schedule
calendar_month
cloud Loading weather…
| location_on
cloud_off Weather unavailable

Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Former President and now Congresswoman Gloria Macapagal-Arroyo while scanning a QR code to pay for purchased goods during the launch of Paleng-QR Ph Plus in Guagua, Pampanga, which aims to aid in the municipality's digital transformation

Much awaited digital transformation of Guagua gets a boost with launch of Paleng-QR Ph Plus

In a significant move towards modernization, digital transformation, and financial inclusion, the municipality of Guagua in Pampanga has officially joined the Paleng-QR Ph Plus program. Photo shows former President and now Pampanga 2nd District Representative Gloria Macapagal-Arroyo as she scans a QR code to pay for purchased goods during the launch of Paleng-QR Ph Plus […]

Photo shows Bangko Sentral ng Pilipinas Governor Eli M. Remolona Jr. together with other bank executives during the launch of Project Nexus Phase 4 in Basel, Switzerland

Completion of Project Nexus Phase 3 blueprint to offer PH hope towards global financial revolution

In a monumental step towards transforming global financial transactions, the Bangko Sentral ng Pilipinas (BSP), Bank for International Settlements (BIS), and their partners have recently announced the successful completion of the comprehensive blueprint for Phase Three of Project Nexus. Project Nexus is an ambitious initiative that aims to seamlessly connect instant payment systems (IPS) across […]

Photo collage of past and expected attendees at the FINEXPO Davao Fair Trade

FINEXPO Davao Traders Fair to transform and empower financial enthusiasts on October 26

Come October 26, 2024, the highly anticipated Davao Traders Fair, hosted by FINEXPO, is set to transform the Dusit Thani Davao Hotel into a hub of financial wisdom and innovation. This event promises to be a cornerstone for traders, investors, and finance enthusiasts eager to gain invaluable insights and broaden their financial acumen. IMAGE CREDIT: […]

GCash's President and CEO, Ms. Martha Sazon, at FutureCast 2024

FutureCast 2024: GCash unveils revolutionary new products aimed at “Transforming FinTech for every Filipino’

Launch event highlights GCash Tourist, Tap to Pay, New AI-Powered App experiences, and many more! GCash, the leading digital financial services provider in the Philippines, has once again set the bar higher with a series of groundbreaking innovations revealed at this year’s GCash Futurecast held at Green Sun Hotel in Makati. These advancements promise to […]

Poster of a woman using Logitech's new Signature Slim Combo MK950 mouse and keyboard

Transform your digital life with Logitech’s signature slim combo MK950

In today’s fast-paced world, the boundary between professional duties and personal time has become increasingly blurred. This shift calls for tools that can effortlessly transition between both realms. Enter the Logitech Signature Slim Combo MK950, a sleek keyboard and mouse set designed to boost productivity and streamline your digital life. Signature Slim Combo: Tailored to […]

Photo shows representatives of the Malaysia International Trade and Exhibition Centre (MITEC), Malaysia International Halal Showcase (MIHAS), National ICT Confederation of the Philippines (NICT-PH), Maybank, and Citihomes as they celebrate 60 years of diplomatic excellence between Malaysia and the Philippines as part of the GMCI Road to 25 in 2025 program.

PH marks 60th year of diplomatic excellence with Malaysia centered on technology and innovation

In a significant celebration of diplomatic excellence, the Embassy of Malaysia in Manila, alongside GeiserMaclang and Digital Pilipinas, a private-sector-led initiative driving the Philippines’ digital transformation, marked the 60th anniversary of Malaysia-Philippines relations recently with a dynamic media reception centered on technology and innovation. Photo shows Amor Maclang (front row, 4th from right), together with representatives […]

A mobile phone showing the cover page of the 2024 Ericsson Mobility Report about 5G subscriptions globally

Ericsson Mobility Report: 5G subscriptions to reach new high of 5.6 billion by end of 2029

Mobile data traffic globally is expected to grow by 20 per cent annually through the end of 2029. According to the latest edition of the Ericsson (NASDAQ: ERIC) Mobility Report, 5G subscriptions could reach close to 5.6 billion by the end of 2029 — with global 5G population coverage beyond mainland China set to double […]

A mobile phone and a physical credit card used to illustrate the value of Zed's no-fee credit card

From #1 startup to powerful disruptor: Zed’s no-fee credit card to shake up PH banking industry

Zed, a burgeoning neobank focused on credit solutions and no-fee credit cards, has just made a groundbreaking announcement. Following a successful pilot program, the Zed Card is now rolling out in stages. Those who signed up on the waitlist (now nearly 40,000 since March!) will receive invitations to apply in the coming months. “We’re amazed […]

Ormoc City Mayor Lucy Marie Torres-Gomez (center) at the P300-million loan agreement signing with Atty. Janet L. Dacillo and other executives of DBP

DBP approves groundbreaking P300 million loan to supercharge Ormoc City’s housing project

A senior official of the state-owned Development Bank of the Philippines (DBP) announced recently that it had approved a groundbreaking P300-million loan to finance the City Government of Ormoc’s site and land development, supporting President Ferdinand R. Marcos, Jr.’s flagship national shelter program. Ormoc City Mayor Lucy Marie Torres-Gomez (center) shakes hands with Atty. Janet […]

A Monetary Board photo showing a stack of coins and a man's hand holding a book as he studies the Balance of Payments

Monetary Board’s 2024-2025 BOP projections highlight optimistic economic growth, global expansion

The Monetary Board has released its latest balance of payments (BOP) projections for 2024 and 2025, reflecting an optimistic outlook buoyed by global economic expansion and robust domestic demand. These projections, approved during the board’s meeting earlier this week, incorporate the latest data and developments, signaling a cautiously positive external outlook for the coming years. […]