Global CIO Forum continues to spotlight global technology leaders advancing innovation in financial services, with the Global CIO Forum once again recognizing RCBC Executive Vice President and Chief Innovation & Inclusion Officer Lito Villanueva.
The award marks his fourth consecutive “Legend CIO” recognition, reinforcing his leadership in driving digital banking transformation and financial inclusion in the Philippines.
Under Villanueva’s leadership, RCBC has accelerated its shift toward digital-first banking, introducing key innovations such as U.S. Virtual Accounts, DiskarTech, and expanded mobile banking services.
These initiatives are designed to make financial services more accessible, especially for underserved and unbanked Filipinos across the country.
Driving inclusive digital banking innovation
The recognition from the Global CIO Forum highlights RCBC’s sustained efforts in combining technology with financial inclusion.
One of its flagship innovations, DiskarTech, has played a crucial role in reaching grassroots users by offering simplified mobile banking services that allow users to open accounts, save, send money, and manage basic financial needs through their smartphones.

Alongside this, RCBC’s U.S. Virtual Accounts have expanded its cross-border banking capabilities, enabling Filipinos and businesses to conduct international transactions more efficiently and securely.
These digital tools reflect the bank’s broader mission of improving financial accessibility through technology.
Shaping the future of Philippine digital banking
Villanueva’s leadership has been central to aligning RCBC’s innovation strategy with real-world financial needs, ensuring that digital transformation is not only about modernization but also about inclusion.
His continued recognition by the Global CIO Forum underscores the global relevance of these efforts.
The fourth consecutive “Legend CIO” award from the Global CIO Forum affirms Lito Villanueva’s growing influence in the global fintech landscape.
It also highlights RCBC’s position as one of the leading digital-first banks in the Philippines, committed to expanding financial inclusion through innovation-driven solutions.


