Adulting is hard. Finding extra cash when life happens? That used to be harder — until now. With PSBank’s Flexi Personal Loan, you’ve got a financial backup that’s ready to use when you need it.
Whether it’s surprise home repairs, tuition fees, or emergency medical bills, unexpected expenses don’t have to hold you back anymore.
Your financial safety net
When life throws surprises your way, it’s time to Flex — with PSBank Flexi Personal Loan, which lets you borrow up to P250,000 and take control of your finances thanks to its unparalleled flexible options and smart rewards.
Manage your funds your way with PSBank Flexi Personal Loan. Borrow up to P250,000 and enjoy the freedom to choose the loan option that suits your lifestyle — a revolving credit line or a fixed term personal loan.
The PSBank Flexi Personal Loan with Prime Rebate stands out as the first and only collateral-free personal loan product in the Philippines that offers both a revolving credit line and a fixed term loan.
What this means: A revolving credit line operates without a fixed number of payments; the amount you can borrow conveniently decreases or increases depending on how much you have already repaid. This means continuous access to funds as you need them, without the hassle of re-applying each time.
Alternatively, if you prefer steady, predictable payments, a fixed term loan requires you to make periodic payments, usually over a certain fixed period, with repayment options of 24 or 36 months in fixed monthly installments. This dual-option approach truly puts you in the driver’s seat of your finances.
When life throws surprises your way, it’s time to Flex — with which lets you borrow up to P250,000 and take control of your finances thanks to its flexible options and smart rewards.
Accessible and rewarding: Banking on your terms
PSBank Flexi Personal Loan can be accessed through a free ATM card so you can conveniently access funds anytime, anywhere in any Mastercard-affiliated ATM worldwide. This account also comes with an ATM card, giving you access to day and night banking, rain or shine, from hundreds of ATMs nationwide and ensuring your funds are always within reach.
Payment is equally easy and flexible – you can pay in any of your preferred channels: PSBank Mobile, PSBank Online, over-the-counter at any PSBank branch, 7-Eleven Stores, BancNet ATMs, InstaPay, and Online Bills Payment Services. You can also track and manage your loan in real time through the PSBank Mobile App, giving you complete oversight of your financial standing.
Furthermore, we make paying your monthly dues more rewarding with PSBank Flexi Personal Loan’s Prime Rebate program.
This unique feature allows you to receive rebates or savings every time you make excess or advance payments on your Flexi loan. Rebates are computed daily and automatically applied to qualified term loans — rewarding you for paying early or more than the minimum due.
This means you’re not just getting a loan; you’re getting a smart financial tool that actively helps you save money over time.
Time to flex with PSBank’s Flexi Personal Loan
Not sure where to start? Use the Loan Calculator and pre-qualification checklist on the PSBank website to get a quick idea of how much you can borrow.
Applying is easy! You may apply through the bank’s Online Loan Application by clicking on the “Apply Now” button on the right or by visiting any PSBank branch near you.
Get the backup you deserve. Apply now for a PSBank Flexi Personal Loan via PSBank Online, or visit your nearest PSBank branch. For more information on PSBank’s products and services, visit psbank.com.ph or follow PSBank on Facebook and Instagram.
Philippine Savings Bank (PSBank) is an industry trailblazer in innovative and future-ready banking, and is the country’s consumer and retail bank of choice for more than 60 years. Its primary objective of delivering quality customer service, simplified processes, quick credit decisions, and consumer-focused products are underscored by a clear promise: Simple Lang, Maaasahan (Simple and Reliable). It is the retail banking arm and a subsidiary of the Metropolitan Bank and Trust Company.
To date, PSBank’s nationwide network has already reached 250 branches and over 500 in-branch and offsite ATMs – ready to serve its ever-growing client base.
