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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

CitySavings Chair Ana Aboitiz-Delgado together with other bank officials while leading the inauguration of the thrift bank’s Bank on Wheels

CitySavings’ “Bank-on-Wheels” bringing banking services closer to Filipinos

City Savings Bank (CitySavings), the thrift bank subsidiary of Aboitiz-led Union Bank of the Philippines (UnionBank), debuted its groundbreaking “Bank-on-Wheels” (BOW) mobile kiosk recently as part of its advocacy work on financial inclusion in the Philippines. The launch of the mobile kiosk was also meant to champion the thrift bank’s sustainability endeavors. Championing financial inclusion: […]

The new AMD Ryzen 8000G Series desktop processors

AMD reveals Next-Gen desktop processors for extreme PC gaming and creator performance

Today, during CES 2024, AMD (NASDAQ: AMD) announced new products expanding its desktop portfolio, delivering premium experiences to gamers, content creators and everyday users through extraordinary performance and the power of personal AI processing. The new AMD Ryzen 8000G Series desktop processors AMD is introducing the new AMD Ryzen 8000G Series desktop processors, including the Ryzen  7 8700G, with […]

Poster showing a mobile phone and credit card with Omnipay logo

BSP onboards first nonbank electronic money issuer as a Direct Peso RTGS participant

​The Bangko Sentral ng Pilipinas (BSP) has reached another central banking milestone recently with the onboarding of OmniPay, Inc. to the roster of financial institutions that settle high-value transactions safely and instantly through the BSP-owned and operated PhilPaSSplus. On October 20, 2023, OmniPay, Inc. became the first nonbank electronic money issuer (EMI) participant in the BSP’s […]

Ericsson appoints Daniel Ode as Head of Ericsson Singapore, Philippines and Brunei

Ericsson appoints Daniel Ode as Head of Ericsson for Singapore, Philippines and Brunei

Ericsson (NASDAQ: ERIC) today announced the appointment of Daniel Ode as Head of Ericsson for Singapore, Philippines and Brunei, and Head of Global Customer Unit (GCU) Singtel Group in Market Area Southeast Asia, Oceania & India (MOAI). Ericsson appoints Daniel Ode as Head of Ericsson Singapore, Brunei and the Philippines In this role, Daniel will […]

DBP Senior Vice President for Operations Catherine Magana (middle) receives the Top Sustainability Advocates in Asia award under the Sustainability category of the Asia Corporate Excellence and Sustainability (ACES) Awards 2023 during ceremonies held in Kuala Lumpur, Malaysia. Also in photo are MORS Group Chief Executive Officer Shanggari Balakrishnan (left) and AUBRENS Managing Partner Dr Jayanthi Desan.

DBP cited for pioneering sustainability practices

State-owned Development Bank of the Philippines (DBP) has been recognized by an international organization for being ahead of the curve in the sustainability arena as exemplified by its pioneering adoption of green practices in the early 1990s, a top official said. DBP Senior Vice President for Operations Catherine Magana (middle) receives the Top Sustainability Advocates […]

Poster for HitPay with logo of all its partner establishments in PH

HitPay partners with PH-based super app GCash

In this digital era, payment gateways are essential for enabling smooth transactions for businesses in the Philippines. As the market continues to expand, it becomes increasingly important to identify the best payment gateway to provide a seamless and secure experience for both merchants and customers. Now here’s good news for small business owners who wish […]

BSP Governor Eli M. Remolona, Jr. and BAIPHIL President Racquel B. Mañago while shaking hands after signing a memorandum of understanding (MOU) covering collaboration on productivity enhancements for banks through research, information, and education

BSP formalizes partnership with BAIPHIL

The Bangko Sentral ng Pilipinas (BSP) and the Bankers Institute of the Philippines (BAIPHIL) formalized their long-standing partnership recently with the signing of a memorandum of understanding (MOU) last December 18 at the BSP Head Office in Manila.   BSP Governor Eli M. Remolona, Jr. and BAIPHIL President Racquel B. Mañago shake hands after signing […]

Seven Bank Ltd of Japan partners with 7-Eleven to make safe and convenient banking accessible to more Filipinos

Seven Bank, 7-Eleven enter partnership to install more ATMs nationwide

Partnership to make safe and convenient banking accessible to more Filipinos The Philippine unit of Seven Bank Ltd. of Japan, in partnership with Philippine Seven Corp. (PSC), aims to deploy 500 more ATMs at 7-Eleven stores nationwide to make safe and convenient banking accessible to more Filipinos. IMAGE CREDIT: Hitachi Digital Payment Solutions Ltd. Pito […]

Poster showing the PH economy's 3rd quarter performance in 2023

PH economy grew faster in Q3, but net external liability position reached US$50-B in September

The Bangko Sentral ng Pilipinas (BSP) has just released a media advisory announcing the results of the country’s latest economic performance which, according to the Department of Finance, grew faster (5.9%) in the 3rd quarter of 2023. According to the advisory, however, preliminary data on the country’s net international investment position (IIP) also indicated a […]

A mobile phone with Moneygram's non-custodial digital wallet app

MoneyGram to launch non-custodial digital wallet in Q1 of 2024

MoneyGram International, Inc. (“MoneyGram” or the “Company”), a leading global financial technology company that connects the world’s communities, has recently announced plans to launch its own, non-custodial digital wallet during the Stellar Development Foundation (SDF) annual conference. The non-custodial digital wallet, which will officially debut first quarter of 2024, will enable consumers around the world to […]