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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A mobile phone with the Ownbank app

New mobile banking app OwnBank offers the highest savings interest rate yet, up to 8% per annum

In time for Filipinos’ Christmas bonus and 13th-month pay, the newest mobile banking player, OwnBank, sets foot in the market to offer local users its next-generation, all-in-one financial services, with the highest savings interest rate yet of 8% per annum. The one app for all your financial needs: OwnBank is BSP-regulated and PDIC-insured, so you […]

A man's hand pointing to a logo of 5G and Ericsson

Ericsson Mobility Report: Resilient 5G uptake – 5G subscriptions will reach around 550 million in Southeast Asia and Oceania by the end of 2029

Ericsson (NASDAQ: ERIC) today announced the result of its latest Mobility Report, where it was revealed that by the end of 2023, almost one out of five of all global mobile subscriptions will be 5G subscriptions. What’s more interesting is that this growth has proven resilient despite continued economic challenges and geopolitical unrest in some […]

Caricature showing how menopausal women should be properly treated in the workplace

Standard Chartered advocates for menopause support with progressive menopause workplace policy

Bank employees will now have access to medical cover for treatment of menopause-related symptoms Standard Chartered recently announced the global rollout of medical coverage for the treatment of menopause-related symptoms to all its employees and their partners as part of their medical benefits. More than two-thirds of its employees will be covered by November, with […]

A girl using a new, ergonomic keyboard from Logitech called Wave Keys

Logitech launches ergonomic wireless keyboard designed for well-being and productivity at an affordable price

If you’ve ever considered getting an ergonomic keyboard to guard your health and boost your productivity, now is the right time to do this. Logitech, the world leader in PC peripherals, has just rolled out the Wave Keys, an ergonomic wireless keyboard that doesn’t break the bank.  The new Logitech Waves Keys The new Logitech […]

Crowd shot at the recent Singapore Fintech Festival

Tala’s focus on radical trust, addressing gender divide at the heart of financial inclusion during the Singapore Fintech Festival 2023

Delivering tailored solutions to those seeking formal digital credit with a nuanced understanding of their circumstances, challenges and aspirations, current situation, financial struggles, as well as their personal goals and dreams is at the core of Tala. Keeping these in mind, the goal is to increase customers’ self-confidence in making financial decisions, foster financial independence, […]

Photo of a Tap & Go card being used to pay for an e-jeepney ride

BSP makes cashless payments possible in open marketplaces and public transport at BARMM

By Jan Michael Carpo, Reporter Thanks to the BSP’s Digital Payments Transformation Roadmap (DPTR), commuters, PUV operators, and market vendors in the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) will soon be able to take advantage of undertaking cashless payments in public markets and public transportation. How did this become possible? Digital payment transactions in […]

Cover page of an Energy Efficiency guidebook by Meralco

BAP, Meralco hold forum on energy efficiency and sustainability solutions in PH

The Bankers Association of the Philippines (BAP) and Meralco recently held a forum to discuss ways how banks throughout the country can adapt practices to introduce sustainability in their energy practices. In his opening remarks, BAP managing director Benjamin P. Castillo highlighted how energy matters in a bank’s day-to-day operations. “As is generally known, electricity […]

An Aerodyne drone while being used to help the agriculture sector address global food security challenges through precision farming

Aerodyne teams up with AWS to solve complex industrial issues with drone data

Malaysian drone services company uses AWS to deliver insights for organizations in the telecommunications, agriculture, and energy industries while reducing data processing costs by 70% At AWS re:Invent, Amazon Web Services, Inc. (AWS) today announced that Aerodyne, the world’s No. 1 drone solutions provider, is running its DRONOS software as a service (SaaS) platform on […]

AWS re/Start graduates Karla Dimapindan and Romeo Roncale

From AWS re/Start to Cloud specialists: the inspiring journeys of Romeo and Karla

by Jan Michael Carpo, Reporter In the bustling city of opportunities, where dreams converge with determination, the life stories of Romeo Roncale and Karla Dimapindan stand as a beacon of inspiration for aspiring Cloud technology specialists. Romeo and Karla are just two of the many graduates who leveraged the re/Start program, a cohort-based workforce development training […]

A mobile phone with the GCash app

Globe now on the lookout for the next “needle-mover” in the industry like GCash

The Globe Group is now on the lookout for the next “needle-mover” in the industry and is hoping to create a new entity that would emulate the success of GCash, its fintech division. Globe Fintech Innovations Inc. (Mynt), which operates GCash, is part of the portfolio companies of 917Ventures, the largest corporate incubator in the […]