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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Two robot heads facing each other to signify that Amazon Bedrock is now the new frontier in Generative AI

Amazon Bedrock launches new capabilities as customers choose it as the foundation to build and scale secure generative AI applications

New, custom model import capability lets customers easily bring their proprietary models to Amazon Bedrock so they can take advantage of its powerful capabilities. Amazon Web Services, Inc. (AWS), an Amazon.com, Inc. company (NASDAQ: AMZN), today announced new Amazon Bedrock innovations that offer customers the easiest, fastest, and most secure way to develop advanced generative […]

Facade shot of Union Bank building in Manila

Higher costs and riskier loans seen to negatively affect Union Bank’s profit outlook for this year

Moody’s Ratings paints a challenging picture for the Union Bank of the Philippines (Union Bank) as it grapples with rising credit costs and a growing proportion of risky loans — all of which are expected to impact its profitability. The recent decline in Union Bank’s asset quality and profitability metrics has raised red flags, as […]

Executives of foundit (from left:) Thomas Lundt (Secretary General/COO) and Sekhar Garisa (CEO)

foundit named “Official Talent Partner” of the Badminton World Federation (BWF) 

The Badminton World Federation (BWF) has recently announced its partnership with foundit, a leading talent platform in APAC and the Middle East. This strategic collaboration aims to amplify foundit’s brand presence while championing the spirit of excellence embodied by badminton players worldwide.  The partnership was announced by Sekhar Garisa, the CEO of foundit and Saurabh […]

A woman counting bills after coming from a money changer

BSP renews campaign against unscrupulous money changers, revokes license of NIKKO Mart

Money changer NIKKO has reportedly committed “serious violations” of money laundering laws The Bangko Sentral ng Pilipinas (BSP) has taken decisive action against another unscrupulous money changer as part of its ongoing crackdown on illicit money service businesses (MSBs). IMAGE CREDIT: https://twitter.com/NIKKO In a circular letter issued by BSP Deputy Governor Chuchi Fonacier, it was announced that […]

Meme coins featuring a dog (Dogecoin)

Coins.ph sees continuing rise in Bitcoin adoption, interest in meme coins among Filipino traders

by Jan Michael Carpo, Reporter With the recent surge in Bitcoin’s value approaching nearly P4 million per token, Filipinos have shown increased interest in meme coins such as Dogecoin, Shiba Inu, and Pepe. Wei Zhou, CEO of Coins.ph, shared in a recent press briefing that local traders are now being drawn to these highly speculative […]

Lynette V. Ortiz, president and CEO of LANDBANK, together with top officials of ACDI MPC during the loan-signing agreement

LANDBANK signs loan agreement, bolsters ACDI MPC’s capacity to serve uniformed personnel

The Land Bank of the Philippines (LANDBANK) has recently extended its support to the ACDI Multipurpose Cooperative (MPC), an institutional cooperative serving members from the entire Armed Forces of the Philippines (AFP), to enhance the working capital of the cooperative. The bank’s support is aimed at assisting uniformed personnel in the country. Photo shows (from […]

A woman using the new, ergonomically-designed, Logitech Wave Keys keyboard

No more “tired wrists” with the new Logitech Wave Keys keyboard

It’s no secret that sitting incorrectly or with a bad posture for too long can strain your back and neck. It can even make your legs feel numb and tingly at times. It’s the same thing with your wrists when you’re typing — they can get tired and achy. It is possible that your typing […]

BSP Deputy Governor Bernadette Romulo-Puyat, former Antipolo City Mayor Andrea B. Ynares and Rizal Governor Nina Ricci A. Ynares together with a market vendor during the launch of Paleng QR PH Plus in Antipolo City

Antipolo boosts digital payments via the launch of Paleng-QR Ph Plus in the city

Last April 12, the City of Antipolo in Rizal introduced the Paleng-QR Ph Plus program to promote digital payments in its public markets, public transportation, and business establishments. The launching ceremony, held at the City Mall of Antipolo, was led by Bangko Sentral ng Pilipinas (BSP) Deputy Governor Bernadette Romulo-Puyat and former Antipolo City Mayor […]

Facade shot of a China Bank branch in Manila

Chinabank declares record cash dividends of P5.9 billion, up 16% in 2024

The Board of Directors of China Banking Corporation (Chinabank) recently declared a P1.20 per share regular cash dividend and an additional P1.00 per share special cash dividend, payable on May 16, 2024, to all stockholders of the bank on record as of May 3, 2024. Facade shot of a China Bank branch (IMAGE CREDIT: https://www.chinabank.ph) […]

A man typing on his laptop to show the dangers of digital fraud as the country celebrates Cybersecurity Awareness Month

Filipinos laud adoption of the DICT cybersecurity plan

by Alice Sicat, Assistant Regional Drector at PIA-NCR We are now living in the digital age where typing on a keyboard has since become as powerful as writing with a pen. President Ferdinand Marcos Jr.’s recent Executive Order (EO) adopting a National Cybersecurity Plan (NCSP) has since garnered approval and appreciation in Metro Manila. With the adoption […]