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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Illustration showing how cryptocurrency are now boosting cross-border transactions

Cryptocurrency: PHPC set to launch on Solana blockchain, to boost cross-border transactions

Cryptocurrency digital exchange provider Coins.ph has announced a major milestone recently as its Philippine Peso stablecoin, PHPC, is set to launch on the Solana blockchain. This integration aims to enhance cross-border transfers, decentralized finance (DeFi), and on-chain trading for users, especially in the Philippines’ large remittance market. By leveraging Solana’s high-speed, low-cost infrastructure, PHPC users […]

Three piggy banks and a wad of one thousand peso bills to illustrate the effects of BAP launching 2 new initiatives that offer reliable interest rates

BAP develops PH capital markets, launches 2 new initiatives that offer reliable interest rates

The Bankers Association of the Philippines (BAP) and the Bangko Sentral ng Pilipinas (BSP) are taking significant steps to further develop the Philippine capital markets through two complementary initiatives. These initiatives aim to strengthen the financial infrastructure by creating an enhanced Peso Interest Rate Swaps (Peso IRS) market and enabling a repo market for government […]

Cybersecurity meets sustainability is depicted here through a poster showing a shield with lock and green leaves all around

Cybersecurity meets sustainability: Shaping ASEAN’s digital future with AI, green innovation

Cybersecurity and green innovation initiatives were the order of the day as Chief Information Officers (CIOs) from across Southeast Asia gathered recently to showcase their strong commitment to regional digitalization efforts at the 8th ASEAN CIO Association (ACIOA) Forum and Exhibition, held at Dusit Hotel in Makati City. The forum, themed “Empowering C-Suites: Pioneering ASEAN’s […]

Rafael Fernandez de Mesa, the new Chief Executive Officer of Aboitiz Group

Aboitiz appoints Rafael Fernandez de Mesa as its new CEO effective January 1, 2025

Aboitiz Land, Inc., the real estate division of the Aboitiz Group, recently announced the appointment of Rafael Fernandez de Mesa as its new Chief Executive Officer (CEO) effective January 1, 2025. Rafael Fernandez de Mesa, the new Chief Executive Officer of Aboitiz Group The leadership transition comes as current president and CEO David Rafael steps […]

GCash has just launched a nanoloan product called GLoan Sakto, as can be seen in this photo of a mobile phone with the GCash app

GCash expands lending portfolio with nanoloans of P300 or less to support low-income consumers

GCash, the country’s leading e-wallet, has launched GLoan Sakto, an innovative nanoloan product aimed at providing quick, small-scale loans to meet essential expenses. This development comes as part of GCash’s ongoing efforts to enhance its lending portfolio, positioning itself as a key player in the financial inclusion space. GLoan Sakto offers users the ability to […]

Organon stresses vital role of technology in ensuring women's reproductive health, as can be seen in this photo of a woman holding a mobile phone and a funnel

Organon stresses the importance of women’s reproductive health on World Contraception Day

Organon, a global biopharmaceutical company, celebrated World Contraception Day recently by putting a spotlight on the importance of women’s reproductive health through an event titled, “I’m Taking Control of My Moves.” Held in partnership with various women-focused organizations, the gathering underscored the power of technology in helping women make informed choices about contraception and their […]

Mocasa lets you cash in on cheers, as can be seen in this photo of a businesswoman in Santa hat, smiling

Mocasa lets you cash in on cheers, offers 5 smart tips to maximize your sales this holiday season

Mocasa, the Philippines’ first virtual credit wallet, makes the holiday season an exciting time for small businesses. After all, the holiday season is not just a time of celebration but also a golden opportunity for small businesses to grow and thrive. From festive Christmas parties to Noche Buena preparations, people are in a spending mood, […]

Panoramic view of Philippine banks, which are expected to maintain a positive outlook for growth this 2024 according to a recent BSP survey

Philippine banks to maintain positive outlook for growth this 2024 amid risk concerns — survey

Philippine banks are set to maintain a positive outlook over the next two years, as revealed in the 2023 Banking Sector Outlook Survey (BSOS) conducted by the Bangko Sentral ng Pilipinas (BSP). Banks across the industry anticipate significant growth in key areas, including assets, loans, deposits, and net income, signalling confidence in the sector’s resilience […]

EastWest Ageas offers Filipino families, like the ones pictured here, a new Life Advantage plan

EastWest Ageas guarantees insurance protection, payouts with new Life Advantage plan this 2024

Eastwest Ageas, a fast-rising insurance company, continues its commitment to helping Filipinos find their PURpose for their peoPLE as it launches its new Life Advantage plan. This new plan gives Filipinos financial peace of mind with a solution that offers both insurance protection and guaranteed income payouts in one.  This release comes as Project STEWARD […]

BSP sees higher BOP surplus for 2024 and 2025, as illustrated by this wad of dollar bills

BSP sees higher BOP surplus for 2024 and 2025, says its time to seize opportunities

The Bangko Sentral ng Pilipinas (BSP) has announced recently that the Philippine economy is poised for a more favorable balance of payments (BOP) position in 2024 and 2025, marking an improvement from projections made in June 2024. In a media advisory, the BSP said that based on the latest forecasts, this positive outlook is largely […]