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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Switch Market Director Enrico Luis Luk speaking during the formal launch of iPhone 16 in PH

Switch unveils the iPhone 16 in a spectacular launch event at Alabang Town Center

Switch, the leading Apple reseller in the Philippines, marked the much-anticipated launch of the iPhone 16 with an unforgettable celebration at Alabang Town Center last October 17. The event, which ran from 8 PM and culminated in the official launch at 12:01 AM on October 18, brought together a host of influencers, media personalities, and […]

GCash users (in photo) are encouraged to report to GCass or to proper authorities if they feel they have been scammed

GCash incident sparks investigation amid reports of unauthorized transfers, and 5 things we know

GCash, the Philippines’ leading mobile wallet service, has assured users that all affected accounts have been rectified following a series of unauthorized transactions that saw funds vanish from e-wallets over the weekend. The company reported that the necessary wallet adjustments were completed by Sunday, November 11, following a technical glitch that caused widespread panic among […]

Rural banks get a shot in the arm thanks to a new partnership betwen UNAWA and EcoGlobal

Rural banks get digital boost as UNAWA partners with EcoGlobal to drive financial inclusion

Rural banks in the Philippines are now poised for a digital revolution. At the recent 71st Annual National Convention and General Membership Assembly of the Rural Bankers Association of the Philippines (RBAP), a strategic partnership between UNAWA, a leading digital transformation solutions provider, and EcoGlobal, a prominent core banking platform provider, was announced. Executives of […]

Maya Philippines executives during the launch of its Dynamic Currency Conversion service

Maya Philippines launches Dynamic Currency Conversion service, to boost tourism spending

Maya Philippines has partnered with global payments provider Fexco to introduce its new Dynamic Currency Conversion (DCC) service, allowing foreign customers to pay in their home currency across its extensive merchant network via Maya Business. Photo shows (from left:) Miggy Confesor, Fexco PH key development manager; Peter Cruz, Maya head of Enterprise; and John Casey, […]

Chinabank (with three smiling employees in the photo) posts record-breaking PhP18.4B net income in first 9 months of 2024

Chinabank scores big, posts record-breaking PhP18.4B net income in first 9 months of 2024

Chinabank (PSE stock symbol: CBC) recorded its highest-ever net income for the first nine months of 2024, achieving a P18.4 billion profit on the back of robust growth in its core businesses. This impressive figure represents a 13% year-on-year increase, translating to a return on equity of 15.7% and a return on assets of 1.6% […]

DTI probe into cement imports to strengthen the local industry

DTI probe into cement imports to strengthen the local industry amid economic challenges in 2024

The Department of Trade and Industry (DTI) has just launched an investigation into the rising influx of imported cement, a move that industry leaders say is crucial for safeguarding the struggling local cement sector. With increased competition from cheaper foreign imports, local manufacturers are facing a difficult battle for market share. The DTI’s probe is […]

BSP wins IACA coin recirculation award for the successful rollout of its CODMs, which can be seen in this photo being used by 2 men

BSP wins IACA coin recirculation award for successful rollout of its CODMs in 2024

The Bangko Sentral ng Pilipinas (BSP) recently won the prestigious “Best Recirculation/Distribution Initiative or Innovation” award from the International Association of Currency Affairs (IACA) for its innovative rollout of Coin Deposit Machines (CoDMs) throughout Metro Manila. BSP Assistant Governor Rosabel B. Guerrero accepted the award on behalf of the central bank at the IACA’s “2024 […]

How Donald Trump (in photo) and his win in the 2024 US elections can impact PH fintech sector and broader economy

PH fintech sector braces for impact of Trump win

The U.S. presidential election has unfolded. The world now waits as Donald Trump formally returns to the White House. This has markets jittery across the globe. In the Philippines, the fintech sector and other economic players are keenly analyzing what a Trump victory might mean for the local economy. Trump’s “America First” stance in his […]

BSP Governor Eli M. Remolona, Jr. while receiving the esteemed “A-” rating from Global Finance Magazine under its 2024 Central Banker Report Cards

BSP Governor named one of the world’s “Best Central Bankers” in 2024, honored with A-rating

Bangko Sentral ng Pilipinas (BSP) Governor Eli M. Remolona, Jr. has received an esteemed “A-” rating from Global Finance Magazine under its 2024 Central Banker Report Cards, joining an elite list of 25 central bank leaders recognized for their outstanding performance over the past year. The award was presented by Global Finance founder and editorial […]