Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A man in yellow short holding sachets as Palawan ProtekTODO makes financial protection an affordable gift for every Filipino

calendar_today November 13, 2025 schedule 3 min read

Palawan’s ProtekTODO makes financial protection an affordable gift for every Filipino

As Filipinos prepare for the holidays, Palawan Group of Companies is giving the season of giving a practical twist through Palawan ProtekTODO, its affordable microinsurance product designed to make financial protection accessible to all. In a country where malasakit (compassion) defines family life, ProtekTODO provides a way for Filipinos to show care that lasts beyond the Christmas season. Developed by Palawan […]

Payment

calendar_today November 13, 2025 schedule 4 min read

GoTyme Bank, Wise partner to revolutionize international remittances for millions of Filipinos

GoTyme Bank, one of the country’s fastest-growing digital banks, has partnered with Wise Platform, a leading global payment infrastructure provider, to make international money transfers faster, cheaper, and more transparent for millions of Filipinos. The collaboration marks Wise Platform’s first partnership in the Philippines and its first International Receive partner in the Asia-Pacific region (APAC). On the other hand, […]

Banking and Finance

Good news for public vendors (in photo) as the SEC eases compliance burden for MSMEs, introduces 5 key changes to audit rules

calendar_today November 11, 2025 schedule 4 min read

GCash unveils 2 game-changing innovations for MSMEs and freelancers

GCash, the Philippines’ leading finance super app, is doubling down on its push for greater digital inclusion with the launch of two major fintech innovations — PocketPay and the GCash Virtual US Account — designed to empower micro, small, and medium enterprises (MSMEs) and Filipino freelancers alike. The twin rollouts reflect the company’s continuing effort to make financial services […]

MSMEs

calendar_today November 10, 2025 schedule 4 min read

YouTube joins forces with Lazada to power creator-led commerce in the Philippines

YouTube is doubling down on video-powered e-commerce in the Philippines through a new partnership with Lazada, one of Southeast Asia’s leading online shopping platforms, and a series of AI-driven shopping features designed to make online buying and selling more seamless than ever. The move expands the YouTube Shopping affiliate program, which allows Filipino creators to tag and sell products […]

News

Executives of PalawanPay and members of the UP Fighting Maroons strike a pose after the fintech firm renewed its commitment to the UP Fighting Maroons, highlighting partnership and shared purpose

calendar_today November 7, 2025 schedule 4 min read

PalawanPay renews UP partnership, strengthens shared commitment to teamwork and growth

PalawanPay, the e-wallet arm of the Palawan Group of Companies, has renewed its partnership with the UP Fighting Maroons, reaffirming a shared commitment to excellence, perseverance, and teamwork both on and off the court. The renewed alliance was celebrated in a symbolic ceremony that underscored the enduring relationship between the financial services company and the […]

Payment

A hand holding arrow over coins to show how inflation is seen to stay within target range

calendar_today November 6, 2025 schedule 3 min read

BSP: Inflation seen to stay within target range as domestic claims rise in Q2

The Bangko Sentral ng Pilipinas (BSP) expects inflation to remain well within its target range over the next few years, even as signs of moderating demand and governance concerns have begun to weigh on business confidence and overall growth prospects. In a press release, the BSP said October 2025 inflation settled within its forecast range of […]

Economy

Image of a BPI branch as the bank eyes blue bond issuance as sustainability push gains momentum

calendar_today November 5, 2025 schedule 4 min read

BPI eyes blue bond issuance as sustainability push gains momentum

Ayala-led Bank of the Philippine Islands (BPI) is preparing to issue blue bonds—debt instruments dedicated to financing marine and ocean-based sustainability projects—as part of its broader drive to scale up green and sustainable finance in the Philippines. According to BPI Chief Finance Officer and Chief Sustainability Officer Eric Luchangco, the bank has completed work on a blue bond framework, which […]

Banking and Finance

calendar_today November 4, 2025 schedule 5 min read

Why investors are turning to Meadow at LIMA Estate as Batangas’ next big growth story

As the Philippines’ fintech and innovation economy continues to expand beyond Metro Manila, the province of Batangas is fast emerging as a strategic growth corridor — attracting both industry players and property investors seeking to ride the wave of regional development. One of the brightest spots in this transformation is Meadow at LIMA Estate, a premium […]

News

Facade shot of a BDO tower, taken at night, as the bank’s net income rises 4% to ₱63.1-B in first nine months of 2025

calendar_today November 3, 2025 schedule 3 min read

BDO’s net income rises 4% to ₱63.1-B in first nine months of 2025

If you’re a regular depositor at BDO Unibank, Inc. (BDO), then here’s good news for you! The Philippines’ largest lender has just reported a ₱63.1 billion net income (approximately US$1.07 billion) for the first nine months of 2025, up 4% from ₱60.6 billion in the same period last year, driven by the sustained performance of its core businesses. In its latest financial report, […]

Banking and Finance

AMD's Dr. Lisa Su speaking during the launch of Radeon AI Pro R9700 as the chipmaker tries to strengthen its AI leadership

calendar_today October 31, 2025 schedule 3 min read

AMD strengthens AI leadership with launch of new Radeon AI PRO R9700, OpenAI partnership

Semiconductor giant AMD is doubling down on artificial intelligence with two major announcements that reinforce its growing influence in both enterprise and developer ecosystems: the global availability of the new Radeon AI PRO R9700 workstation GPU and a strategic multi-year partnership with OpenAI to deploy 6 gigawatts of AMD GPUs for next-generation AI infrastructure. Powering AI innovation from desktop to data center The […]

New Tech