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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Poster featuring a girl with the latest Logitech Pebble 2 combo PC peripherals and gadgets

Express yourself with a splash of color and a dash of flair with the all-new Logitech Pebble 2 Combo

Logitech, the global leader in PC and gaming peripherals, is thrilled to introduce the Logitech Pebble 2 Combo. This dynamic duo promises to redefine how today’s Gen Z and millennials work, play, and express themselves. Combining style, functionality, and eco-friendliness, these accessories are more than just gadgets — they’re lifestyle statements. The Logitech Pebble 2 […]

Man in hood holding a laptop with blue light in his right hand

Risk of cyber attacks decline in APAC, but 82% of organizations predict successful attacks this year

Trend Micro Incorporated (TYO: 4704; TSE: 4704), a global cybersecurity leader, revealed that cyber risk levels in Asia Pacific (APAC) have improved from the first half to the second half of 2022, according to its latest survey on cyber risk. Nevertheless, organizations remain pessimistic about the threat landscape, with 82% anticipating successful attacks this year. […]

Sealing the deal with a handshake

Monetary boards in PH and Singapore bare plans to connect their respective payment systems

The Bangko Sentral ng Pilipinas (BSP) announced that the Philippines and Singapore are now intensifying their cooperation to integrate their respective payment systems. IMAGE CREDIT: https://asianbankingandfinance.net/ During a courtesy visit to BSP Governor Eli Remolona Jr. at the Philippine Central Bank’s headquarters in Manila, Constance See Sin Yuan, Ambassador Designate of Singapore to the Philippines, […]

Two robot heads used to illustrate the capabilities of the new Amazon Bedrock

AWS announces powerful new offerings to help accelerate generative AI innovation

Amazon Web Services, Inc. (AWS), an Amazon.com, Inc. company (NASDAQ: AMZN), today announced five generative artificial intelligence (AI) innovations, so organizations of all sizes can build new generative AI applications, enhance employee productivity, and transform their businesses. Today’s announcement includes the general availability of Amazon Bedrock, a fully managed service that makes foundation models (FMs) […]

GCash app on a mobile phone

GCash warns users on ‘jailbroken’ and ‘rooted’ phones

In an ongoing effort to combat scams, frauds, and account takeovers, the country’s most popular finance super app, GCash, is now barring “jailbroken” and “rooted” devices — effective immediately — as a precautionary step against potential security weaknesses of modified smartphones. Meanwhile, devices running in “developer mode”, in which some users configure the operating system […]

Facade shot of the Asian Development Bank building

ADB lowers its forecast for PH growth this year to 5.7% due to rising prices, outside challenges

By Jan Michael Carpo, Reporter The Asian Development Bank (ADB) has reduced its economic growth forecast for the Philippines in 2023 due to rising prices and outside challenges. In its “Asian Development Outlook September 2023 report,” the ADB stated that it is lowering its growth forecast for the country to 5.7 percent this year — […]

A man holding an unregistered SIM card

PNP ACG unveils scammers’ latest tricks in post-SIM registration law

Following the full enforcement of the SIM registration law, the Philippine National Police Anti-Cybercrime Group (PNP ACG) has recently raised the curtain on the ever-evolving tactics of scammers. In a media advisory, the PNP ACG said: “While we’ve seen a promising 50% decrease in SIM card-related crimes (from 2,318 cases one month before the full […]

Top executives of the BSP and AFI during the ribbon-cutting ceremony to open the AFI exhibit for MSMEs

BSP holds an exhibit for MSMEs as part of the AFI Global Policy Forum

The Bangko Sentral ng Pilipinas (BSP) has set up an exhibit recently showcasing local micro, small, and medium enterprises (MSMEs) as part of the Alliance for Financial Inclusion (AFI) 2023 Global Policy Forum (GPF). The exhibit was held at the Philippine International Convention Center (PICC) from September 12 to 15. Photo shows (from left) DOT-NCR […]

elina Yuan, President of International Business at Alibaba Cloud Intelligence Group

Alibaba Cloud unveils new services to help solve generative AI dev’t issues for global customers

Global cloud leader joins forces with technology partners to accelerate application development innovation. Alibaba Cloud, the digital technology and intelligence backbone of Alibaba Group, today announced a series of innovative AI products and services at the 2023 Alibaba Cloud Global Summit. The comprehensive set of new products is designed to meet the burgeoning demand for […]

Sec. Diokno at the AIIB Annual Meeting Flagship Event

Diokno cites need for innovative financing to support physical and digital connectivity projects

Speaking during this year’s Asian Infrastructure Investment Bank (AIIB) Annual Meeting Flagship Event: Enhancing Connectivity in a Challenging World, Finance Secretary Benjamin E. Diokno has underscored the need for innovative financing solutions to support physical and digital connectivity projects. The flagship event was held last September 26 at Sharm El Sheikh in Egypt and explored […]