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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A Philippine flag on top of buildings as PH financial system gets hailed for credit rating stability by JCR

PH financial system hailed for stability as BSP cracks down on illicit cash flows

The Philippine banking system is receiving high praise from international credit raters for its remarkable stability, even as the Bangko Sentral ng Pilipinas (BSP) implements new, stricter regulations aimed at fortifying the country’s defenses against financial crime. This dual development paints a picture of a robust financial sector that is not resting on its laurels […]

A robot reading a book while wearing glasses that spells Google as the comply launches its Google AI Plus app

Google expands AI Plus to 40 countries, bringing advanced AI tools to the Philippines

Google is taking a major step in democratizing access to its most powerful AI tools. The tech giant announced that Google AI Plus, its premium subscription plan for advanced AI services, is rolling out to 40 more countries — including the Philippines. The move signals Google’s continued push to place advanced generative AI capabilities in the hands […]

Mark Tolley (center), APAC Director at inDrive, after receiving the award

inDrive’s win at 2025 Asian Technology Excellence Awards signals a new era for PH tech

Fresh from winning the “Philippines Technology Excellence Award for AI – Transportation” at the 2025 Asian Technology Excellence Awards, inDrive is reinforcing its mission to prove that artificial intelligence can empower people rather than replace them. This recognition is more than just a trophy for a ride-hailing app; it’s a landmark moment that highlights the growing maturity […]

Greentech Ecobooster's Rowena Bernardo (6th from left, front row), poses with her staff and top officials of Shell Pilipinas Corporation during the awarding ceremony

Greentech Ecobooster powers ahead as Shell LiveWire 2025 champion, secures ₱1 million in equity-free funding

Filipino startup Greentech Ecobooster emerged as the big winner at the Shell LiveWire 2025 Final Pitch Day, held during Echelon Philippines 2025 at the SMX Convention Center this September. The company secured ₱1 million in equity-free cash funding from Shell Pilipinas Corporation (SPC) for its groundbreaking fuel-optimization technology — a device that could reshape how everyday Filipinos use and save on fuel. […]

People using a tablet and a laptop to make digital finance transactions as audax joins AWS Partner Network

audax joins AWS Partner Network to accelerate digital banking transformation across APAC, ME

Singapore fintech backed by Standard Chartered eyes opportunities as Southeast Asia, including the Philippines, deepens digital finance adoption. audax Financial Technology (audax), a Singapore-based digital banking solutions provider backed by Standard Chartered, has officially joined the Amazon Web Services (AWS) Partner Network (APN). The move signals the company’s ambition to scale its role in powering […]

Logo of fintech firm MoneyHero Group with buildings in the background as the personal finance company swings to profit

MoneyHero Group swings to profit, as Philippine fintech gains momentum

MoneyHero Limited, a Nasdaq-listed personal finance platform operating in Southeast Asia, has reported its first profitable quarter — a milestone that signals both the resilience of its regional operations and the growing importance of fintech in markets like the Philippines. The Singapore-based company posted a net income of US$0.2 million in the second quarter of 2025, reversing […]

Top executives of BSP watch Iloilo Vice Governor Nathalie Ann F. Debuque as she attempts to pay a local merchant using QR Ph code during the Paleng-QR Ph Plus launch at the Iloilo Provincial Capitol

Scan, Pay, Go: Iloilo launches cashless revolution in public markets

Iloilo is ushering in a new era of commerce, swapping out worn-out bills and loose change for the convenience of a quick digital scan to pay for goods and services. On Monday, September 22, 2025, the Province of Iloilo officially launched the “PalengQR PH Plus” program, a landmark initiative set to transform how business is done […]

A chipset from AMD, which is set to ignite network edge using EPYC processors

AMD ignites network edge with new EPYC processors, aims for lightning-fast response times

In a significant move to power the next wave of intelligent devices, AMD has officially unveiled its EPYC Embedded 4005 Series processors. These new chips are not destined for your home PC or a massive data center; instead, they are precision-engineered for the rapidly expanding world of “edge computing.” This means they’re built to bring powerful, […]

Angelo Madrid (3rd from left), President of Maya Bank, leads the credit access MOA-signing with Atome. Joining him were (from left:) Jefferson Chen, CEO of Atome Financial; Chris Quiros, Country General Manager of Atome Philippines; and Manu Panda, COO of Maya Bank

Maya Bank, Atome seal ₱2.75B loan channeling deal to boost credit access in the Philippines

Millions of Filipinos could soon enjoy easier access to responsible credit as Maya Bank, the country’s leading digital bank, and Atome, Southeast Asia’s top digital finance platform, announced a groundbreaking ₱2.75 billion (US$48 million) loan channeling partnership. The collaboration seeks to expand affordable, transparent, and flexible financing options across the Philippines, particularly benefiting consumers and small businesses that […]

A handful of coins in front of a financial institution is used to to describe BSP's report saying that the country's Balance of Payments (BOP) remains resilient

BOP posts US$359 Million surplus in August 2025, GIR rise to US$107.1 Billion — BSP

The Philippine economy showed renewed signs of resilience in August, posting a welcome US$359 million surplus in its overall transactions with the rest of the world, a significant turnaround from the previous month’s deficit. This surplus in the country’s balance of payments (BOP) marks a substantial improvement from the modest US$88 million surplus recorded in […]