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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Jerome Eger, CEO of Smile API, is shown here while receiving the 'Most Innovative Startup' award from KMC

Smile API named “Most Innovative Startup” at KMC Awards 2023

A financial inclusion company that provides income and employment data across major platforms and employers through a single API now has another reason to smile about. Smile API Philippines has just clinched the Gold Prize for Most Innovative Startup of the Year at the KMC Solutions Startups Awards Night held recently at KMC One Ayala […]

3 iterations of the REDMAGIC 9 Pro is a high-performance smartphone with 16GB RAM and up to 512GB storage capacity

Upgraded version of REDMAGIC 9 Pro launched, now available at only Php 46,999.00

Gaming brand REDMAGIC has launched its latest flagship device, the REDMAGIC 9 Pro, “The Chill That Never Quits”. This upgraded version of the REDMAGIC series is equipped with a powerful Snapdragon 8 Gen 3 processor, a flat back with no camera bump, and an upgraded ICE 13 cooling system. Available in three iterations: Sleet, Cyclone […]

Executives of China Bank Capital after winning the "Best Bond Adviser " award from The Asset

The Asset confers Chinabank Capital the “Best Bond Adviser in the Philippines” award

Bags “Best Bond Adviser” title for the 8th straight year Chinabank Capital has remained unmatched by local investment houses thus far in effectively structuring and efficiently executing capital market deals, and in delivering best-in-class investment banking services to issuers and investors. This was the consensus after Chinabank Capital, the wholly-owned investment banking subsidiary of China […]

Illustration showing GenAI use in creating threats to illustrate why cybersecurity is the next big business imperative in PH

Government urged to use more modern security controls and be wary of GenAI-generated threats

Amid the proliferation of cyberattacks and generative AI (GenAI), the head of a global cybersecurity firm recently issued a strong statement urging the government and enterprises in the Philippines to use more modern security controls. Doing so, according to the executive, will help address more sophisticated security attacks that may be expected to be launched […]

Executives from DTI Region 10 and the Philippine Center for Entrepreneurship together with some of the participants of the government's "Mentor ME" program in Cagayan De Oro City

DTI Region 10 launches first batch of participants to its 2024 mentoring program for MSEs in CdO

The Department of Trade and Industry (DTI) Region 10 has just launched the first batch of participants for this year’s “Kapatid Mentor Me-Money, Market, Encounter” (KMME-MME) program in Cagayan De Oro City last March 7. Fifty-two local businesses in the region have since joined the KMME-MME 2024 Batch 1, of which 10 are from Bukidnon, […]

Caricature of a woman explaining what Balance of Payment (BOP) means

Latest BOP projection sees a sustained surplus in 2024, but it can pivot to a deficit position in 2025

More funds could soon be entering the country this 2024 but the same may probably not be maintained, leading to a possible deficit position in 2025. This is one of the predictions made by the Philippine Monetary Board after it approved the latest set of 2024 and 2025 Balance of Payments (BOP) projections in a […]

Lynette V. Ortiz (middle), President and CEO of LANDBANK, is shown here after leading the rollout of the Bilis Ipon: Digital Financial Inclusion Caravan in Caoayan, Ilocos Sur

LANDBANK rolls out its digital financial inclusion program for farmers and fisherfolks in GIDA

No matter where you live — be it in the boondocks or an isolated coastal town — you can now easily open a bank account and start saving for your future. This vision is slowly starting to come to fruition after the Land Bank of the Philippines (LANDBANK) started rolling out a series of caravans […]

Poster showing a ZTE report that reflects a net profit of RMB 9.33 billion for the company

ZTE reports net profit of RMB 9.33 billion (over PhP 958 billion) in 2023, up 15.4% YoY

ZTE Corporation (0763.HK / 000063.SZ), a global leading provider of information and communication technology solutions, reported a full-year operating revenue of RMB 124.25 billion in 2023. According to ZTE’s results announcement, in 2023, the company’s gross profit margin was 41.5%. The net profit attributable to holders of ordinary shares of the listed company reached RMB […]

Facade shot of DBP office in Makati

DBP eyes renewed push for modification of its corporate charter that was last amended in 1998

It’s not only in politics that “cha-cha” (charter change) is becoming a much-talked-about issue. A top official of the Development Bank of the Philippines (DBP) announced recently that the state-owned bank is now working closely with the Department of Finance (DOF), as well as major state regulators and legislators in the country in introducing reforms […]

BSP Governor and Financial Stability Coordination Council Chairman Eli M. Remolona, Jr. while leading the launch of the 2023 Financial Stability Report (FSR) at the BSP head office in Manila.

FSCC calls for vigilance among financial sector players in PH as market developments unfold

The Financial Stability Coordination Council (FSCC) recently held its 38th Executive Committee meeting with no less than Bangko Sentral ng Pilipinas (BSP) Governor Eli M. Remolona, Jr. presiding the gathering. BSP Governor and Financial Stability Coordination Council Chairman Eli M. Remolona, Jr. (third from left) is shown here while leading the launch of the 2023 […]