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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Rapt AI and AMD forge partnership to revolutionize GPU performance

Unleashing AI’s potential: Rapt AI and AMD forge partnership to revolutionize GPU performance

In a move poised to redefine the landscape of AI infrastructure management, Rapt AI, a pioneer in AI-powered workload automation, has announced a groundbreaking collaboration with AMD, a global leader in high-performance computing.  This strategic alliance aims to unlock unprecedented levels of efficiency and performance for AI inference and training workloads running on AMD Instinct […]

Photo of women taking up AI courses, with Coursera's new playbook meant to close the gender gap, improve global enrollments

Beyond 32%: New Coursera playbook launched to close the gender gap, improve global enrollments

Coursera bridging the global gender gap in Generative AI (GenAI) isn’t just a mission; it’s a necessity, and the Philippines is a crucial battleground in this digital revolution. While the world grapples with the stark reality of women being significantly underrepresented in AI’s development, with global enrollments on Coursera at a mere 32%, the Philippines […]

Image of peso bills and a handcuff as BSP calls for enhanced monitoring amid 2025 election season to safeguard financial integrity

BSP calls for enhanced monitoring amid 2025 election season to safeguard financial integrity

As the nation prepares for the May 2025 elections, the Bangko Sentral ng Pilipinas (BSP) has issued a crucial directive to all BSP-supervised financial institutions (BSFIs), emphasizing the need for heightened vigilance against potential misuse of financial systems for vote buying and selling. Memorandum No. M-2025-006, released on March 23, 2025, underscores the central bank’s […]

Enrique Lores, HP Inc.'s President and CEO, speaks during Amplify 2025

HP’s AI future unveiled at “Amplify 2025”

HP‘s annual Amplify partner conference recently exploded onto the scene, unveiling a future powered by AI where work seamlessly blends with innovation and play. With a staggering portfolio of over 80 new products and services, HP is making a bold statement: the future of work is here, and it’s intelligent. Enrique Lores, HP Inc.’s President […]

A man thinks about the next payday and AgadPay comes to the rescue to end payday loan grip

AgadPay’s launch in PH this 2025 to empower Filipinos, end payday loan grip

A seismic shift is underway in the fintech landscape as AgadPay officially launches in the Philippines, promising to dismantle the crippling cycle of payday loan dependency that plagues millions of Filipino workers. In a nation where financial vulnerability is a stark reality, AgadPay’s innovative Earned Wage Access (EWA) platform offers a lifeline, providing immediate access […]

Status of PH economy as illustrated in these images of people and financial institutions

Philippine economy defies global headwinds, shows remarkable resilience — FSCC report

In a global landscape fraught with geopolitical tensions and volatile policy shifts, the Philippine economy has emerged as a beacon of stability, showcasing remarkable resilience. The Financial Stability Coordination Council (FSCC)’s 2024 Financial Stability Report (FSR) paints a compelling picture of a robust financial system, weathering international storms with unwavering strength. The report, a comprehensive […]

Poster for Converge ICT showing the fastest internet in the Philippines embarking on ambitious rural expansion program

Converge ICT embarks on ambitious rural expansion, eyes 11 million fiber ports by 2027

In a bold move to connect the unconnected, Converge ICT Solutions Inc. is charting a course to dramatically expand its fiber optic network, targeting 11 million ports by 2027, with a significant focus on rural areas. This ambitious expansion aims to bridge the persistent digital divide, bringing high-speed internet to some of the most underserved […]

A new survey by Hitachi Vantara (whose building photo is shown here) sees BFSI sector leaders struggle with data governance and infrastructure demands

New survey sees BFSI sector leaders struggling with data governance, infrastructure demands

The rapid advancement of artificial intelligence (AI) is placing unprecedented demands on traditional data infrastructures, forcing businesses in the banking, financial services and insurance (BFSI) sector to prioritize between security, quality and sustainability. A report by Hitachi Vantara reveals that a staggering majority of these leaders fear catastrophic data loss as AI strains existing infrastructure, […]

Photo of ATMs of various banks to show how PH banks are riding the capital wave in 2025

PH banks ride capital wave in 2025, but cracks appear beneath the surface

A surge of optimism, fueled by a resurgence in capital expenditure, painted a vibrant picture for Philippine banks in the final quarter of 2024. CreditSights, a leading financial research firm, declared a “generally strong” loan growth, with many institutions reporting a robust 6% to 9% quarter-on-quarter (QoQ) expansion. This surge, however, wasn’t a uniform wave, […]

Executives of Philtower, MIDC and ZTE sign an MoU at Mobile World Congress 2025 in Barcelona

PH digital leap forged at Mobile World Congress 2025 power pact

Philtower, MIDC and ZTE strengthen collaboration at MWC Barcelona 2025 to enhance network coverage and accelerate digital connectivity in the Philippines The vibrant hum of Mobile World Congress (MWC) 2025 witnessed a landmark moment for Philippine telecommunications as Philtower Consortium Inc. and Miescor Infrastructure Development Corporation (MIDC), two key players in the nation’s tower infrastructure, […]