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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Image showing a human and a robot doing computations on a blackboard to show how AI can help drive productivity and growth

AI to supercharge PH economy with ₱1.8 trillion growth, study shows

The Philippines, long hailed as a leader in digital adoption, is on the verge of a major fintech transformation, powered by the rise of artificial intelligence. A new report by London-based public policy research agency Public First reveals that artificial intelligence could boost the nation’s economy by a staggering ₱1.8 trillion (approximately US$31 billion), with the finance […]

BSP Governor Eli M. Remolona, Jr. (front row, center) together with officials from the Philippine Statistics Authority (PSA), DICT, National Privacy Commission, and Office of the Special Assistant to the President for Investment and Economic Affairs, along with resource persons from the World Bank, Korea Credit Information Services, and BSP-supervised financial institutions

A tale of 2 trends: BSP’s National ID initiative poised to transform PH financial access

According to the latest data from the Bangko Sentral ng Pilipinas (BSP), the Philippine economy presents a complex picture of promise and caution. While foreign direct investment (FDI) net inflows saw a significant year-on-year jump in May 2025, reaching US$586 million, the year-to-date total has declined. This impressive May growth was primarily driven by a sharp […]

AI guru Rob van Alphen (right, standing) together with participants to the ACE Workshop in Malaysia

Marketers to learn latest AI hacks at ACE Manila workshop on August 27

Forget yesterday’s marketing playbooks. Artificial Intelligence has officially moved from a futuristic concept to the essential engine driving today’s most effective campaigns. As brands race to stay ahead in a fast-evolving digital landscape, marketers and communicators need practical tools to turn AI from buzzword to breakthrough. That’s why the latest AI Centre of Excellence (ACE) […]

Facade shot of PSBank building as the bank posts ₱2.16-B net income in first half of 2025

PSBank posts ₱2.16-B net income in first half of 2025, defies economic headwinds

In a robust display of financial strength, Philippine Savings Bank (PSBank), the thrift banking powerhouse of the Metrobank Group, announced a net income of ₱2.16 billion for the first half of 2025. This stellar performance, fueled by the unwavering growth of its core businesses and a sharp focus on operational efficiency, paints a picture of a bank […]

Poster showing CLI logo on top of aerial view of a wide tract of land as Cebu Landmasters bolsters expansion with P3-B sustainability-linked notes

Cebu Landmasters bolsters expansion, drives growth with P3-B sustainability notes

Cebu Landmasters, Inc. (CLI), a leading property developer in VisMin Cebu, has secured a P3-billion sustainability-linked notes (SLN) facility agreement, signaling a strong vote of confidence from institutional investors in its strategic vision and commitment to sustainable growth. This transaction, which saw BPI Capital Corp. as the sole arranger and bookrunner and BPI Wealth as the facility and paying agent, highlights […]

Top executives of Palawan Group of Companies and GCash doing the handshake to formalize the formalize a partnership between the 2 companies

Palawan Group marks 40th year with landmark GCash partnership

The Palawan Group of Companies, a trusted name in financial services for four decades, is marking a new milestone in its mission for financial inclusion. In a landmark partnership with GCash, the country’s leading e-wallet, the company is rolling out GCash Cash In and Cash Out services across its extensive network of over 3,500 Palawan […]

Metrobank's Peaches Cuenco (right), Head of the Consumer Lending Group, joins "King of Christmas Carols" Jose Mari Chan (center) to kick off the bank's "Happy Holideals" promo

Metrobank kicks off Christmas early with “Happy Holideals” and a challenge to all Filipinos

Metrobank is getting into the holiday spirit extra early this year! The bank has launched the #EarlyGIFT Challenge and the Happy Holideals promo, designed to help Filipinos get a head start on their biggest financial goals before the usual Christmas rush. With the “ber” months just around the corner, Metrobank is betting on strong demand for car and […]

Caricature showing a a globe with people around it saying "Hello" in various languages as part of Google's "AI Now" initiative

Google’s new AI initiatives champion language diversity in PH and Southeast Asia

Google is making a significant push to ensure artificial intelligence (AI) is not just for English speakers, announcing in a recent media briefing a series of new initiatives and partnerships aimed at greater language inclusivity. These efforts are particularly relevant to the Philippines and the wider Southeast Asian region, where linguistic diversity presents a unique […]

BSP building with the Philippine flag at left

PH secures billions in foreign loans, BSP urges future planning

The Bangko Sentral ng Pilipinas (BSP) recently announced a significant increase in approved public sector foreign borrowings, signaling the government’s push to secure funding for critical infrastructure and social programs. At the same time, the central bank is proactively looking ahead, issuing a timely reminder for entities to submit their foreign borrowings plans for the […]

Inter-connected buildings and bright lights to illustrate how Bitget is expanding Starlink-powered PayFi islands initiative

Bitget expands Starlink-powered PayFi islands initiative to Negros Oriental

Bitget, a leading cryptocurrency exchange and Web3 company, is deepening its commitment to digital inclusion in the Philippines by expanding its PayFi Islands initiative to Negros Oriental. The program aims to bridge the digital divide in remote communities by deploying high-speed satellite internet, powered by Starlink, to underserved areas. This next phase will bring Starlink-powered high-speed internet to Apo […]