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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A mobile phone with YouTube Premium Lite app, which offers affordable ad-free viewing to help expand the Filipinos' digital experience

YouTube Premium Lite arrives in PH: Affordable ad-free viewing expands digital experience

YouTube has officially launched YouTube Premium Lite in the Philippines, giving Filipinos a more budget-friendly way to enjoy videos without ad interruptions for just ₱109 per month. The rollout underscores YouTube’s strategy of diversifying its subscription models to meet varying user needs. Coming on the heels of the global success of YouTube Premium and YouTube Music, which now […]

Image of 2 women and a man riding a motorcycle to illustrate Tala's aim to reach 10 million customers in PH within 3 years

Tala bets big on global growth, aims to reach 10 million customers in PH within 3 years

After more than a decade in business, global fintech company Tala has yet to turn a profit. But instead of pulling back, it is making an even bigger bet on its future. The Santa Monica–based lender is doubling down on global expansion, revamping its technology, and introducing a new underwriting approach that it believes will […]

A man using the new Logitech G522 gaming headset smiles after getting leveled up play

Level up your play with the new Logitech G522 gaming headset

Logitech G, a brand of Logitech (SIX: LOGN) (NASDAQ: LOGI) and a leading innovator in gaming and sim racing gear, officially launches the Logitech G522 Gaming Headset in the Philippines today. First announced globally last May, the G522 is now finally hitting local shelves — bringing Filipino gamers a new addition to the award-winning G5 series that’s built to […]

A man touches a screen with the words cyber security as the country celebrates Cybersecurity Awareness Month

Cybersecurity Awareness Month: PH rallies against rising threats, digital fraud in 2025

Cybercrime is on the rise in the Philippines. In 2024 alone, authorities recorded 10,004 cybersecurity issues and complaints, with another 3,251 cases already filed in the first quarter of 2025. From phishing scams and identity theft to AI-powered deepfakes targeting public figures and business leaders, the threat landscape is growing more sophisticated by the day. This alarming […]

A man with headset pumps his fist in front of a monitor after reading a CIBI report about hiring fraud risks in the Philippine job market

CIBI report tackles hiring fraud risks as the Philippine job market expands

CIBI Inc. (Credit Information Bureau, Inc.), the Philippines’ pioneering and sole local credit bureau, is playing a key role in strengthening trust in the country’s financial ecosystem as the job market enters a period of renewed optimism. According to Jobstreet’s Hiring, Compensation, and Benefits Report 2025, 44% of hirers and HR professionals expect higher job market activity […]

Image of P1,000 bills and a man in orange vest saving a person during a flood as part of a BSP report on PH economy saying consumers are now upbeat while businesses tread carefully in Q3 2025

BSP report: Consumers turn cautiously upbeat while businesses tread carefully in Q3 2025

The Philippine economy is entering the latter half of 2025 on a mixed but encouraging note, with households showing signs of renewed optimism while firms adopt a more measured stance amid global and seasonal headwinds. Latest survey results from the Bangko Sentral ng Pilipinas (BSP) reveal a nuanced outlook: consumer confidence improved in the 2nd half of […]

Cover page of the BSP's Residential Property Price Index report stating that housing prices in PH have climbed in Q2 2025, driven by growth outside NCR

BSP report says housing prices climbed in Q2 2025, driven by growth outside NCR

Housing prices in the Philippines continued their upward trajectory in the second quarter of 2025, with residential property values rising 7.5 percent year-on-year (y-o-y), according to the latest Residential Property Price Index (RPPI) released by the Bangko Sentral ng Pilipinas (BSP). While the increase was slightly slower than the 7.6 percent growth recorded in the first quarter, analysts note […]

A hand holding a mobile phone with Maya's Black card as the payment company sets new security standards in credit card industry 

Maya sets new security standard in credit card industry 

At a time when cybersecurity threats are growing more sophisticated, Maya, the country’s leading fintech ecosystem and no. 1 digital bank, is taking a bold step to protect Filipino consumers. The company has launched the Maya Black credit card, a product designed from the ground up with security as its core feature, setting a new benchmark […]

Logo of the BSP on top of a building as the central bank is set to put a stop to digital bank license applications in PH by Dec. 2025

BSP to stop digital bank license applications by Dec. 2025 — balancing innovation with stability

The Bangko Sentral ng Pilipinas (BSP) has announced that it will close its application window for new digital bank licenses on December 1, 2025, giving interested applicants just two months to finalize their submissions. After the deadline, no new applications will be accepted until further notice. The move follows the Monetary Board’s approval of a new […]

A girl sits on the sofa beside a laptop with giant screen as the words "Best Coursera courses" get flashed on top of them

Coursera launches new, AI-powered ‘Career GPS’ to tackle PH’s widening skills gap

According to Coursera, a quiet crisis is unfolding in workplaces across the Philippines: technology is advancing faster than people can learn. This is further supported by the latest findings from the World Economic Forum’s 2025 Future of Jobs Report, which found that a staggering 67% of Filipino employers now see the growing gap between the skills their employees have and the […]