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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A resident walks on a dried-up fish pond in Candaba town, Pampanga

Gov’t intensifies actions to protect Filipinos’ purchasing power from the effects of El Niño

Finance Secretary Ralph G. Recto has assured the Filipino public that the government is intensifying targeted actions to further protect the purchasing power of Filipinos from the effects of El Niño, and eventually, La Niña, on food and energy supplies. A resident walks on a dried-up fish pond in Candaba town, Pampanga (IMAGE CREDIT: OneNews.PH) […]

Two robots representing Google and Microsoft in a face off

Embracing the AI revolution: Microsoft’s vision for the future, looking back at the year that was

It’s been just over a year since the world had come face to face with artificial intelligence (AI) and generative AI. Since then, AI has profoundly impacted how we do things — reshaping and creating models and changing how we work, learn, and interact with the world around us. Ultimately, it has redefined our relationship […]

Logitech's G PRO X 60 LIGHTSPEED Gaming Keyboard

Engineered to win: Logitech unveils G PRO X 60 Lightspeed gaming keyboard with KEYCONTROL technology

A new pro-level keyboard is making its way into the gaming sphere. From the global leaders of gaming and PC peripherals, Logitech introduces its newest model of a heavy-duty gaming keyboard that will surely upscale your every gameplay — introducing the Logitech G PRO X 60 LIGHTSPEED Gaming Keyboard, the latest addition to the G […]

Ritchie Tenegra, a dedicated cop who has vowed to ‘serve and protect’ his community for 25 years, in his chicken coop

The success story of a cop turned successful poultry owner in Leon, Iloilo

LANDBANK loan helps retired police officer expand his poultry business The man pictured above is not a cock-fighting aficionado; rather, he is a police officer turned successful poultry owner. Meet Ritchie Tenegra, a dedicated cop who has vowed to ‘serve and protect’ his community for 25 years. Now retired, he has eventually shifted his focus […]

A woman looking out the window of her lavish condo

Navigating prosperity with Metrobank

In the realm of affluence and prosperity, Filipino legacy builders are on a quest not merely for a haven for their wealth but also for a trustworthy ally in its cultivation and preservation. There exists a financial institution with a distinguished heritage in investment and wealth management, standing out as a reliable partner for Filipinos […]

Infographics showing Monetary Policy Highlights in PH

Monetary Board keeps policy settings unchanged

The Philippine Monetary Board, at its meeting earlier this week, has decided to retain the Bangko Sentral ng Pilipinas (BSP)’s Target Reverse Repurchase (RRP) rate at 6.5 per cent. Thus, the interest rates on the overnight deposit and lending facilities shall remain at 6 and 7 per cent, respectively. IMAGE CREDIT: https://www.facebook.com/photo/?fbid=790097026486140&set=a.224721136357068 According to the […]

Photo collage of Skyro's employees under the Skyro logo

Skyro expands workforce in PH, commits to fostering a work culture centered on DEI

Unveils new HQ in Mandaluyong, a new home to foster employee collaboration, well-being, and productivity Since starting its operations in the Philippines nearly two years ago, the fast-growing fintech brand Skyro has experienced exponential growth, establishing a formidable presence in more than 3,000 stores across the country and an equally impressive network of over 500 […]

Caricature showing the many ways you can bank online with BDO: using your tablet, PC, or mobile phone

BDO launches new online app to give customers an upgraded and better banking experience

When it’s time to choose a bank, you will have loads of options and offers to consider. But making a smart choice depends upon several factors and, of course, your unique needs. For those who are keen on choosing a bank based on factors like security, bank fees, interest rates, location, ease of deposit, and […]

Phone screenshots that provide an example of the new QR payment solution from Salmon Group and AllBank

Salmon Group and AllBank sign pact to provide QR payments in PH, simplify repayments

by Joel Pinaroc, Correspondent Fintech firm Salmon Group has partnered with AllBank — a Philippine-based thrift bank — to introduce a QR Ph-enabled payment system aimed at simplifying repayments for financial products. The new system is expected to help eliminate the need to input details manually for traditional payments. AllBank is touted to be the […]

Poster showing a girl using a mobile phone to shop online using Shopify

How to choose the right payment gateway for your Shopify store

Congratulations! You’re now about to take the first step to starting your business online by opening your very own Shopify store. While there are many things to consider when starting an online business, one of the most crucial factors you need to know is how to accept payments online. In the world of e-commerce, the […]