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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Gladys Pascual of Etiqa Philippines together with Jako de Leon of CICP and Jab Escutin of BrenPro, Inc. during the ceremonial handover of insurance policies

Gig economy: Etiqa PH and Digital Pilipinas underscore importance of creative industries

Esports players, gigsters granted PA insurance policies at Esports and Creatives Industry Festival Responding to the growing gig economy in the Philippines, which now boasts approximately 1.5 million freelancers on global online platforms, Etiqa Philippines has proactively addressed the insurance needs of diverse societal segments, especially emerging and underrepresented sectors. During the Esports and Creative […]

Photo collage of Chinabank's revamp na digitalization efforts

Chinabank makes a bold leap into the future with the launch of a new digital initiative

Chinabank has recently launched an extensive brand revitalization campaign aimed at modernizing its identity and capturing the attention of a fresh clientele. Coupled with a digital initiative, this marks a pivotal moment for the 103-year-old financial institution. IMAGE CREDIT: https://www.chinabank.ph New jingle: “Focused on you” The bank has commenced with the replacement of the signage […]

Cover page of Micro Trend Inc.'s latest report on cybersecurity showing a girl in front of a computer

Report reveals malicious URL attacks prevalent in PH, 160 billion threats blocked globally in 2023

by Jan Michael Carpo, Reporter Trend Micro Incorporated (TYO: 4704; TSE: 4704), a leading global cybersecurity entity, has disclosed a significant 10% increase in the total number of threats averted in 2023, as detailed in its latest report, “Calibrating Expansion: Annual Cybersecurity Threat Report.” The report highlights a worrisome trend where attackers are seen to […]

A laptop with Azul Intelligence Cloud running in the background

Azul Intelligence Cloud boosts efficiency with insights from Java production runtime data

Powerful DevOps analytics solution now supports Oracle JDK and any OpenJDK-based distribution Azul, the only company 100% focused on Java, today announced that Azul Intelligence Cloud, Azul’s cloud analytics solution which provides actionable intelligence from production Java runtime data to dramatically boost developer productivity, now supports Oracle JDK and any OpenJDK-based JVM (Java Virtual Machine) from […]

Book cover of the BSP's PH Financial Report for the 2nd semester of 2023

BSP report says PH financial system is exhibiting resilience, supports economic recovery

The Bangko Sentral ng Pilipinas (BSP) recently issued its Report on the Philippine Financial System for the second semester of 2023, highlighting the Philippine financial system’s resilience amidst macroeconomic uncertainties while supporting the country’s economic recovery and growth. IMAGE CREDIT: www.bsp.gov.ph The report covers the performance of foreign bank branches and subsidiaries, foreign currency deposit […]

Dr. Werner Vogels, VP and CTO at Amazon.com

Amazon will continue to support sustainability projects, CTO shares

by Joel Pinaroc, Correspondent Dr. Werner Vogels, VP and Chief Technology Officer (CTO) at Amazon.com, bared that the technology giant will continue to support programs on sustainability, particularly for developing countries in the Southeast Asian region, including the Philippines. Dr. Werner Vogels, VP and Chief Technology Officer (CTO) at Amazon.com Vogels recently sat down with […]

Angelo Madrid, President of Maya Bank, together with Charisse Alvarez, President and Head of Finance at Tala, during the signing of a partnership agreement between Tala and Maya

Fintech firm Tala secures P2.75 billion loan from Maya, eyes further expansion in Southeast Asia

Tala, a digital finance firm, is poised for global expansion through a recent US$48.5 million loan agreement with Maya, one of only six licensed digital banking players authorized by the Bangko Sentral ng Pilipinas (BSP) in the country today. Photo shows Angelo Madrid (center), President of Maya Bank, together with Charisse Alvarez (right), President and […]

DTI Secretary Fred Pascual

DTI launches new roadmap for driving economic growth and advancing local MSME growth

by Jan Michael Carpo, Reporter President Ferdinand Marcos Jr. presided over a sectoral gathering at the Malacañang recently, where Department of Trade and Industry (DTI) Secretary Fred Pascual unveiled the 2023–2028 Micro, Small, and Medium Enterprises (MSME) Development Plan, a crucial stride toward fostering economic growth and innovation. In attendance were notable representatives from various […]

Illustration showing Amazon Q, an AI-powered assistant

AWS unveils Amazon Q, an AI-powered assistant that’s set to revolutionize software development and data leveraging

Amazon Web Services, Inc. (AWS), a subsidiary of Amazon.com, Inc. (NASDAQ: AMZN), today announced the release of Amazon Q, a leading generative artificial intelligence (AI)-powered assistant tailored for expediting software development and harnessing internal data within companies. Amazon Q not only excels in producing highly accurate code but also boasts capabilities in testing, debugging, and […]

Workers at Tierra Del Sur Farms, an egg and poultry farm in Romblon Province

LANDBANK helps an SME in Romblon transform egg production with new poultry farm initiative

In this archipelagic province located in the Mimaropa region, where local small-scale poultry farms struggle to meet egg production demands, reliance on imported chicken eggs is crucial to fulfilling the daily needs of consumers, restaurants, and local businesses. Tierra del Sur Farms, Inc. is now able to produce over 250,000 eggs daily, distributed in the […]