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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Logo of Union Bank of the Philippines placed on top of a billboard

UnionBank acquires P237 million worth of Series C bonds, aims to raise P2-B from bond offering

Union Bank of the Philippines (UnionBank) has recently acquired bonds valued at over P200 million. The bonds, which were issued three years prior, effectively completed its dual-tranche bond offering. In a press statement, the Aboitiz-led bank said that it has bought P236.7 million worth of its Series C bonds as part of a bond exchange […]

Roongrote Rangsiyopash, President and CEO of SCG, together with other SCG executives

SCG unveils its operating results and robust strategies amid Q3/2023 economic headwinds

Innovative cost-efficient initiatives and sustainable technologies propel SCG forward. SCG shared the company’s Q3/2023 operating results and strategies to counter regional economic stagnation. Despite facing a slowdown in the petrochemical sector, shrinking exports, and elevated interest rates, SCG is optimistic about its sustainable long-term growth while its financial stability remains robust. Roongrote Rangsiyopash, President and […]

Paywatch poster with the tagline, no need to wait until payday

Paywatch formalizes entry in PH, promises to lessen financial strain among Filipino workers

To help reduce financial strain among Filipino workers, Paywatch, an Earned Wage Access (EWA) service provider based in Malaysia, announced recently its formal entry into the Philippine market. Rowell del Fierro, president of Paywatch Philippines, made this announcement in a virtual press briefing shortly after bringing attention to the widespread problem that many Filipinos encounter […]

Monetary Board Member Romeo L. Bernardo (second from left) together with central bank officials and partners at the recognition ceremony for the outstanding partners of the BSP Visayas Regional Office and Branches

BSP names 9 outstanding partners in the Visayas

The Bangko Sentral ng Pilipinas (BSP) recently named nine outstanding institutional partners of its Visayas Regional Office (VRO) and Branches during the recently-concluded “2023 Outstanding BSP Stakeholders Appreciation Ceremony (OBSAC)” held in Dumaguete City. Monetary Board Member Romeo L. Bernardo, who led the ceremony, conveyed the BSP’s gratitude to its partners for their support in fulfilling the […]

Dr. Werner Vogels of Amazon.com

The Frugal Architect: Cloud exec shares value of cost-effectivity and innovation at AWS re:Invent 2023

by Jan Michael Carpo, Reporter On the fourth and final day of AWS re:Invent 2023, Amazon Web Services (AWS) has invited Dr. Werner Vogels, Amazon.com’s Vice President and Chief Technology Officer, to share his global tech insights and predictions for the coming year. Dr. Werner Vogels, Vice President and CTO of Amazon.com (IMAGE CREDIT: www.aboutamazon.com) […]

Facade shot of Robinsons Bank building.

PayMongo, Robinsons Bank ink cooperation deal to assist MSMEs in PH

Robinsons Bank Corp., owned by Gokongwei, has recently teamed up with PayMongo, a payment processing platform, to assist micro-, small and medium-sized businesses (MSMEs) in their digital payment requirements through creative and straightforward solutions. By providing simple and effective online transaction solutions, the alliance is hoping to completely transform the way micro-, small and medium-sized […]

Poster announcing Logitech G's 12.12 All Out Christmas Sale at Lazada

The best and last chance to buy Logitech G products on Lazada 12.12 All Out Christmas Sale

Up to 35% Discount + Free Shipping + Coin Cash Back + Lazada Bonus +Sodexo Christmas is that time when gamers, freed from school and work, spend the merry holidays blasting each other in online games. It would suck to get killed over and over again due to the cheap gaming gear you bought from […]

Globe executives at the launch of the company's Experience Easy with GCash for Business

GCash now offers customer-centric solutions for businesses that go beyond payments

As every executive now knows, customer experience is crucial in ensuring the success of any business endeavour. Based on the latest PwC survey, it was revealed that a positive customer experience is crucial for the development and prosperity of any business, regardless of its sector. It also showed that consumers are prepared to pay up […]

A mobile phone with the Ownbank app

New mobile banking app OwnBank offers the highest savings interest rate yet, up to 8% per annum

In time for Filipinos’ Christmas bonus and 13th-month pay, the newest mobile banking player, OwnBank, sets foot in the market to offer local users its next-generation, all-in-one financial services, with the highest savings interest rate yet of 8% per annum. The one app for all your financial needs: OwnBank is BSP-regulated and PDIC-insured, so you […]

A man's hand pointing to a logo of 5G and Ericsson

Ericsson Mobility Report: Resilient 5G uptake – 5G subscriptions will reach around 550 million in Southeast Asia and Oceania by the end of 2029

Ericsson (NASDAQ: ERIC) today announced the result of its latest Mobility Report, where it was revealed that by the end of 2023, almost one out of five of all global mobile subscriptions will be 5G subscriptions. What’s more interesting is that this growth has proven resilient despite continued economic challenges and geopolitical unrest in some […]