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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Facade shot of a Chinabank branch located in Makati City

Chinabank’s profit soars to P22 billion in 2023, sees sustained core business strength as key

Buoyed by sustained core business strength and stable asset quality with a “better-than-industry” NPL ratio, China Banking Corporation (Chinabank, PSE symbol: CHIB) recently saw its profits soar to a record P22 billion in 2023. A Chinabank branch located in Makati City (IMAGE CREDIT: www.chinabank.ph) The bank’s net income also increased by 15% from 2022 and has […]

A man's finger touching a digital screen to illustrate the importance of cybersecurity

PH to fortify the country’s cybersecurity posture, launches 5-year National Cybersecurity Plan

Ever since the dawn of digital technology, the crucial need for protection has been apparent. Whether it is a special date or a random sequence of letters and numbers, everyone has (at least once!) come across passwords — the most basic form of cybersecurity. Passwords guard sacred information and as digital services and devices continue […]

Fabian S. Dee, President of Metrobank, with the bank's logo beside him

Metrobank reports earning P42.2 billion in 2023, books a 29% increase in full-year net income

Metropolitan Bank & Trust Co. (Metrobank) announced recently that it has posted record earnings of P42.2 billion in full-year net income in 2023, which is 28.9% higher year-on-year. This has translated into a return on equity (ROE) of 12.5%, higher than the 10.3% posted in 2022. The bank’s total consolidated assets also expanded by 9.2% […]

Poster of PRSP's PR for All thrust for 2024-2025

PRSP pushes inclusivity and transparency through its “PR for All” thrust in 2024-2025

The Public Relations Society of the Philippines (PRSP), the country’s premier organization for public relations professionals, proudly announces its thrust for 2024-2025 — “PR for All.” This year’s theme underscores the incumbent Board’s commitment to promoting an inclusive, ethical, honorable, and transparent community where professionals, both seasoned veterans and emerging talents, can thrive and contribute […]

A female customer trying out Skyro's digital app

Skyro expands digital financial offerings for Filipinos, expects 2024 performance to triple

Fresh from achieving a strong 2023 performance, Skyro, a fast-growing fintech provider in the Philippines, continues its commitment to transform the local financial landscape by delivering accessible and more affordable digital financial solutions to Filipinos. A female customer trying out Skyro’s digital app Skyro is committed to empowering more Filipinos by offering a range of […]

Executives of LANDBANK strike a pose during the roll-out of its "Bilis Ipon: Digital Financial Inclusion Caravan" in the municipality of Plaridel, Misamis Occidental

Landbank continues aid to MSMEs, brings digital financial inclusion caravan to Misamis Occidental

People living in a farming community in Misamis Occidental will now have a more secure way of boosting their farm produce and other livelihoods, thanks to the Land Bank of the Philippines (LANDBANK)’s new program that offers affordable loan offerings. Just recently, the state-run bank rolled out its “Bilis Ipon: Digital Financial Inclusion Caravan” in […]

Photo of DBP president and CEO Michael De Jesus shaking hands with the top executive of iPigs Agricultural Farm

DBP promotes sustainable agriculture, bankrolls a modern farm project in Nueva Ecija

The Philippine agriculture sector has long been beset with a constant struggle for the supply of feeds for the swine industry and the production of corn, which is a main source of feed for pigs, has yet to catch up with the demand.  Add to this the prevalence of African Swine Fever (ASF), a serious […]

Poster of Lazada's 3.3 Sale with Logitech

Get amazing deals on Lazada’s 11th birthday with Logitech’s 3.3 gadget sale

Up to 37% off + vouchers + Sodexo gift cards and many more on select items Birthday celebrations should always be fun, right? So, if you’re a fan of Lazada (which is celebrating its 11th birthday this year) and of big discounts on high-end gaming accessories, then you wouldn’t want to miss this deal! This […]

Book cover of Sustainable Central Banking Program

BSP recognizes MSMEs’ role in economy, adopts new guidelines on Sustainable Finance Taxonomy

The current sustainable finance framework focuses on capital markets and MSMEs normally get external finance from banks. However, bank-based financial systems work differently than market-based financial systems. Thus, to help boost investments into sustainability, micro, small and medium enterprises (MSMEs) – a crucial part of the economy – must play vital a role. In line with […]

Caricature to show the rise of FemTech

Tech predictions for 2024 and beyond

by Dr. Werner Vogels, VP and Chief Technology Officer at Amazon.com Throughout history, people have developed tools and systems to augment and amplify their capabilities. Whether the printing press or the assembly line, these innovations have allowed us to do more than we ever could alone. Jobs changed, new professions emerged, and people adapted. In the past […]