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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Amor Maclang, Digital Pilipinas convenor and co-founder of the One ASEAN Fintech Movement (OAFM) while being interviewed by the media

Digital Pilipinas vows to work with public, private sectors to address cybersecurity concerns in PH

by Joel Pinaroc, Senior Writer Digital Pilipinas, a private sector-led movement pushing for innovation and a technology ecosystem in the country vowed to work with the private and public sectors to address emerging cyber threats. In an exclusive interview with fintechnewsph.com, Digital Pilipinas convenor Amor Maclang said: “At Digital Pilipinas, we are deeply concerned about […]

Carlos Barrera, CEO of Lazada Philippines

Game-changing technologies in PH e-commerce presented at Lazada 11.11 Seller Conference

This Christmas season, as online vendors prepare for a retail revolution, the e-commerce landscape is also expected to undergo a significant upheaval. Carlos Barrera, CEO of Lazada Philippines During the most recent Lazada 11.11 Seller Conference, which drew an amazing 600 attendees, Carlos Barrera, the CEO of Lazada Philippines, presented a number of game-changing technologies […]

Photo of a homestay venue used as an example of a non-hotel accommodation

ADB report on alternative accommodations sees expanding potential for substitute lodging in PH

A report from the Asian Development Bank (ADB) entitled “Alternative Accommodations in Southeast Asia” revealed that there is now a need for Southeast Asian nations like the Philippines to enhance and legitimize the governance of substitute lodging options while streamlining online registration procedures and licensing standards for this expanding industry. These suggestions were included in […]

Amor Maclang, convenor of Digital Pilipinas

Digital Pilipinas Festival x Festival of Festivals a huge success

by Joel Pinaroc, Senior Writer The recently concluded “Digital Pilipinas Festival x Festival of Festivals” 2023 was a huge success as it drew over 20 global technology leaders from Malaysia, Japan, India, Singapore, Canada, and various other countries, as well as a sizeable crowd comprised of Philippine government leaders, technology visionaries, and stakeholders, Digital Pilipinas […]

logo of Open Finance PilotPH

Opening the doors of financial inclusion: How open finance transforms emerging economies like the Philippines

by Robin Wong, Chief Executive Officer of Mocasa The financial landscape in emerging markets is undergoing a great shift. In the Philippines, the Bangko Sentral ng Pilipinas (BSP), in collaboration with the International Finance Corporation (IFC) and the World Bank (WB), unveiled the Open Finance PH Pilot last June of this year – a monumental […]

A key visual of ALE for the Asian Hospital and Medical Center

Alcatel-Lucent Enterprise delivers secure, reliable connectivity for Asian Hospital and Medical Center

Alcatel-Lucent Enterprise (ALE), a leading provider of communications, networking, and cloud solutions tailored to customers’ industries, delivers high-speed, secure network connectivity to the Asian Hospital and Medical Center staff, patients, and guests. Facade shot of the Asian Hospital and Medical Center As an internationally recognized provider of health services, and recently named winner of the Healthcare Asia Awards […]

Facade shot of Landbank of the Philippines building in Pangasinan

LANDBANK grants P4.3 billion worth of loans to fund rural development projects in Pangasinan

State-owned Land Bank of the Philippines (LANDBANK) has recently granted a total of P4.3 billion worth of sub-loans to finance various development projects in Pangasinan. The loan is a component of the P6 billion omnibus term loan deal that the bank inked with the provincial government earlier this year. Photo shows Pangasinan Governor Ramon V. […]

Spark CEO David Chin together with esteemed business and technology leaders during the recently-concluded ‘LeaderShift’ webinar organized by Digital Pilipinas

Spark, Digital Pilipinas unite to foster regional collaborations and ASEAN digital transformation

With the fastest-growing Internet market in the world and a projected $1 trillion boost to its regional GDP in the next decade, the ASEAN is poised to embrace a profound digital transformation. However, amidst promising projections, the region must still overcome challenges to digitalization such as skills shortage for a more digital-savvy workforce, cyber threats […]

photo of skyscrapers in Makati City

US$400 million ADB loan to boost Philippines’ revenue mobilization

The Asian Development Bank (ADB) has approved a US$400 million loan to help the Philippines achieve its medium-term fiscal strategy and finance its post-pandemic economic recovery through a stronger focus on revenue mobilization, including modernizing tax administration, systems, and processes. IMAGE CREDIT: https://www.eco-business.com/ The Domestic Resource Mobilization (DRM) Program Subprogram 1 is ADB’s first policy-based […]

Poster to launch the BSP's Paleng-QR PH Plus program of the BSP

Cotabato City goes digital with the formal launch of Paleng-QR Ph Plus program

Cotabato City is now part of the Paleng-QR Ph Plus program of the government that promotes digital payments through quick response (QR) codes in markets and public transport hubs.   The program launch was led by Cotabato City Mayor Mohammad Ali “Bruce” D. Matabalao, Bangko Sentral ng Pilipinas (BSP) Mindanao Regional Office (MRO) Director Judith G. […]