those planning to apply for their first principal BPI credit card.

RCBC offers spend-based rewards and local travel rebates

RCBC Credit Cards has a Spend Anywhere promo running until June 30, 2026, for eligible cardholders who received official promo communications. Cardholders must register using their unique code, then meet domestic straight spend requirements to earn rewards.

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IMAGE CREDIT: RCBC

The promo gives up to P5,000 per RCBC credit card, with qualified accumulated domestic spend starting at P40,000. The higher the accumulated spend, the higher the reward tier.

For those planning local trips, RCBC also extended its Local Travel Rebate promo until June 30, 2026.

Cardholders can earn up to P5,000 cash rebate on hotels, resorts, and accommodations in the Philippines. Each qualifying transaction must meet a minimum single-receipt spend of P10,000, with rebates based on accumulated qualified bookings.

UnionBank has summer and back-to-school eGC promos

UnionBank is also promoting a Summer and Back-To-School 2026 offer that runs until June 30, 2026. The campaign offers up to P25,000 in eGCs for eligible summer and back-to-school spending.

This promo may be useful for families preparing for tuition-related purchases, gadgets, supplies, travel, and other seasonal expenses.

As with most spend promos, cardholders should check registration requirements, qualifying categories, excluded transactions, and redemption dates before using their card.

Security Bank rewards fuel spending

For motorists, Security Bank’s Drive Your Way to Rewards promo runs until June 30, 2026.

Eligible cardholders who received the promo advisory can register using their unique code and mobile number. After registration, they must spend at least P3,000 per transaction at qualified local gas or fuel stations using an eligible Security Bank credit card.

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IMAGE CREDIT: Security Bank

Cardholders can earn up to P1,500 worth of eGCs based on accumulated fuel spend. The promo is limited to select Security Bank principal cardholders and covers specific credit cards, including World Mastercard, Platinum Mastercard, Gold Mastercard, and Next Mastercard.

HSBC Live+ gives cashback on travel bookings

HSBC Live+ cardholders planning flights or hotel bookings may want to look into the Live+ 5% Cashback Travel Promo, which is extended until June 30, 2026.

The promo gives 5% cashback on eligible flight, hotel, resort, lodging, and travel agency transactions, provided the cardholder spends at least P10,000 or more every month. Eligible transactions include straight purchases, online transactions, installment transactions, and foreign currency transactions, subject to merchant category codes.

HSBC is also running acquisition offers for new cardholders, including waived annual fee and eGC promos, depending on the card and spend requirement.

BDO dining promos continue into June

BDO cardholders also have dining promos to consider this June.

The bank has a 40% discount offer at The Bistro Group, valid on Thursdays and Fridays, with the promo extended into June 2026. Qualified cards include BDO Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay credit cards, although card acceptance may vary per branch.

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IMAGE CREDIT: BDO Unibank FB Page

BDO Visa cardholders can also check the Vikings Group promo, which offers up to 50% off on select days until June 11, 2026. Meanwhile, BDO’s deals page also lists offers such as 50% off at Stoned Steaks and Ponce until June 30, 2026, and up to 50% off at Holiday Inn & Suites Makati until June 30, 2026.

EastWest has dining, shopping, hotel, and installment deals

EastWest Bank has several credit card promos starting or running through June.

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IMAGE CREDIT: EastWest Bank

For shopping, EastWest cardholders can get 10% off at edamama from June 1 to August 31, 2026. Tech shoppers can also check installment promos and freebies at select merchants, including offers on Apple devices, Huawei wearables, and appliance purchases.

EastWest Platinum and World Mastercard holders can also get up to 50% off on dining at Grand Hyatt Manila until June 30, 2026, subject to minimum spend, maximum discount, operating hours, and blackout dates.

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IMAGE CREDIT: EastWest Bank FB Page

For hotel stays, EastWest lists promos such as 20% off at Somerset Millennium Makati and 30% off at Ascott Makati, both starting June 1 and running until November 30, 2026. See EastWest credit card promos for full details.

What cardholders should check before joining

Before using any of these promos, cardholders should review the full mechanics carefully.

Look for registration deadlines, eligible cards, minimum single-receipt spend, accumulated spend rules, excluded categories, reward caps, redemption timelines, and whether supplementary card spending counts toward the principal cardholder’s total.

It is also important to check if a promo is open to all cardholders or only to those who received official communications from the bank. Some spend-based campaigns require a unique registration code, which means not every cardholder may automatically qualify.

With the right planning, June can be a good month to maximize credit card rewards. But the best promo is still the one that matches spending you already planned to make.