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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

ZTE poster showing why the tech company's reported U.S. settlement talks only reinforces why compliance matters

ZTE’s reported U.S. settlement talks highlight why compliance matters for PH’s infrastructure future

The reported negotiations that may see Chinese telecom giant ZTE pay more than US$1 billion to the U.S. government over alleged foreign bribery violations serve as a timely reminder for emerging markets like the Philippines: global infrastructure players now operate under some of the most stringent compliance regimes in history, and enforcement trends abroad often […]

A computer monitor showing how identity fraud is now being done as iProov and HYPR unite to form 'ultimate defense' against AI-driven workforce identity fraud

iProov and HYPR unite to form ‘ultimate defense’ against AI-driven workforce identity fraud

iProov, HYPR to integrate government-grade liveness into passwordless security to block sophisticated deepfake and identity fraud attacks targeting enterprise onboarding. Two global leaders in digital identity security, iProov and HYPR, have announced a strategic partnership to combat a rapidly escalating threat: the infiltration of enterprise systems by fraudulent workers using sophisticated, AI-generated identities. The integration sees iProov’s certified, […]

Toff Rada, Maya’s Head of Corporate Affairs, delivering his speech to OFWs in HK as the bank leads push for smarter digital financial habits

Maya steps up financial literacy push for HK OFWs, eyes stronger digital adoption and money confidence

Maya, the Philippines’ leading all-in-one fintech ecosystem, is ramping up efforts to help Overseas Filipino Workers (OFWs) in Hong Kong strengthen their financial foundations — at a time when remittances remain the lifeline of millions of households back home. During the Financial Literacy and Digital Adoption Program for the OFW Community organized by FintechAlliance.PH and the Philippine […]

A girl looks at her laptop while waiting for new instructions as Payoneer helps Filipino creative startups go global as demand for digital talent surges

Payoneer helps Filipino creative startups go global as demand for digital talent surges

The Philippines’ creative economy is accelerating faster than ever — and global payments platform Payoneer is emerging as one of the infrastructure pillars enabling Filipino creative firms to scale beyond local borders. According to data from the Philippine Information Agency, the creative sector accounted for 7.3% of the country’s GDP and generated 7.51 million jobs in 2024, cementing […]

Philippine external position steadies, but global risks cloud outlook — BSP

BSP says PH macro indicators steady as inflation eases, LVF access made easier and forex buffers rise

The Philippines enters the final stretch of 2025 with a more stable macro-financial backdrop as inflation continues to cool, and foreign reserves strengthen. Meanwhile, the Bangko Sentral ng Pilipinas (BSP) moves to reassure the public of frictionless access to large-value funds — developments closely watched by banks, fintech players, and investors navigating a still-fragile global environment. […]

Aditya Haripurkar, CEO and Co-founder of HitPay

HitPay exec champions “frictionless growth” as SMEs accelerate shift to cashless payments

As the Philippines pushes deeper into a digital-first economy, small and medium-sized enterprises (SMEs) are finding themselves at a crossroads: customers are demanding seamless, cashless payment experiences, yet many merchants remain weighed down by legacy systems, rising operating costs, and fear of adopting unfamiliar technologies. Singapore-based fintech HitPay believes this gap is where the country’s next […]

Poster showing 2 people holding a mobile phone with the UnionDigital Bank app as the bank rolls out unlimited, free InstaPay transfers ahead of peak holiday 'padala season'

UnionDigital Bank rolls out unlimited, free InstaPay transfers ahead of peak holiday ‘padala season’

As millions of Filipinos prepare for the annual surge in holiday remittances, UnionDigital Bank (UD) is removing one of the biggest pain points of the “padala” season: transaction fees. The digital bank has launched unlimited and free InstaPay transfers for all registered users, a move positioned to help Filipinos stretch their budgets and send more of their […]

Executives of Palawan Group strike a pose after winning silver at NEXT Awards Asia-Pacific 2025

Palawan Group wins silver at NEXT Awards Asia-Pacific 2025 for innovative B2B campaign

The Palawan Group of Companies has been recognized with the Silver Award for Most Innovative B2B Campaign at the NEXT Awards Asia-Pacific 2025, held on November 27 at Shangri-La The Fort, Manila. The accolade underscores the company’s innovative approach in partnering with government agencies to make aid programs more accessible to Filipinos in remote and underserved communities. The award […]

BSP Governor Eli M. Remolona, Jr. (second from left) and Her Majesty, Queen Máxima of the Netherlands, discuss financial health in Basel

BSP pushes financial health in ASEAN 2026, honors fin-ed champions for digitalization effort

The Bangko Sentral ng Pilipinas (BSP) is ramping up its commitment to financial health, education, and digital empowerment as it prepares to lead the Association of Southeast Asian Nations (ASEAN) in 2026. The central bank’s multi-pronged push was underscored through international engagements and national partnerships this November. During a fireside chat at the Bank for […]

Amira Alawi of Coins.ph

“There’s more to Coins.ph than trading”: An interview with Amira Alawi, Coins.ph Global Marketing Director

The fintech landscape in the Philippines is evolving rapidly, and users expect more than single-purpose apps. Coins.ph, the platform that introduced millions of Filipinos to crypto, is now going beyond that: financial superapp that integrates payments, remittance, trading, and web3 utility in one platform. By combining traditional financial infrastructure with blockchain innovation, Coins.ph delivers fast, […]