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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

BSP's head office in Manila (shown in this photo) makes history as the first government building to earn a prestigious "Green Award"

BSP makes history this 2024 as first government building to earn a prestigious “Green Award”

The Bangko Sentral ng Pilipinas Head Office (BSP-HO) in Manila has become the first existing government building in the Philippines to receive a sustainability certification under the Philippine Green Building Council’s (PhilGBC) “Building for Ecologically Responsive Design Excellence” (BERDE) system. The 4-star certification, representing “Country Leader” status, was awarded last November 6, 2024, thereby highlighting […]

BAP drives launch of enhanced PESO IRS Market, as shown in this photo showing the BAP logo on top of PH Peso bills

BAP to drive launch of enhanced PESO IRS market, opens it to the public starting Nov. 18

The Bankers Association of the Philippines (BAP) has officially opened the enhanced PESO Interest Rate Swap (PESO IRS) market to the public as of November 18, 2024. This milestone aligns with the release of the updated International Swaps and Derivatives Association (ISDA) definitions on November 15, which included the Philippine Overnight Reference Rate (ORR) as […]

A cashless future could soon be underway in Apalit after the BSP's Paleng QR PH Plus program was launched in the municipality headed by BSP Governor Remolona Jr. and Cong. Gloria Macapagal-Arroyo of Pampanga

Cashless future? Apalit leads the way with launch of Paleng-QR Ph Plus

Cashless transactions are no longer a luxury but a necessity in today’s fast-evolving digital landscape, and the Municipality of Apalit is stepping up to the challenge. Joining nearly 150 local government units (LGUs) across the Philippines, the Municipality of Apalit in Pampanga has recently embraced the Paleng-QR Ph Plus program, an initiative spearheaded by the […]

Delta powering up the Philippines' energy future, as shown in this photo of a green building

Delta powers up the Philippines’ energy future at the 49th IIEE Annual National Convention

Delta, a global leader in power management and IoT-based smart green solutions, is revolutionizing energy efficiency and sustainability in the Philippines. At the 49th Institute of Integrated Electrical Engineers (IIEE) Annual National Convention and 3E XPO 2024, the power management company is set to showcase its cutting-edge energy-efficient solutions tailored to meet the country’s growing […]

GCash enters 10 additional international markets as shown in this photo of a hand holding a miniature set of famous buildings and landmarks in the world

GCash expands to 10 new international markets, boosts e-wallet convenience for Filipinos abroad

GCash, the Philippines’ leading financial app, is set to expand its global footprint, making its services available in 10 additional international markets within the next two to three months. This move will bring the app closer to Filipinos overseas, enabling them to register using their local mobile numbers in the countries where they live and […]

BSP Governor Remolona Jr. (in photo) leads the Ph delegation that attended the Annual IMF-WB Annual conference in the US

BSP participates in 2024 IMF–World Bank Group annual meetings in Washington, D.C., USA

Bangko Sentral ng Pilipinas (BSP) Governor Eli M. Remolona, Jr. and Monetary Board Member Rosalia V. De Leon led the Philippine delegation to the 2024 International Monetary Fund (IMF) and World Bank Group (WBG) Annual Meetings held in Washington, D.C., USA, in October this year. This year’s annual meetings, themed “Secure a soft landing and […]

Banks in PH launch PHPX stablecoin, to tap into the global stablecoins (shown in photo) market

Banks in PH launch ‘PHPX,’ tapping into the growing global US$9 trillion stablecoin market

Major banks in the Philippines, including UnionBank of the Philippines (UBX), Rizal Commercial Banking Corporation (RCBC), Cantilan Bank, and the Rural Bank of Guinobatan, have recently unveiled ‘PHPX,’ a new stablecoin pegged to the Philippine Peso (PHP). Developed in collaboration with Web3 fintech company JUST Finance, PHPX is designed to streamline cross-border payments, remittances, and […]

AI is key to financial services transformation as illustrated in this photo of a man holding a digital card and the word "AI"

‘AI key to financial services transformation’ says expert at Asian Banking & Finance Forum 2024

Artificial intelligence (AI) and its rapid adoption in financial services is transforming the industry, but experts caution that the successful integration of these technologies requires a principled approach to ensure transparency, fairness, and compliance. Speaking at the Asian Banking and Finance Forum in Manila, Emmanuel Bonoan, Vice Chairman and COO of KPMG R.G. Manabat & […]

AXA Philippines’ Chief Transformation and Technology Officer Caloi Santos is recognized as Best Chief Information Officer in the Insurance Industry at the ISOG I Am Secure Cybersecurity Excellence Awards

AXA Philippines’ Caloi Santos awarded as “Top CIO for Cybersecurity Leadership” (season 2)

AXA Philippines has proudly announced that Caloi Santos, the company’s Chief Transformation and Technology Officer (CIO), has been recognized as one of the Best Chief Information Officers of the Year in the insurance sector at the prestigious ISOG I Am Secure Cybersecurity Excellence Awards, Season Two. AXA Philippines’ Chief Transformation and Technology Officer Caloi Santos […]

GCash, shown as an app here installed on a mobile phone, revolutionizes access to fair credit for Filipino MSMEs

GCash revolutionizes access to fair credit for MSMEs at ‘2024 Singapore FinTech Festival’

by Jan Michael Carpo, Reporter GCash, the Philippines’ leading digital wallet, showcased its innovative approach to empowering micro, small and medium-scale enterprises (MSMEs) by providing accessible and fair credit to underserved Filipino entrepreneurs at the “2024 Singapore FinTech Festival.” From market vendors to small furniture makers, GCash’s digital platform is making financial services more inclusive, […]