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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Poster for a PSO-sponsored forum on cancer care showing a cancer patient and her daughter

PSO sees technological advancements helping drive progress in cancer care in the Philippines

The Philippine Society of Oncologists (PSO), in collaboration with the cancer advocacy group Hope From Within, recently hosted a health forum entitled “Synergizing Strengths and Collaborative Efforts to Drive Progress and Innovation in Cancer Care.” The event brought together leading experts from the medical field, local government units (LGUs), and healthcare providers, all with the […]

BSP's Paleng QR PH Plus is now in Dauin, Negros Oriental as can be seen in this photo of BSP's Anna Clara Oville with Dauin Mayor Galicano Truita

BSP’s Paleng-QR Ph Plus to pave the way for a cashless future in Dauin, Negros Oriental

Bangko Sentral ng Pilipinas (BSP)‘s Paleng-QR Ph Plus initiative has now reached Dauin, a picturesque town in Negros Oriental, after the 4th class municipality joined a growing list of Philippine cities and municipalities now adopting digital payment solutions. The program was officially launched in Dauin last September 24, 2024, with a lively event at the […]

The LemFi-GCash partnership aims to aid various types of Overseas Filipino Workers (in photo) for their remittance and cross border payment needs

Remittances of Overseas Filipinos continue to surge, reaching US$3.43 billion in July 2024

The remittances of Overseas Filipinos (OFs) continued to rise in July 2024, reaching US$3.43 billion — a 3.2% increase from the previous month, according to data from the Bangko Sentral ng Pilipinas (BSP). This sustained growth highlights the significant role that OFs play in supporting the Philippine economy, reinforcing the resilience of Filipino workers abroad. […]

GoTyme Bank partnering with BSP has put a smile on the faces of these two women holding a credit card and a mobile phone

GoTyme Bank partners with BSP, offers seamless way to convert loose change through CoDMs

GoTyme Bank, one of the leading digital banks in the Philippines, has forged a strategic partnership with the Bangko Sentral ng Pilipinas (BSP) to provide a seamless way for Filipinos to convert their loose change into savings. The bank is the first financial institution to integrate with the BSP’s innovative coin deposit machines (CoDMs), launched […]

A BSP report graph that shows the Philippines' Balance of Payment (BOP) position

BSP report says balance of payments surplus has reached US$88 million in August, boosts reserves

The Bangko Sentral ng Pilipinas (BSP) has reported that the Philippines recorded a balance of payments (BOP) surplus of US$88 million in August this year, a significant turnaround from the US$57 million BOP deficit registered in the same period last year. In a media advisory, the BSP stated that the BOP surplus, driven by inflows […]

At the 8th ASEAN CIO Forum held in the Philippines, where DICT Secretary Jan Ivan Uy was the special guest speaker

ASEAN CIO Forum tackles pressing issues on cybersecurity, AI innovation and sustainability

The 8th ASEAN CIO forum, a major milestone in the region’s digital transformation journey, has recently concluded with over 600 C-suite executives from Southeast Asia and the Philippines participating. The event addressed critical issues such as sustainable digital growth, cybersecurity, and technological collaboration. Jointly organized by the ASEAN CIO Association, the Philippines CIO Association (PCIOA), […]

BSP Governor Eli M. Remolona, Jr. together with Bank of Mongolia Governor Byadran Lkhagvasuren, ADB Advisor Lotte Schou-Zibell, and Director Cyn-Young Park

BSP Governor highlights central banks’ role in addressing climate risks at Green Conference

Bangko Sentral ng Pilipinas (BSP) Governor Eli M. Remolona, Jr. recently underscored the vital role of central banks in managing critical climate risks during the “International Conference on Green Transition, Capital Flows, and Financial Stability in Asia-Pacific,” held in Mactan, Cebu earlier this month. Photo shows BSP Governor Eli M. Remolona, Jr. and Bank of […]

Metrobank's Cristina Gabaldon (center) while receiving her award as Citywire Asia’s 2024 Top 25 ASEAN Selectors

Metrobank brings home two big awards from the 2024 Citywire Asia ASEAN Awards

In a testament to its excellence in the field of asset management, Metrobank has been named “Best Asset Manager for the Philippines” by Citywire Asia at the prestigious Citywire Asia ASEAN Awards. Additionally, Metrobank’s Investment Management Head, Cristina Gabaldon, has also been included in Citywire Asia’s “2024 Top 25 ASEAN Selectors,” further affirming the bank’s […]

BSP Cabanatuan Branch Area Director Olivia B. Cornejo Mallari (left) together with Market Master Vilma Baldos at the Paleng-QR PH program's launch in San Rafael Public Market

BSP’s Paleng-QR PH: Enhancing digital payments, strengthening financial inclusion in Bulacan

Bangko Sentral ng Pilipinas (BSP) is revolutionizing the way Filipinos transact by turning public markets, once cash-dependent, into thriving hubs of digital payment innovation through the Paleng-QR Ph Plus initiative. Photo shows BSP Cabanatuan Branch Area Director Olivia B. Cornejo Mallari (left) together with Market Master Vilma Baldos at the Paleng-QR PH program’s launch in San […]

Google's Gemini, an AI-based app, used to create new recipes, as shown in 2 robotic hands mixing a bowl

Google and Commune Cafe create an AI-inspired ‘Paskong Pinoy’ coffee drink with Gemini twist

Google and Commune Cafe have recently teamed up to brew something that’s absolutely delicious and uniquely Pinoy at the same time. Showcasing the transformative potential of the human-AI partnership, Commune announced that it will be serving the Filipino-flavored Special Bibingka Latte from September 12 to 26, 2024. This new product is a limited-edition coffee blend […]