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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Photo of coins being placed inside bottles to illustrate that the world of investing, and investments, is open to everyone, regardless of their financial background

Demystifying investments: The MONEYFesto 3 series offers tips for achieving financial freedom

Investing, or making investments, has long been viewed as an exclusive domain reserved for the wealthy, shrouded in complex jargon, and inaccessible to the average person. However, this perception is a myth. According to financial experts, however, the world of investing is open to everyone, regardless of their financial background. With the right knowledge and […]

The BSP has introduced updated guidelines for the “Settlement of Electronic Payments under the National Retail Payment System (NRPS) Framework”

BSP introduces revised guidelines for enhanced e-payment settlements in PH under the NRPS

The Monetary Board of the Bangko Sentral ng Pilipinas (BSP) has introduced updated guidelines for the “Settlement of Electronic Payments under the National Retail Payment System (NRPS) Framework,” aiming to bolster the integrity and efficiency of the country’s payment system. Issued under Circular No. 1196 on June 27, 2024, these amendments provide increased operational flexibility […]

Blockchain showing how Venom Foundation and Miquido's collaboration can help enhance the nation's digital infrastructure

Venom Foundation forms new partnership with Miquido to fastrack digital transformation in PH

In a significant leap toward a digital future, the Venom Foundation, known for developing the Venom Blockchain, has partnered with global tech company Miquido to support digitization initiatives backed by the Philippine government. This collaboration aims to enhance the nation’s digital infrastructure, promising a brighter and more efficient future for its citizens. Venom Foundation and […]

Poster of Lucky Manzano and a girl illustrating how AFPMBAI members can now enjoy a new digital payment avenue: Palawan Group's Express Pera Padala service

Palawan Group of Companies expands its much-vaunted payment solution to AFPMBAI members

Renowned for its financial services across the Philippines, the Palawan Group of Companies is expanding its digital payment solutions further into the country’s uniformed services. Through its Palawan Express Pera Padala (PEPP) service, the company has strengthened its partnership with the Armed Forces and Police Mutual Benefit Association, Inc. (AFPMBAI), providing new digital payment avenues […]

Jin Zhi Chao (left), ZTE Philippines' Chief Technology Officer, welcomes the first batch of ZTE scholars

ZTE launches inaugural scholarship program in PH, honors 6 outstanding student-innovators

ZTE Corporation (0763.HK/000063.SZ), a global leader in integrated information and communication technology solutions, has launched its first-ever scholarship program in the Philippines, awarding scholarships to six exceptional students from leading universities nationwide. ZTE’s first-ever scholarship program awarded scholarships to 6 exceptional students from some of the leading universities in the Philippines This initiative, a key […]

Computer-generated image of a man's face being analyzed to show how Trend Micro's new deep fake detection technology can help combat AI-generated cyber attacks

Trend Micro unveils new capabilities to combat Deepfakes and AI-driven cyber attacks in 2024

In a groundbreaking move, Trend Micro Incorporated (TYO: 4704; TSE: 4704), a global leader in cybersecurity, has announced innovative new features in its enterprise platform to protect against the rapidly growing threat of AI-based attacks and deepfakes. As cybercriminals increasingly exploit advancements in artificial intelligence (AI), Trend Micro’s latest solutions are set to safeguard businesses […]

Notable speakers from the fintech industry talk about the need for digital transformation in the province during the Digital Pilipinas Caravan in Malolos

Digital transformation drive kicks off at historic church, buoys up aspirations of SMEs in Malolos

In a bid to further accelerate its digital transformation initiative for Small and Medium Enterprises (SMEs) across the Philippines, Digital Pilipinas recently launched its Malolos Bulacan Regional Roadshow, marking the start of a nationwide caravan. This landmark event, a collaboration between GeiserMaclang Marketing Communications Inc. (GMCI), Digital Pilipinas led by Convenor Amor Maclang, and the […]

Palawan’s Head of B2B Group, Miss Baldemor; Head of Innovation, JC Medina; Chief Business Development Officer, Lisa Lou Castro-Sabado; eTap’s CEO, Percy Hernandez; President, Marlon Portugal; COO, Jana Cruzado; and Chief Strategy Officer, Juan Miguel Hernandez during the agreement-signing

Palawan Group partners with eTap to expand its impressive digital wallet services nationwide

In a strategic move to broaden its digital footprint and enhance customer convenience, the Palawan Group of Companies has recently announced a partnership with eTap, a leading provider of self-service payment machines and kiosks. In a press release, the company stated that this collaboration will enable users of PalawanPay, the digital wallet of Palawan Group, […]

Executives of inDrive together with the children beneficiaries from a community in Sitio San Roque

inDrive’s post-Carina initiatives bring hope for partner drivers at Sitio San Roque community

Global ride-hailing app inDrive recently heeded the call of the times to organize a flood assistance program for its partner drivers and local community outreach after Super Typhoon Carina wreaked havoc in the country, affecting the lives of at least 1.3 million Filipinos. In the spirit of “Bayanihan,” inDrive provided drivers and the community with financial […]

Photo of 2 people in front of a computer to illustrate the importance of AI adoption

AI adoption key for finance sector growth in PH

AI adoption and the rapid development and innovation in generative AI over the recent years have set the stage for significant growth opportunities across various industries. Industry leaders are starting to recognize the vast potential of AI, making it a race to harness this technology more effectively One sector particularly ripe for transformation is finance, […]