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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

A man and a woman discussing the budget as Mocasa lets them kickstart their financial goals with smart New Year financial tips

Mocasa lets you kickstart your 2025 financial goals with these smart, New Year financial tips

Mocasa, the Philippines’ first virtual credit wallet, is your partner in achieving robust financial goals as the new year approaches. With the dawn of 2025 symbolizing fresh beginnings, it’s the perfect time to reassess your financial situation and set the tone for a prosperous future. Whether it’s managing debt, saving for a significant purchase, or […]

ZTE's Gavin Lian (in photo, with mic), speaks to the media as he shares that ZTE's mobile brand nubia has achieved 300% growth in 2024, and is targeting the gaming community for 2025

ZTE’s mobile brand nubia achieves 300% growth in 2024, targets gaming community for 2025

ZTE-related mobile brand nubia has declared 2024 as its breakthrough year in the Philippines, celebrating a staggering 300% increase in sales. The company attributes this success to strategic marketing, an expanded product line targeting diverse market segments, and its commitment to offering affordable yet high-quality smartphones. Speaking at a Thanksgiving Party for the media yesterday, […]

Photo of a woman using a mobile phone and a Visa credit card to make a payment

Visa sees e-payments revolution in PH in 2025 as cross-border shopping and e-wallets dominate

According to the latest report from Visa, a trusted leader in digital payments, the Philippine payments landscape is poised for a transformative shift by 2025, driven by rising cross-border e-commerce, growing connectivity of global digital wallets, and the adoption of advanced security frameworks. The future of payments in the Philippines, as envisioned by Visa, will […]

Photo shows Dr. Mantaring of PAPO while receiving a Certificate during an event that discussed critical updates on Universal Health Care (UHC) law

PAPO stresses health technology assessment as crucial to advancing Universal Health Care in PH

The Philippine Alliance of Patient Organizations (PAPO) recently underscored the pivotal role of Health Technology Assessment (HTA) in advancing Universal Health Care, emphasizing its impact on shaping healthcare services and ensuring equitable access for all Filipinos. The Philippine Alliance of Patient Organizations (PAPO) organized a discussion that aims to provide critical updates on Universal Health Care […]

Caricature showing two mobile phones to illustrate that BSP has already completed testing for 'Project Agila,' which paves way for wholesale CBDCs this 2024 and beyond

BSP completes testing for ‘Project Agila,’ paves way for wholesale CBDCs this 2024 and beyond

The Bangko Sentral ng Pilipinas (BSP) has successfully concluded testing for “Project Agila,” a groundbreaking initiative that leverages cutting-edge technology to enable seamless fund transfers between financial institutions (FIs) even outside traditional banking hours. This includes evenings, weekends, and holidays — a major step toward modernizing the Philippines’ financial system. In 2023, the BSP announced […]

Poster of Logitech's Lazada 12.12 All-Out Pamasko Sale promo

Make your holidays merry with Logitech’s Lazada 12.12 All-Out Pamasko Sale!

Load up your virtual shopping carts with Logitech’s Lazada 12.12 All-Out Pasko Sale! From high-performance keyboards, mice and headsets that enhance your gaming experience, to gadget combos that will revamp your workspace, Logitech has the perfect tech for you and your loved ones. Starting from December 9 at 8 PM to December 14, enjoy up […]

Security Bank, whose logo is shown here) expands reach with P11-B deal to acquire 25% stake in Home Credit Philippines (whose logo is also shown here)

Security Bank expands reach with P11-B deal to acquire 25% stake in Home Credit Philippines

Security Bank Corp. is set to strengthen its foothold in the consumer finance sector through a strategic acquisition, purchasing a 25% ownership interest in Home Credit Philippines (HCPH) from MUFG Bank Ltd. for approximately P11 billion. The deal, which is subject to regulatory approvals, is expected to be finalized by the first quarter of 2025. […]

Cover page of IDC x Microsoft 2024 Report which says Generative AI adoption is soaring in PH as businesses unlock their growth potential

Generative AI adoption soars as PH businesses unlock growth — IDC x Microsoft 2024 Report

Generative AI is revolutionizing industries across the globe, and businesses in the Philippines are no exception. According to the newly released IDC x Microsoft 2024 Business Opportunity of AI report, Filipino companies are accelerating their adoption of generative AI technologies, unlocking new growth opportunities, improving efficiency, and enhancing their competitive edge. With key sectors such […]

BSP's new standards for failed InstaPay and PESONet refunds boosts PH banking as shown in this photo of 2 mobile phones being used to make digital transactions

BSP’s new InstaPay, PESONet failed refund standards: A boost for banking efficiency

Starting January 2025, the Bangko Sentral ng Pilipinas (BSP) has required banking institutions in the Philippines to process refunds for failed fund transfers faster than ever, marking a significant shift in enhancing customer experience and promoting digital trust. In a media advisory, the BSP has introduced new guidelines mandating financial institutions to return funds within […]

RCBC partners with Tesla (here showing one of its car models) to drive sustainable mobility in the Philippines this 2024 and beyond

RCBC partners with Tesla to drive sustainable mobility in the Philippines this 2024 and beyond

Rizal Commercial Banking Corp. (RCBC), managed by the Yuchengco Group, has recently been selected as one of Tesla’s financing partners in the Philippines in a groundbreaking collaboration that underscores the future of sustainable mobility. This partnership will provide Filipino drivers with innovative financial solutions to own Tesla’s cutting-edge electric vehicles (EVs) and support the country’s […]