The Palawan Group of Companies is stepping up its push for financial inclusion among overseas Filipino workers (OFWs) and their families, partnering with JCI Manila for a financial literacy initiative aimed at helping migrant workers better manage their earnings and protect their long-term financial security.
The initiative, titled “Leading OFWs Beyond,” gathered more than 200 OFWs and their families at the Department of Migrant Workers office in Makati City, bringing together participants from across Metro Manila.
The program focused on practical financial education, including budgeting remittances, scam prevention, and building more resilient household finances.
For many OFWs, remittances remain the backbone of family income, but financial literacy gaps continue to expose households to risks such as overspending, fraud, and lack of savings planning. The event sought to address these challenges through accessible, real-world guidance.

Empowering OFWs with financial literacy tools
As co-presenter, the Palawan Group of Companies used a 40-minute session to share financial insights tailored specifically for OFWs and their beneficiaries. Topics included strategies for allocating remittances, protecting savings against inflation, and strengthening financial security through microinsurance solutions.
The company also highlighted Palawan Gold, positioning it as a potential hedge against inflation, alongside ProtekTODO microinsurance, which was presented as a tool to help safeguard families against unexpected financial shocks.

Bernard Kaibigan, Chief Marketing Officer of the Palawan Group of Companies
“This initiative is very special to us. Not only does it mark our first-ever financial literacy initiative dedicated towards OFWs and their loved ones, but it also reflects our deep commitment of serving our kababayans, wherever they are in the world,” said Bernard Kaibigan, Chief Marketing Officer of the Palawan Group of Companies.
Kaibigan underscored that financial inclusion, for the company, extends beyond access to remittance services and financial products. He said it also involves empowering Filipinos with the knowledge needed to make informed financial decisions.
The program comes at a time when financial literacy continues to be a key concern for many OFW households, particularly as digital financial services expand and financial scams become more sophisticated.

The Palawan Group of Companies has partnered with JCI Manila to share practical financial tips to OFWs and their loved ones.
Through its partnership with JCI Manila, the Palawan Group said it aims to strengthen community-based financial education efforts, particularly for sectors that play a critical role in the Philippine economy.
The company added that its broader mission is anchored on serbisyong may malasakit, ensuring that Filipinos — especially those working abroad — are supported not just in sending money home, but in building more secure and sustainable financial futures.
As demand for financial education continues to grow among OFWs and their families, initiatives like “Leading OFWs Beyond” reflect a broader shift toward combining financial services with practical literacy programs aimed at long-term economic empowerment.


