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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Bitget, The Ascent Project deliver ₱100K in relief aid to Cebu earthquake survivors

Bitget, The Ascent Project deliver ₱100K in relief aid to Cebu earthquake survivors

As the battered communities of northern Cebu continue grappling with the aftermath of a devastating 6.9-magnitude earthquake that hit the province recently, global universal exchange platform Bitget stepped in with relief aid — delivering ₱100,000 worth of food packs and hygiene kits to residents in Bogo City and San Remigio who were heavily impacted by the disaster. […]

FSCC Chairman and BSP Governor Eli M. Remolona, Jr. with other BSP execs during the book launching

FSCC sets 2026 stability priorities as BSP prepares to launch new book on financial crises

The Philippines’ top financial regulators are stepping up efforts to deepen risk monitoring and strengthen the country’s defenses against systemic shocks, as the Financial Stability Coordination Council (FSCC) outlines its 2026 priorities and the Bangko Sentral ng Pilipinas (BSP) readies the launch of a new book chronicling key financial crises that shaped the local financial […]

Executives of Bitskwela and DYCI pose for a photo after the signing of a partnership agreement launching BitDev, PH’s first blockchain-enabled microlearning platform

Bitskwela launches BitDev, PH’s first blockchain-enabled microlearning platform, to bridge developer gap

Filipino-led edutech firm Bitskwela has launched BitDev, the country’s first blockchain-enabled developer microlearning (DML) platform, designed to simplify the process of creating, testing, and deploying Web3 applications for aspiring and early-stage software developers. The launch comes in response to a critical talent gap revealed in the 2023 Worldwide Blockchain and Web3 Developer Statistics report, which found that only 203 of the […]

Photo montage taken from economic event as BSP links data innovation with climate resilience

BSP puts spotlight on blended finance and data-driven policymaking to accelerate climate resilience, sustainable development

The Bangko Sentral ng Pilipinas (BSP) is sharpening its focus on the intersection of sustainable finance and data-driven governance, underscoring how both can accelerate the country’s progress toward climate resilience and long-term development. At the Blended Finance Forum for the Philippines, held from October 15 to 16 at the BSP Head Office, Governor Eli M. Remolona, Jr. stressed […]

Fastly report says AI-first businesses paying “AI speed tax” when recovering from cybersecurity incidents

Fastly launches partner certification program to boost security expertise and service offerings

Fastly, Inc. (NYSE: FSLY), a global leader in edge cloud platforms, has unveiled the Fastly Certified Services Partner Program, a new initiative aimed at equipping technical security professionals at partner organizations with advanced training and certification to implement and manage the company’s security solutions. The program comes at a time when 72% of executives report a rise […]

Logo of Coins.ph and Polkadot Hub

Coins.ph launches nationwide Stablecoin education drive after Polkadot asset hub integration

Coins.ph is rolling out a nationwide stablecoin education campaign aimed at helping Filipinos—especially those reliant on remittances — save more on cross-border transfers. The initiative, which runs from late 2025 through the second quarter of 2026, will combine financial literacy programs with the new Polkadot Stablecoin Adoption Program, including a one-time reward for first-time users in […]

Logos of Metrobank and the BSP as the former sees the latter's rate cuts, and steeper yield curve leading to PH's growth rebound in 2026

Metrobank sees BSP rate cuts, steeper yield curve, and growth rebound in 2026

Metrobank is projecting a more favorable macroeconomic environment for the Philippines in 2026, marked by potential policy rate cuts from the Bangko Sentral ng Pilipinas (BSP), a steepening yield curve, and a gradual recovery in overall growth momentum. During Metrobank’s 2025 Market Movers series — an annual economic briefing for its Private Wealth and corporate clients — […]

Executives of Visa and Google pose for a souvenir as Visa launches Google Pay support in PH, expanding contactless and tokenized payments

Visa rolls out Google Pay support in PH, expanding contactless and tokenized payments

Global payments leader Visa has enabled Google Pay support for Visa credit and debit cards in the Philippines, marking a significant step in advancing the country’s digital payments ecosystem. Visa cardholders can now add their cards to Google Wallet and use Google Pay for tap-to-pay transactions at contactless-enabled terminals, as well as for online and in-app purchases. The launch brings the […]

Canva executives strike a pose as its 'Affinity' app hits 1 million sign-ups as ‘free forever’ shift reshapes creative, digital payment ecosystems

Canva’s Affinity hits 1 million sign-ups as ‘free forever’ shift reshapes creative, digital payment ecosystems

The global creative economy is getting its biggest shake-up yet — and the fintech world is sure to feel its impact. Just recently, Canva announced that over one million users have signed up for its UK-based professional design suite, Affinity, less than a week after the company made the once-premium software free forever. The rapid surge marks one of […]

Executives of DIBA PH and Fintech Alliance pose for a souvenir after release of report that says Filipinos using digital banks show stronger financial health in 2025 — DIBA survey

Filipinos using digital banks show stronger financial health in 2025 — DIBA survey

Filipino users of digital banks are showing stronger financial habits, greater confidence in money management, and a growing focus on long-term financial planning, according to new data released by the Digital Bank Association of the Philippines (DiBA PH). Findings from the 2nd Financial Health Survey — covering customers of all six BSP-licensed digital banks — suggest that digital […]