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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A woman conducting online banking transaction through UnionBank

UnionBank introduces a new way to help people achieve their dreams FAST!

Leading financial institution launches its latest product that will help make your dreams a reality: the UnionBank Personal Loan! Thinking of home renovation, wanting to pursue your passion project, or perhaps planning on further studies? If you’ve been delaying or putting those dreams on hold, now is the best time to act on them. That’s […]

Photo of a National ID

BSP to BSFIs: “Put national IDs at the top of your list of valid IDs”

The Bangko Sentral ng Pilipinas (BSP) has recently issued a memorandum directing banks and other BSP-supervised financial institutions (BSFIs) to place the Philippine identification card (PhilID) at the top of the list of acceptable valid IDs, being the official government-issued ID. IMAGE CREDIT: https://www.gmanetwork.com/ The BSP said all BSFIs must adopt enhanced measures to ensure […]

Nasim Aliev, Skyro’s co-founder and co-CEO, during his presentation at the FiNext Conference in Dubai

Skyro to propel growth of PH’s fintech market, takes the lead in addressing industry challenges

by Jan Michael Carpo, Reporter The Philippine fintech sector faces hurdles and is now dealing with many challenges that impede its progress. “These obstacles include the absence of a centralized database, reliance on outdated technology, and various other industry-specific barriers,” shared Nasim Aliev, co-founder and co-CEO of Skyro, in his speech during the FiNext Conference […]

Photo showing the exchange of US dollars into Philippine Pesos

BSP issues public advisory on exchanging foreign currencies

​Are you one of those who recently received a call or text message from someone saying that “US Dollar [bank]notes with stamps (money changer) may only be accepted until today, March 12” — or on any other specified date for that matter? IMAGE CREDIT: https://www.shutterstock.com/ The Bangko Sentral ng Pilipinas (BSP) has recently issued an […]

Bird's eye view of an esports gamer using Logitech's Pro X 2 Lightspeed Headset

Reinvent your gaming experience with Logitech’s Pro X 2 Lightspeed Headset

In the world of gaming, the symphony of keyboards and mouse clicks aren’t mere background noises. As an avid gamer and esports fanatic, you understand that these are the sounds of victory that propelled your favorite teams to gaming stardom. As you follow in their footsteps and scour the market for the best gaming equipment […]

LANDBANK President Lynette V. Ortiz together with OFBank OIC Atty. Reo S. Andarino and DMW OIC-Secretary Hans Leo J. Cacdac during the signing of the tripartite MOA at DMW Office in Pasig

LANDBANK joins OFBank and DMW in ramping up claims delivery for displaced OFWs in Saudi

The Land Bank of the Philippines (LANDBANK) has recently joined forces with the Overseas Filipino Bank (OFBank) and the Department of Migrant Workers (DMW) to expedite the delivery of indemnity claims to Overseas Filipino Workers (OFWs) displaced by the bankruptcies of Saudi Arabian construction companies in 2015 and 2016. The collaboration will integrate and streamline […]

President Ferdinand Marcos Jr. (left) is shown here while shaking hands with US President Joe Biden during the former's state visit to the US last year

DTI sees high-level trade mission as key to building stronger business partnerships with the US

A trade official announced recently that the Philippines could soon be looking at forging commercially meaningful partnerships with US businesses and investors. The announcement was made in light of the expected arrival of an American trade mission to the country next week. “There will be a high-level delegation comprised of 22 business delegates, C-level representatives […]

Poster showing steps how one can download the UNO Digital app

UNO Digital Bank, ‘GetPaid’ form partnership to be able to provide greater financial inclusion

Customers of UNO Digital Bank will now have access to GetPaid’s earned wage access platform, allowing them to access a portion of their earned wages in real-time To provide greater financial inclusion services to Filipinos, UNO Digital Bank (UNO) has announced recently that it has partnered with GetPaid, a team of financial well-being experts whose […]

Photo shows Monetary Board Member V. Bruce J. Tolentino while leading discussions on recent economic developments and issues at the RMCS in Cebu.

BSP strengthens ties with regional stakeholders, holds Macroeconomic Conference in Cebu City

Cognizant of its mandate to maintain monetary stability and the convertibility of the peso as well as promoting price and financial stability that is conducive to balanced and sustainable economic growth, the Bangko Sentral ng Pilipinas (BSP) has continued to strengthen its ties with regional stakeholders. In line with this, the BSP recently conducted its […]

Photo of BSP Deputy Governor Bernadette Romulo-Puyat and City Vice Mayor Rowena Bautista-Mendiola during the launch of the Paleng-QR Ph Plus program in Bacoor City.

Digital payments now accepted in Bacoor City’s public markets, sari-sari stores, and PUVs

Here’s great news for Bacooreños! The City of Bacoor in Cavite has just joined the Paleng-QR Ph Plus program of the Bangko Sentral ng Pilipinas (BSP), allowing residents and visitors in the city to conveniently pay in public markets, public utility vehicles (PUVs), sari-sari stores, and business establishments using QR codes and other forms of […]