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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Poster showcasing Chinabank's recent partnership with DeeMoney of Thailand

Chinabank expands RippleNet platform partners with Thailand’s fintech money service business

Chinabank continues to broaden its global remittance tie-ups to serve Filipinos anywhere in the world. Connecting via the RippleNet platform, the bank recently partnered with DeeMoney, Thailand’s leading Fintech money service business, to be able to facilitate fast and convenient remittance from Thailand to the Philippines. IMAGE CREDIT: https://www.chinabank.ph/ The partnership with DeeMoney, with its […]

His Excellency Christian Lyster (5th from left), Ambassador, Royal Norwegian Embassy in Manila, together with the solar-powered water pump beneficiaries from Sta. Cruz Farmers Association in Calapan, Oriental Mindoro

Norwegian Embassy taps crop solutions specialist for installation of solar-powered water pumps in Calapan, Oriental Mindoro

Renewable energy-powered pumps to ensure sustainability and better rice yields for farmers A farming community in Barangay Santa Cruz, Calapan Oriental Mindoro, is now enjoying a worry-free future in terms of rice productivity and sustainability with the turnover of solar-powered water pumps providing them with much-needed irrigation this year. Dubbed “Agos para sa Masaganang Ani,” […]

Former Finance Secretary Benjamin Diokno during his appointment as a new member of the Monetary Board

Former Finance Sec. Benjamin Diokno completes Monetary Board

After completing his tenure as chief of the Department of Finance, former Finance Secretary Benjamin E. Diokno was recently appointed as a full-time Member of the Monetary Board (MBM) for a six-year term effective January 12, 2024.   ​Bangko Sentral ng Pilipinas Governor Eli M. Remolona, Jr. (left) swears in former Finance Secretary Benjamin E. Diokno […]

FREE and Cemex executives during the signing ceremony for an agreement that would explore the implementation of various renewable energy and energy efficiency solutions

Cemex signs contract with ENGIE and Filinvest to go “green” and improve its energy mix in Cebu

FREE and CEMEX sign long-term PPA for ground-mounted solar projects to help power cement manufacturing plants in the Philippines. Cemex Philippines, a leading cement producer in the country, has signed a contract with Filinvest-ENGIE Renewable Energy Enterprise, Inc. (FREE) recently to develop a 10.08 MW ground-mounted solar system in Cemex’s facility in Apo Cement Plant in the City of Naga, Cebu. […]

Poster showing 2 women and a child on how Etiqa is humanizing insurance

Etiqa Philippines clinches 6th spot in new business APE rankings in Q3 2023

Demonstrates strong market relevance and industry presence In the third quarter of 2023, Etiqa Life & General Assurance Philippines, Inc. (Etiqa Philippines) has leapt from the 17th position to clinch the sixth spot in the New Business Annual Premium Equivalent (NBAPE) rankings, affirming its strong market presence and effective strategies in attracting new businesses. IMAGE […]

BSP Assistant Governor Arifa A. Ala together with BARMM officials and executives from the Shari’ah Supervisory Board

Shari’ah supervisory board in BARMM holds first meeting

The Shari’ah Supervisory Board (SSB) in the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) held its historic inaugural meeting last December 15, 2023, at the Dusit Thani Manila in Makati City.  Photo at left: BSP Assistant Governor Arifa A. Ala (seated, center), Shari’ah Supervisory Board (SSB) Chairperson Muhammad Nadzir S. Ebil (standing, fifth from left), […]

Facade shot of Metrobank building in PH

Metrobank posts strong financial performance and wins various awards in 2023

While posting outstanding financial performance in 2023, the Metropolitan Bank & Trust Co. (Metrobank) reported that it has also received several recognitions from leading financial publications, industry peers, and the government — thus, cementing its leadership in the industry. IMAGE CREDIT: https://allthebestloans.com/bank-loans/metrobank/ Keeping Filipinos in good hands In a press release, Metrobank revealed that 2023 […]

Photo showing real estate, development and investing concepts with financial chart indicators and stock market graphs on city skyscrapers

FSCC to prioritize strengthening of the corporate bond market in 2024

Strengthening the corporate bond market is high on the list of priorities of the Financial Stability Coordination Council (FSCC) in 2024. In its last meeting for 2023, the Council noted that the Philippine financial market remains strong despite fresh rounds of global geo-political risks.  Assessing various measures, the FSCC believes that current market behavior is […]

Maro Toni Bautista (2nd from left), Standard Chartered Bank’s Director, Head of Financial Markets and Financial Institution Sales, together with other bank executives during the Fund Managers Association of the Philippines, Inc. (FMAP) Awards in 2023

Standard Chartered Bank wins at the FMAP Awards

Standard Chartered Bank (SCB) Philippines was recently recognized as “Best in Foreign Market Coverage” (First Place) at the 2023 Fund Managers Association of the Philippines, Inc. (FMAP) Awards. Maro Toni Bautista (2nd from left), Standard Chartered Bank’s Director, Head of Financial Markets and Financial Institution Sales, together with other bank executives during the Fund Managers […]

Logos of Terrapay and Maya to indicate partnership between the two companies

TerraPay and Maya partner to empower seamless money transfers for Filipinos worldwide

TerraPay and Maya recently announced a transformative global collaboration that would make international remittances more accessible, convenient, and secure for Filipinos across the world. IMAGE CREDIT: https://www.linkedin.com/company/fintech-finance/ As the demand for efficient cross-border payment solutions continues to grow, TerraPay, a leading global cross-border payments network, is excited to announce its partnership with Maya, which would allow […]