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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

An executive from GCash presents the e-wallet company's latest life program on gender equality

GCash work benefits now include employees’ domestic partners and LGBTQIA+ individuals

Even though Pride Month has already been concluded last June, mobile e-wallet GCash has announced that it is extending the celebration by enhancing its benefits package to now also cover an employee’s domestic partner and LGBTQIA+ individuals. An executive from GCash presents the e-wallet company’s latest life program on gender equality In a recent media […]

Facade shot of Globe Telecom's office building

Globe considers applying AI, sees app as a ‘huge contributor’ to customer service

Globe Telecom Inc., which is managed by Ayala, is investigating the use of artificial intelligence (AI) in a variety of its everyday customer support jobs. Facade shot of Globe Telecom’s office building in Mandaluyong In order to reduce costs and boost efficiency, Globe President and CEO Ernest Cu said in a press statement that AI […]

A cartload of groceries

BPI waives fees for EFT transactions of up to ₱1,000 using its mobile app

For brief periods, the Bank of the Philippine Islands (BPI) would forgo transfer costs for modest InstaPay transactions conducted using its mobile application. Fees for a cartload of groceries worth up to P1,000 is already free if paid using BPI’s mobile app According to a news story posted on its website, no costs will be […]

Amor Maclang of Digital Pilipinas together with executives from the DTI's BOT and PEZA

PEZA, DTI Board of Investments choose Digital Pilipinas as promotions partner

Digital Pilipinas has recently been chosen as the inbound and outbound promotions partner by the Department of Trade and Industry (DTI)’s Board of Investments (BOI) and the Philippine Economic Zone Authority (PEZA). As DTI’s inbound and outbound promotions partner, the main responsibility of Digital Pilipinas is to promote technology and other high-priority investment sectors for […]

A handheld mobile phone showing the benefits of Cloud technology with Oracle logo in the background

Oracle introduces generative AI capabilities to boost productivity, streamline business processes

Oracle recently announced the addition of generative AI-powered capabilities within Oracle Fusion Cloud HCM. Supported by the Oracle Cloud Infrastructure (OCI) generative AI service, the new capabilities are embedded in existing human resource processes to drive faster business value, improve productivity, and streamline business processes. IMAGE CREDIT: www.passionateinmarketing.com “Generative AI is boosting productivity and unlocking […]

Fingers pointing to a screen showing various types of cryptocurrency

Survey reveals rising public awareness of crypto among Filipinos; Bitcoin most commonly known

According to Capstone-Intel Corporation, a private research and intelligence agency, cryptocurrency awareness among Filipinos is rapidly growing, with many now using digital currency to pay for online purchases. There are also those who engage in crypto trading as an option to make money quickly. IMAGE CREDIT: www.coinatmfinder.com To dive deeper into these findings, the research […]

Illustration showing latest result of Gartner Magic Quadrant analytics report for 2023

Alibaba Cloud named a Challenger in the latest Gartner Magic Quadrant analytics report

Alibaba Cloud, the digital technology and intelligence backbone of Alibaba Group, has been named a Challenger in this year’s Gartner® Magic Quadrant™ for Analytics and Business Intelligence Platforms. Last year, the cloud service provider was placed as a Niche Player in the same report. The Gartner Magic Quadrant report evaluates providers of analytics and business […]

Illustration from Investopedia defining what inflation means

Headline inflation in PH eases further to 5.4 percent in June this year

​This year’s headline inflation decelerated further to 5.4 percent year-on-year in June from 6.1 percent in May, settling near the lower end of the Bangko Sentral ng Pilipinas (BSP)’s forecast range of 5.3 to 6.1 percent for the month. The resulting year-to-date average of 7.2 percent, however, it is still above the government’s average inflation […]

Executive Secretary Lucas P. Bersamin while leading the opening of the BSP’s Numismatic Exhibit in Kawit, Cavite

Numismatic exhibit opened in Kawit, Cavite for the 125th anniversary of PH Independence

The Museo ng Bangko Sentral ng Pilipinas (BSP) in partnership with the National Historical Commission of the Philippines opened the exhibit “Minting the Revolution, Forging a Nation: Highlights from the BSP Numismatic Collection” last June 12, 2023, at the Museo ni Emilio Aguinaldo in Kawit, Cavite. The exhibit is open to the public from 9 a.m. […]

A mobile phone used to digitally pay for coffee

BSP reveals that e-wallets now make up more than 40% of retail transactions in PH

Physical restrictions have been put in place during the epidemic to prevent people from becoming infected; as a result, mobile e-wallets and digital banks that facilitate cashless payments have arisen and become extremely popular among Filipinos. Three years later, despite the removal of restrictions, digital payments are still popular. Most recently, Felipe M. Medalla, governor […]