schedule
calendar_month
cloud Loading weather…
| location_on
cloud_off Weather unavailable

Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A young man holding a calling card and a mobile phone as he applies for a loan and heeds credit bureau CIBI, which is urging Pinoys to build credit early

CIBI CEO urges young Filipinos to build credit early: ‘Financial visibility is the new independence’

For many young Filipinos, the realities of “adulting” often come crashing in with a single rejection — a denied loan, a failed credit card application, or even a phone plan that didn’t go through because of no credit history. It’s a situation that Pia Arellano, President and CEO of CIBI Information Inc., the country’s pioneering credit bureau, […]

Poster with blue background showing the words "The Age of" plus a man inside an "I" icon to promote DMAP's Digicon conference 2025

DMAP champions responsible personalization and ethical AI at DigiCon 2025

The Digital Marketing Association of the Philippines (DMAP) has called for more responsible, human-centered personalization practices amid the growing use of customer data and artificial intelligence (AI) in digital marketing. The message took center stage during DigiCon 2025, the country’s premier digital marketing conference held on October 16 to 17 at the Marriott Grand Ballroom in Pasay City. […]

Image of a hand holding a mobile phone with the Microsoft Copilot app as the tech compamy unveils human-centered AI in it latest Copilot fall release

Microsoft unveils human-centered AI in latest Copilot fall release

Microsoft has unveiled the Copilot Fall Release, marking a significant step toward a more human-centered approach to artificial intelligence. The update introduces 12 new features designed to make Copilot more personal, collaborative, and context-aware — reflecting the company’s broader vision of AI that truly understands and supports people. In a blog post, Mustafa Suleyman, CEO […]

Members of Team TECHMEHOW2DOUGIE from DLSU-Manila after clinching the grand winner title at Byte Forward 2025 Hackaton

Young Filipino innovators shine at Byte Forward Hackathon 2025

Students develop real-world solutions at Byte Forward to help SMEs thrive in a connected economy The Byte Forward Hackathon 2025 concluded on a high note as young Filipino innovators showcased their creativity and technical prowess during the Grand Finals of the 51st Philippine Business Conference and Expo (PBC&E) held at SMX Convention Center. Jointly organized by Converge ICT Solutions […]

A man working in a sari-sari store is used to show how e-wallet use in these stores has since soared to 75%, driving grassroots digital transformation

E-wallet use in sari-sari stores soars 75%, driving grassroots digital transformation — Packworks

The digital shift among sari-sari stores is gaining strong momentum, with e-wallet use surging by 75% in just eight months, according to a new report from Filipino tech startup Packworks. The report, based on internal transaction data and a direct survey of more than 2,000 sari-sari store owners within Packworks’ nationwide network of over 300,000 stores, […]

Key executives of Palawan Group of Companies strike a pose after winning at MarkeTech Asia Awards 2025

Palawan Group of Companies wins at MarkeTech Asia Awards 2025, marking its first tech triumph

The Palawan Group of Companies has earned its first major recognition in the technology space after clinching two awards at the prestigious Marketing Technologies (MarkeTech) Asia Awards 2025, held recently at the Mandarin Oriental in Singapore. The homegrown financial services brand took home Silver for Best Use of Marketing Automation Platform and Bronze for Best Use of Omni-Channel […]

Image of an area with tall buildings covered by a Philippine flag watermark to show why BSP is cutting key rates as inflation eases while external pressures persist

BSP cuts key rate as inflation eases while external pressures persist

The Bangko Sentral ng Pilipinas (BSP) has lowered its key policy rate by 25 basis points to 4.75 percent, signaling a measured shift toward monetary easing as inflation continues to stabilize and growth risks rise amid persistent global headwinds. The decision, made by the Monetary Board earlier this month, reflects the central bank’s growing confidence […]

Image showing the words "cross-border" and a red arc with different monetary values to show how rising global remittance fees are threatening SME growth, and Payoneer offering a lifeline

Rising global remittance fees threaten SME growth, but Payoneer offers a lifeline

According to the World Bank’s Remittance Prices Worldwide (RPW) 2025 Report, the global average cost of sending money overseas (remittance) rose to 6.49% in the first quarter of 2025, up from 6.26% in the previous quarter. The figure is more than double the target set by the United Nations’ Sustainable Development Goals (SDGs), which call for reducing global remittance costs […]

Executives of Palawan Group and PalawanPay sign a MOA with DITO as the company offers load distribution across its 3,500+ branches via the app

Palawan Group joins forces with DITO to expand connectivity and digital access across PH

The Palawan Group of Companies, one of the country’s most trusted household brands, has teamed up with DITO Telecommunity to make mobile connectivity more accessible to millions of Filipinos nationwide. Under the new partnership, Palawan Pawnshop–Palawan Express Pera Padala (PPS-PEPP) and PalawanPay will now offer DITO load distribution through more than 3,500 branches across the country and via the PalawanPay app. This collaboration marks another milestone […]

Maya Group executives led by Beverly Dolor, Maya Bank CTO, after receiving their Asia CEO Awards 2025 trophies

Maya named “Apex Company of the Year” at 2025 Asia CEO Awards

Maya recognized for driving digital inclusion and reshaping Philippine banking Maya, the country’s leading all-in-one finance platform, has been named “Apex Company of the Year” at the just concluded 2025 Asia CEO Awards, cementing its position as one of the most influential players in Southeast Asia’s rapidly evolving fintech landscape. The prestigious honor, which recognizes organizations that deliver […]