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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Metrobank receives 2 awards, Best Bank for the Ultra-High-Net-Worth and Best Domestic Private Bank

Metrobank named “Best Bank for Ultra-High-Net-Worth” at Euromoney Global Private Banking Awards 2024

Metropolitan Bank & Trust Co. (Metrobank) remains the preferred bank for affluent Filipinos as it received the “Best Bank for Ultra-High-Net-Worth” award at the just-concluded Euromoney Global Private Banking Awards. IMAGE CREDIT: https://www.metrobank.com.ph/ The latest recognition keeps Metrobank’s streak of winning major awards intact. Metrobank was named Best Bank for the Ultra-High-Net-Worth and Best Domestic […]

Image from AWS showing how generative AI can help workers in the ASEAN improve their skills level

AI skills to help boost ASEAN workers’ salaries, accelerate career growth as AI adoption ramps up — study

Hiring AI-skilled talent is a priority for nine in ten ASEAN employers, of which 72% struggle to find the AI talent they need, highlighting a looming AI skills gap in the region Amazon Web Services (AWS), an Amazon.com company, today released new research showing that when artificial intelligence (AI) is fully harnessed, employers across ASEAN […]

Poster showing Sunlife's thank you message for being the No. 1 Life Insurance company for 13 consecutive years now

Insurance Commission names Sun Life the no. 1 life insurance company for 13th straight year

Here’s a clear example of what “continued excellence” can do for you. According to a 2023 report released by the Insurance Commission, Sun Life of Canada (Philippines), Inc. continues to reign as the no. 1 life insurance company in the country — a feat that it has held on to for 13 consecutive years now […]

Binance coins with the Philippine flag in the background

Binance website and its associated services now being blocked by regulatory watchdogs in PH

The Philippines’ Securities and Exchange Commission (SEC) is taking steps to block local access to Binance, citing that the exchange operates without the necessary license.  In a letter dated March 12 sent to the National Telecommunications Commission (NTC), SEC Chairperson Emilio Aquino explained that Binance poses a threat to the security of the funds of […]

A senior citizen buying medicine at a Watsons pharmaceutical store

Watsons champions affordability, supports expanded discounts for seniors and PWDs

Beginning today, March 25, senior citizens and persons with disabilities in the Philippines can now enjoy a higher special discount when buying food, medicine, and other prime commodities each week, thanks to a joint administrative order that increases the weekly cap on discounts. A senior citizen buying medicine at a Watsons pharmaceutical store Watsons, the […]

A man in front of his PC equipped with the new Logitech MX Brio Ultra HD 4K Webcam

Stream and work seamlessly with the Logitech MX Brio Ultra HD 4K Webcam

From the world leader in gaming and PC peripherals, Logitech introduces its latest tech innovation for improved professional streaming and virtual presence, the revolutionary MX Brio Ultra HD 4K Webcam. The MX Brio is the latest and most advanced iteration of the Brio 4k, joining Logitech’s MX Master Series. It boasts its own list of […]

Mobile phones with PESONet and InstaPay apps

BSP reminds BSFIs to ensure the availability of InstaPay and PESONet services during holidays

​If you are a PESONet or InstaPay user, and you are worried about its availability during the Holy Week celebration, then fret no more because the Bangko Sentral ng Pilipinas (BSP) has got you covered. In an advisory posted on its website earlier today, the BSP has once again reminded BSP-Supervised Financial Institutions (BSFIs) offering […]

Rico Bautista (with mic), President and CEO of Etiqa Life & General Assurance Philippines

Etiqa PH at Digital Pilipinas Insurtech Festival: Harness technology to enhance the insurance industry

Demonstrating its commitment to advancing the insurance industry through technology and innovation, Etiqa Philippines, led by its President and Chief Executive Officer Rico T. Bautista, recently urged attendees of the Philippine Insurtech Festival to leverage tech-driven solutions to enhance the insurance acquisition process, reach more Filipinos nationwide, and serve customers better. Rico Bautista (with mic), […]

A woman in front of BDP building while holding a mobile phone

DBP gets P8.75 billion worth of funds from latest bond issuance, eyes financing of big-ticket infra projects

A top official of the Development Bank of the Philippines (DBP) recently expressed renewed interest in financing critical public infrastructure projects in the country as it seeks optimal mobilization of fresh funds it acquired from its latest local bond issuance. The said capital is worth at least P8.75 billion. DBP President and Chief Executive Officer […]

Poster showing details of Shopee's 44% Mega Deal Sale

Logitech lights up Shopee’s Mega Deal Sale with thrilling tech deals

Gear up for an epic tech extravaganza this Holy Week! Logitech, the global leader in gaming and PC peripherals, is joining Shopee’s Mega Deal Sale. From March 25 to 27, dive into three days packed with fantastic tech offers to enhance your workspace and optimize performance. Incredible deals await you with up to 44% discount […]