Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

calendar_today April 1, 2026 schedule 4 min read

PH eyes ‘data hub’ status as DICT likens country to global chokepoint; Vertiv sees AI-driven growth

The Philippines eyes data hub status as DICT Secretary Aguda calls data the “next oil,” while Vertiv backs AI-driven infrastructure growth plans.

News

Executives of Palawan Group and RCBC do the "ceremonial signing" at the launch of PalaSave

calendar_today March 25, 2026 schedule 5 min read

Palawan Group, RCBC launch ‘PalaSave’ to expand accessible digital savings for Filipinos

RCBC and Palawan Group of Companies, through RCBC DiskarTech, launched PalaSave within PalawanPay, offering accessible, low-barrier savings with interest nationwide.

Payment

calendar_today March 20, 2026 schedule 3 min read

Coins.ph pushes real-time payments to support Filipina-led SMEs

As women continue to play a dominant role in the Philippine small business landscape, fintech firms are stepping up efforts to address long-standing friction in payments and cash flow management. Digital finance platform Coins.ph said it is expanding its suite of payment and disbursement tools aimed at helping Filipina entrepreneurs operate more efficiently, particularly as […]

MSMEs

Executives of ISOG at the launch of "I AM SECURE 2026" as they call for a unified cybersecurity effort as threats shift to individuals

calendar_today March 19, 2026 schedule 4 min read

I AM SECURE 2026 calls for unified cybersecurity effort as threats shift to individuals

I AM SECURE 2026 urges public–private collaboration to combat rising individual fraud risks and evolving cybersecurity threats through shared strategic priorities.

Cybersecurity

calendar_today March 10, 2026 schedule 4 min read

The women of Coins.ph: Redefining the digital frontier

For years, the digital asset industry was defined by the “crypto bro” archetype — a high-octane, male-dominated landscape of volatile trades and impenetrable jargon. But as we move through 2026, the view from the industry’s inner sanctums tells a different story. In the Philippines, this shift isn’t just cosmetic; it is structural. At the vanguard […]

Crypto

calendar_today March 6, 2026 schedule 3 min read

Coins.ph CEO urges LGUs to cut ‘invisible tax’ of inefficient payment systems

Coins.ph CEO Wei Zhou has called on local government units (LGUs) to modernize their public payment systems, warning that outdated processes act as an “invisible tax” that drains communities of vital resources. Speaking before thousands of legislators at the 2026 Philippine Councilors League (PCL) National Congress and the 1st Quarterly Continuing Local Legislative Education Program, Zhou emphasized the urgent need for […]

Crypto

Executives of Visa and RCBC as they mark risk and security milestone with Philippine Security Champion award

calendar_today March 4, 2026 schedule 3 min read

Visa, RCBC mark risk and security milestone with Philippine Security Champion award

Visa has named Rizal Commercial Banking Corporation (RCBC) as its “security champion” for the Philippines, recognizing the lender’s strong performance in fraud prevention and risk management as digital payment threats continue to grow more sophisticated. The award was presented during Visa’s annual Risk Forum and is given to the best-performing local bank based on four key security metrics: […]

Cybersecurity

Eli Becislao of Base Philippines shares the company's growth

calendar_today March 2, 2026 schedule 3 min read

Base marks first year in PH with push for accessible blockchain and gamified trading

During its first anniversary celebration in the Philippines late last week, blockchain network Base Philippines underscored its growing commitment to local developers, traders, and students — signaling a broader push to make blockchain technology more accessible to Filipinos. In an exclusive interview with FintechNewsPH during the event, Eli Becislao, country manager of Base Philippines, explained that the […]

Crypto

BSP data shows FCDU loans rise to US$15.56B in Q4 2025 despite yearly dip

calendar_today February 26, 2026 schedule 2 min read

Bank lending growth slows to 9.2% in December as business and consumer loans remain resilient

Bank lending in the Philippines continued to expand in December, though at a slower pace, reflecting more cautious borrowing amid tighter financial conditions, preliminary data from the Bangko Sentral ng Pilipinas (BSP) showed. Loans from universal and commercial banks (U/KBs) grew by 9.2 percent year-on-year in December, easing from 10.3 percent in November. On a month-on-month basis and after […]

Banking and Finance

Credit attitudes shift nationwide as TransUnion’s 2025 credit perception index

calendar_today February 24, 2026 schedule 4 min read

Credit attitudes shift nationwide as TransUnion’s 2025 CPI report reveals growing knowledge and trust beyond the capital

Credit attitudes among Filipinos are becoming more evenly distributed nationwide, as consumers outside the capital region show rising financial knowledge and trust — matching sentiment levels long dominated by Metro Manila and nearby provinces. This shift was highlighted in the latest findings of the 2025 Credit Perception Index (CPI) released by TransUnion, which tracks how Filipinos […]

News