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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Chevron top-notcher Kymberlyn Valbuena (center), together with executives from Chevron Philippines Inc.

Chevron collaborates with AWS re/Start to empower underprivileged on Cloud Computing

 A batch of 48 scholars funded by Chevron Philippines Inc. (CPI) recently graduated after completing training under the Amazon Web Services (AWS) re/Start program, in the high-growth field of cloud computing. Chevron scholars and executives during the AWS re/Start program graduation ceremony Late last year, Chevron Philippines Inc., marketer of the Caltex brand of fuel and lubricants, partnered […]

Image of a man and his dad, smiling happily. At the background is a mobile phone with the Mocasa app.

Celebrate “Father’s Day” with gift ideas from Mocasa

This Father’s Day, step up your gift-giving game and wow Dad with extraordinary presents that will create lasting memories. Forget the traditional ties and socks and opt for innovative, thoughtful gifts that truly show how much you care. From cutting-edge technology to unforgettable experiences, here’s how to find the perfect gift for the special father […]

Photo of Gabby Roxas of Google Philippines, Usec. Mary Jean Pacheco of DTI, Enrico Toledo of DICT, and Prof. Fraser Thompson of ACCESS

Google announces new AI upskilling initiative for the Philippines

In a bold effort to stimulate economic growth and enhance digital skills across the archipelago, Google Philippines has recently introduced its latest initiative, the “Google AI Essentials course.” This pivotal development was unveiled during a special media briefing held at the Seven Neo Building in BGC, Taguig, which showcased Google’s steadfast commitment to fostering innovation […]

Nasim Aliev, founder and CEO of Skyro

Skyro founder and CEO shares fintech insights, trends

by Joel Pinaroc, Correspondent Skyro, considered as one of the fastest growing fintech companies in the Philippines since setting up shop in the country almost two years ago, has established a network of over 500 partner merchants and a presence in more than 3,000 stores across the Philippines. From a small team of 42 employees […]

Poster showing Logitech's 6.6 Double Digit Campaign promo with Lazada

Discover exclusive tech deals with Logitech’s 6.6 Lazada gadget sale!

Get up to 34% off with vouchers + freebies + bundles + free shipping Ready your virtual carts because Lazada’s special 6.6 double-digit sale is here to spruce up your gaming setups. Starting June 6, Logitech, the global leader in gaming and PC peripherals is rolling out exclusive deals for five days (until June 10!) […]

Mobile phone and a credit card combined to illustrate what an e-wallet is all about

Bridging the banking divide: The rise of e-wallets in the Philippines

Originally posted on The Fintech Times by Imran Vilcassim, Global Solutions Lead of Digital Platforms for BPC Not so many years ago, Filipinos had to visit bank branches or ATMs to transfer money and manage their accounts. A complex set of geographic and institutional barriers, including the fragmentation of Filipinos across over 7,000 islands, and […]

Rice stored in sacks and a man driving a tractor

LANDBANK shields rice farmers from El Niño’s fury with PHP2.5 billion loan package

Despite the harsh realities of El Niño and its impact on harvests, the Land Bank of the Philippines (LANDBANK) remains a strong ally of the nation’s rice farmers. IMAGE CREDIT: https://pia.gov.ph/ As of April 30, 2024, LANDBANK has already released a total of PHP2.5 billion in loans through the Expanded Rice Credit Assistance under the […]

A man using a kind of cement known as blended hydraulic cement

Enforcement of import regulations levels the playing field for local manufacturers — CeMAP

DTI action against a cement importer a win for local manufacturers Local cement manufacturers are celebrating a recent win after the Department of Trade and Industry (DTI) cracked down on unfair trade practices in the industry. The DTI’s Bureau of Philippine Standards (DTI-BPS) suspended the permit and issued a ‘show cause order’ to Newgate Import […]

Poster from Trend Micro showing an example of deepfake or that a woman's face that has been digitally altered

Trend Micro developing ‘deepfake detector’ to help combat misinformation

The war against digitally altered video content has begun. AI-generated video clips that realistically superimpose a person’s face and voice onto another person (also known as “deepfakes”) have since become a rising concern. IMAGE CREDIT: https://www.linkedin.com/posts/leocaisse According to Trend Micro, the rise of generative AI tools like ChatGPT has opened up new opportunities for cybercriminals […]