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Latest: Holy Week travel spurs SM EV charging expansion, blending mobility with digital-enabled convenience Latest: BSP data shows FCDU loans rise to US$15.56B in Q4 2025 despite yearly dip Latest: AMD unveils Ryzen 9 9950X3D2 Dual Edition with dual 3D V-Cache, set for April 22 launch Latest: Regional sari-sari store growth outpaces Metro Manila in 2025 — Packworks study Yesterday: Maya partners with SPARK! Philippines to expand financing and support for women-led MSMEs Yesterday: Coins.ph to streamline digital transactions with tokenized payments, rolls out ‘Link & Pay’ Yesterday: PH eyes ‘data hub’ status as DICT likens country to global chokepoint; Vertiv sees AI-driven growth Yesterday: Philippine external position steadies, but global risks cloud outlook — BSP report Latest: Holy Week travel spurs SM EV charging expansion, blending mobility with digital-enabled convenience Latest: BSP data shows FCDU loans rise to US$15.56B in Q4 2025 despite yearly dip Latest: AMD unveils Ryzen 9 9950X3D2 Dual Edition with dual 3D V-Cache, set for April 22 launch Latest: Regional sari-sari store growth outpaces Metro Manila in 2025 — Packworks study Yesterday: Maya partners with SPARK! Philippines to expand financing and support for women-led MSMEs Yesterday: Coins.ph to streamline digital transactions with tokenized payments, rolls out ‘Link & Pay’ Yesterday: PH eyes ‘data hub’ status as DICT likens country to global chokepoint; Vertiv sees AI-driven growth Yesterday: Philippine external position steadies, but global risks cloud outlook — BSP report

Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Coins.ph positions itself as an all-in-one financial app for everyday Filipino transactions

Coins.ph positions itself as an all-in-one financial app for everyday Filipino transactions

Coins.ph is expanding its positioning beyond digital assets as it pushes to become an all-in-one financial app designed for everyday use, reflecting how Filipinos increasingly expect payments, transfers, and financial tools to work seamlessly in one place. The BSP-licensed digital asset exchange and mobile wallet said it is bringing together payments, fund transfers, bill settlement, […]

Image of laptop with Payoneer app as the company positions itself as key payments partner as Filipino SMBs go global this holiday season

5 new ways Payoneer is powering Filipino SMB payments as they go global this holiday season

As the holiday season fuels year-end sales, overseas orders, and cross-border payments, Filipino small and medium-sized businesses (SMBs) are increasingly looking beyond local markets to sustain growth. From e-commerce sellers shipping abroad to freelancers serving international clients, global expansion is no longer a long-term ambition — it has become a near-term necessity. But while demand for Filipino […]

GCash shares savvy tips from experts to manage your finances as a freelancer

GCash shares savvy tips from experts to manage your finances as a freelancer

As freelancing continues to gain traction among Filipinos seeking flexible and remote work opportunities, GCash is underscoring the importance of financial literacy by sharing practical money management insights from experienced freelancers. While the freelance lifestyle offers autonomy over time and clients, it also places workers in charge of managing irregular income, taxes, savings, and insurance — responsibilities […]

MITRE flags critical mobile KYC vulnerability as iProov exposes deepfake-driven attack path

MITRE flags critical mobile KYC vulnerability as iProov exposes deepfake-driven attack path

A critical vulnerability in mobile Know Your Customer (KYC) processes — driven by the rapid evolution of generative AI — has been formally documented by MITRE ATLAS ™, following a security exercise conducted by biometric identity firm iProov. In a newly published case study, MITRE ATLAS, the global knowledge base for AI security and adversarial threats, detailed […]

BSP Deputy Governor Zeno Ronald R. Abenoja together with the other panelists during the 4thASEAN+3 Economic Cooperation and Financial Stability Forum (AMRO Forum) in Hong Kong

BSP pushes capital market reforms as rate cuts, tokenized payments reshape financial landscape

The Bangko Sentral ng Pilipinas (BSP) is doubling down on capital market development and next-generation cross-border payment solutions as it positions the Philippines more deeply within the ASEAN+3 financial ecosystem. Speaking at the recently-concluded 4th ASEAN+3 Economic Cooperation and Financial Stability Forum in Hong Kong, BSP Deputy Governor Zeno Ronald R. Abenoja highlighted ongoing efforts […]

Facade shot of Metrobank as the bank extends branch hours, opens Saturdays to ease year-end banking rush

Metrobank extends branch hours, opens Saturdays to ease year-end banking rush

As Filipinos brace for a surge in holiday spending, remittances, and last-minute financial transactions, Metropolitan Bank & Trust Co. (Metrobank) is extending branch operating hours and opening select branches on Saturdays to help customers manage their year-end banking needs more conveniently. The country’s second-largest private universal bank announced that several branches will operate beyond regular […]

Image of a mobile phone and the Maya Black card as the fintech company and Dragonpass make premium travel as simple as a tap

Maya and Dragonpass make premium travel as simple as a tap

Filipinos can now enjoy premium airport lounge access with just a few taps on their smartphones, thanks to a new partnership between Maya, the country’s #1 digital bank and all-in-one fintech platform, and Dragonpass, a global leader in travel and lifestyle services. Through this collaboration, Maya Black Credit Card holders can access participating airport lounges worldwide directly from the Maya app, […]

Poster with green background as PalawanPay plans to roll out a physical Visa card by 2026

PalawanPay launches Virtual Visa Card, bringing global digital payments within reach of Filipinos

PalawanPay, the fast-growing e-wallet of the Palawan Group of Companies, has launched the PalawanPay Virtual Visa Card, a move aimed at making secure, cashless payments accessible to Filipinos nationwide — including those without traditional bank accounts or credit lines. “For many Filipinos, owning a Visa card has always felt out of reach,” said Third Librea, CEO of PalawanPay. “With […]

Poster showing a mobile phone with the Coins.ph app as the company unveils everyday all-in-one financial app, expands push into payments, Stablecoin remittances

Coins.ph unveils everyday all-in-one financial app, expands push into payments, Stablecoin remittances

Coins.ph, showcased its latest product developments and long-term vision at a recent company event, positioning itself as an everyday all-in-one financial app built to support payments, remittances, and digital assets for both consumers and businesses in the Philippines. The event highlighted how the BSP-licensed platform — best known as the country’s pioneering regulated cryptocurrency exchange […]

Image of a young couple, high rise towers and the Makati skyline as PH economy shows resilience amid debt, deficit, and monetary policy shifts

PH economy shows resilience amid debt, deficit, and monetary policy shifts

The Philippines’ economy continues to navigate a complex global and domestic landscape, with recent data showing stable external debt, a moderate balance of payments deficit, and a calibrated monetary policy easing as the country balances growth and financial stability. According to the Bureau of the Treasury, the country’s outstanding external debt reached US$149.09 billion at the end of September 2025, [1] marking […]