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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A man holding a mobile phone with the Digido app

Digido report highlights Filipinos spent 1.3 billion seconds on online lending apps in 2023

According to a recent analysis by Digido, a legitimate and state-licensed online lender in the Philippines, Filipinos collectively spent approximately 1.3 billion seconds — or the equivalent of 42 years — engaging with digital lending applications in 2023. IMAGE CREDIT: https://www.linkedin.com/pulse/unlocking-opportunities-dynamic-world-digital-lending This remarkable finding* underscores the growing preference for digital lending solutions in the country. […]

The AMD Instinct MI400 series

AMD accelerates data center AI innovation pace with expanded AMD instinct GPU roadmap

New AMD Instinct MI325X accelerator expected to be available in Q4 2024 while new AMD Instinct MI350 series accelerators based on AMD CDNA 4 architecture expected to be available in 2025 AMD showcased the growing momentum of the AMD Instinct accelerator family at the just-concluded Computex 2024, which gathered around 1,500 companies from 36 countries as […]

Venkat Madipadaga, Founder and Chairman of SID Global Solutions

SID Global Solutions announces US$20 million investment in the Philippine fintech sector

SID Global Solutions (SIDGS), a leading digital transformation company with a global footprint, has announced a significant strategic investment in the Philippines worth over US$20 million. According to the company’s press release, this investment will establish the Philippines as SIDGS’ APAC Digital Engineering and Delivery Hub, marking a pivotal moment for the country’s burgeoning fintech […]

Photo of poster inside a store advocating consumers to pay smart using Alipay Plus

Alipay+ expands cross-border payment solutions in PH through partnership with GHL Systems

In a strategic move that’s meant to further bolster digital payment transactions in the Philippines, Alipay+ has recently announced a partnership with GHL Systems Philippines Inc. (GHL Philippines), a subsidiary of GHL Systems Berhad. This collaboration will enable local businesses to accept cross-border digital payments from leading Asian mobile wallets, enhancing face-to-face and e-commerce transactions. […]

Executives of ZTE Philippines and CONVERGE during the unveiling of the Wi-Fi ONU at Shangri-La The Fort

ZTE, Converge introduce first cutting-edge Wi-Fi 7 ONU in Southeast Asia at ZTE Day PH 2024

ZTE Corporation (0763.HK / 000063.SZ), a global leading provider of integrated information and communication technology solutions, along with its fiber broadband provider Converge ICT Solutions Inc., has officially unveiled the WiFi7 ONU, the first to be released in Southeast Asia. Executives of ZTE Philippines and CONVERGE during the unveiling of the Wi-Fi ONU at Shangri-La […]

BSP Governor Eli Remolona, Jr. during the latest Financial Stability Coordination Council meeting

BSP governor warns of financial risks from high oil prices and interest rates

If you think high oil prices and increasing bank interest rates only concern motorists and business owners, think again! In a press release posted on its website, the Philippines’ leading central banker has recently issued a warning about the risks facing the nation’s financial system due to energy-related products and the ongoing high-interest rate environment. […]

Dice forming the word LOAN, and a miniature bank official standing on a heap of coins

Philippine bank loans surge by 9.6% in April amidst economic challenges — BSP report

Preliminary data culled from the Bangko Sentral ng Pilipinas (BSP) website revealed that the outstanding loans of universal and commercial banks (U/KBs) in the Philippines experienced a notable increase of 9.6 per cent year-on-year (YoY) in April, up slightly from 9.4 per cent in March. IMAGE CREDIT: https://www.vecteezy.com/ This growth, excluding reverse repurchase (RRP) placements […]

A woman holding a mobile phone with the GStocksPH app

GCash eliminates PhP20 broker commission fee for GStocks PH

by Jan Michael Carpo, Reporter In a significant move aimed at making stock trading more accessible and affordable, fintech platform GCash has recently announced a change for GStocks PH traders. IMAGE CREDIT: https://www.gcash.com The PhP20 broker commission fee has been eliminated, and replaced by a fixed commission rate of 0.25 per cent on all buy […]

A man about to enter a GoTyme Bank exhibit booth

GoTyme Bank to revolutionize Philippine banking industry with Multi-Currency Time Deposit

GoTyme Bank has introduced its Multi-Currency Time Deposit service, a pioneering initiative in the Philippine banking sector that offers high returns with a minimal initial investment. This innovative product requires only a US$1 minimum deposit, making it accessible to a wide range of clients aiming to maximize their savings. IMAGE CREDIT: https://www.shutterstock.com/ In a press […]

BSP's Rosabel B. Guerrero (third from left) together with Reggie David (fifth from left), City of San Fernando Councilor, as he successfully pays using QR Ph at the New Market City Plaza in San Fernando, Pampanga. With them are (from left:) City Market Administrator Roy Pasumbal, City Information Communications Technology Officer Atty. James Francis S. Villanueva, BSP Deputy Director Mark Jason A. Cagalingan, and market vendor Norie Corpuz

City of San Fernando, Pampanga joins Paleng-QR Ph Plus program of the BSP

The City of San Fernando has officially launched the Paleng-QR Ph Plus initiative to encourage digital payment transactions across public markets, public utility vehicles, and local businesses. ​Photo shows BSP Regional Operations Sub-sector Managing Director Rosabel B. Guerrero (third from left) together with Reggie David (fifth from left), City of San Fernando Councilor, as he […]