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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Image of cars in a parking lot to show how AMD's latest technology can help ensure smart parking

AMD future-proofs Singapore’s smart parking solutions provider with powerful AI innovation

AMD (NASDAQ: AMD) announced recently that the city-state’s leading smart parking provider, Sun Singapore Systems Pte. Ltd., is deploying a new AI-based smart parking solution powered by AMD Zynq UltraScale+ MPSoC devices.  AMD Zynq adaptive SoCs help Sun Singapore accelerate video analytics, real-time AI inferencing at the edge With this new intelligent solution, the largest smart parking solutions provider […]

Rural Bank Strengthening Program Forum for Digitalization

RBSP Tech forum highlights digitalization as key to enhancing rural bank operations in PH

The Bangko Sentral ng Pilipinas (BSP) highlighted the critical role of digitalization in enhancing rural bank operations during the Rural Bank Strengthening Program (RBSP) Technology and Innovation Forum held at the BSP Head Office. The forum underscored the pivotal role rural banks play in inclusive growth and the importance of building their capacities through technology. […]

Logos of Skyro and MemoXpress put together side by side

Fintech firm Skyro’s new product supercharges Pinoy shopping with MemoXpress partnership

Skyro, the rapidly expanding fintech brand in the Philippines, has introduced its newest innovation: the Online Product Loan. This service allows Filipino customers to secure product loans online, thus greatly enhancing their shopping experience. Fintech improves accessibility and convenience This exciting new offering is made possible through Skyro’s strategic partnership with MemoXpress, a leading electronics […]

Facade shot of DBP building in Makati

DBP grants P4 billion credit to Cabuyao for key public infrastructure projects

State-owned Development Bank of the Philippines (DBP) has recently granted a PHP4-billion credit facility to the city government of Cabuyao in Laguna to support critical public infrastructure projects. This substantial financial boost is poised to significantly enhance the city’s infrastructure, benefitting a wide range of sectors that are vital to its growth and development. IMAGE […]

Photo from BSP showing a female OFW at a money remittance center; at right is the money being sent

BSP report says overseas Filipinos powering up PH economy with 3.1% remittance increase in April

According to the latest media advisory from the Bangko Sentral ng Pilipinas (BSP), personal remittances from Overseas Filipinos (OFs) saw a notable increase of 3.1% in April 2024, reaching US$2.86 billion. This growth continues to underscore the vital role of remittances in the Philippine economy, acting as a critical lifeline for many families and a […]

A woman on her laptop to illustrate how use of the Wise app can help achieve customer growth

Wise reports robust FY24 results with 29% customer growth and strategic investments

“Get paid without losing out.” This slogan encapsulates Wise’s mission: to provide international payments that maximize recipients’ funds while minimizing handling costs and ensuring transparency throughout the process, thus ensuring customer growth. This commitment has led to significant success for Wise, a global technology company renowned for its innovative solutions in international money transfers. The […]

AWS supports Gen AI startups

AWS unveils US$230 million investment to fuel Gen AI startups globally, including the Philippines

In a landmark move, Amazon Web Services, Inc. (AWS), a subsidiary of Amazon.com, Inc. (NASDAQ: AMZN), has announced a substantial commitment of US$230 million to accelerate the development of gen AI startups and applications around the world, including those in the Philippines. This investment aims to provide vital support to Gen AI startups or early-stage […]

Photo of BSP Managing Director Rosabel B. Guerrero (second from left) together with Angeles City Vice Mayor Ma. Vicenta L. Vega-Cabigting (third from left), BSP Area Director Mark Jason A. Cagalingan, and a vendor who accepts digital payments

Angeles City rolls out Paleng-QR Ph Plus, sees hope for a much-awaited digital transformation

Angeles City in Pampanga has joined the growing list of local government units (LGUs) adopting the Paleng-QR Ph Plus initiative, a program designed to promote digital payments in public markets, public utility vehicles, and business establishments. Photo shows BSP Managing Director Rosabel B. Guerrero (second from left) together with Angeles City Vice Mayor Ma. Vicenta […]

Facade shot of a Chinabank branch

Chinabank updates ticker symbol to ‘CBC’ for stronger brand cohesion on PSE

Effective June 19, 2024, Chinabank is set to change its ticker symbol on the Philippine Stock Exchange (PSE) from “CHIB” to “CBC.” This strategic decision is considered a significant move to enhance its brand recognition and unify its market presence. It also forms part of the bank’s broader efforts to modernize its image and connect […]

Executives of Beppo and JuanTax during the acquisition

Beppo acquires JuanTax, to revolutionize tax compliance and bookkeeping for SMEs in PH

Beppo, a pioneering fintech company from the Philippines, has successfully raised funds to acquire five bookkeeping firms and the leading tax platform JuanTax, a comprehensive tax preparation platform that’s been designed for easy tax filing, and accounting. Executives of Beppo led by Jenny Galang and JuanTax during the acquisition (CREDIT: https://beppo.com) This strategic move addresses […]