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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

SMEs can now rejoice after JICA Philippines Chief Representative Sakamoto and BSP Governor Remolona approve the launch of the second phase of their Credit Risk Database (CRD) project

Unlocking SMEs’ potential: JICA and BSP’s groundbreaking credit risk database project enters Phase 2

Good news! Small and medium enterprises (SMEs) in the Philippines can now rejoice as the Philippine government takes a significant step towards unlocking their immense potential. The Japan International Cooperation Agency (JICA) and the Bangko Sentral ng Pilipinas (BSP) have officially launched the second phase of their groundbreaking Credit Risk Database (CRD) project, a game-changer […]

Image of a mobile phone with the text "125 unread messages" to illustrate BSP's warning to the public about text hijacking this Christmastide

‘Tis the season to be wary: BSP sounds alarm on text hijacking scams this Christmastide

The Bangko Sentral ng Pilipinas (BSP) has just issued a stark warning to the public about a sophisticated scam known as “text hijacking,” a method used to deliver malicious messages disguised as legitimate communications.    According to the BSP, the holiday season, which is a time for joy, giving, and celebration, also presents an increased risk […]

Pres. Marcos and BSP Gov. Remolona meet in this photo as BSP unveils new polymer banknote series

BSP unveils new polymer banknote series

President Ferdinand R. Marcos Jr. has recently accepted the “First Philippine Polymer Banknote Series” from Bangko Sentral ng Pilipinas (BSP) Governor Eli M. Remolona, Jr. at Malacañang Palace. The series comprises denominations of ₱1,000, ₱500, ₱100, and ₱50, with the ₱1,000 note having been introduced in April 2022. Launch a historic moment for PH “This […]

Image showing a human and a robot doing computations on a blackboard to show how AI can help drive productivity and growth

Filipino workforce embraces AI learning amidst significant digital shift this 2024

by Jan Michael Carpo, Reporter Largely propelled by an increase in online learning dedicated to Artificial Intelligence, the landscape of the Filipino workforce is currently undergoing a transformative shift. With the push for digital proficiency heightening, Filipinos are actively seeking to equip themselves with the essential skills needed to thrive in an AI-powered future. This […]

Microsoft (whose launch poster for MS Copilot is shown here) is empowering modern work with its innovative AI solutions

Empowering modern work with Microsoft’s innovative AI solutions

Microsoft is revolutionizing the modern workplace with its suite of advanced AI solutions, designed to enhance productivity, efficiency, and security across organizations. From the introduction of Microsoft Security Copilot to the launch of Copilot Actions and new adapted AI models, Microsoft is setting new standards in the industry. Earlier this year, the 2024 Work Trend Index highlighted […]

Google reveals top 10 uses of Gemini in the Philippines, as shown in this photo of a robot and the words "Introducing Gemini"

Google reveals top 10 uses of Gemini in the Philippines

Since its launch last year, Google’s Gemini AI has proven to be a big help to many people using it, offering powerful tools to enhance creativity and productivity regardless of your profession or the task at hand. Whether you’re looking to organize your work, streamline your life, or jumpstart a creative project, Gemini can be an […]

GoTyme Bank targets 9 million users in 2025, and this photo of a man using the GoTyme Bank ATM is proof it will succeed

GoTyme targets 9 million customers by 2025, expands into crypto and lending

GoTyme Bank, a joint venture between the Gokongwei Group and Tyme Group, is poised to accelerate its growth trajectory with ambitious plans for 2025. The digital bank aims to onboard an additional 4 million customers, bringing its total user base to 9 million. “Looking ahead to 2025, we plan to further accelerate growth with the […]

ZTE teams up with DITO, as shown in this photo of a tower in between DITO and ZTE logos

DITO teams up with ZTE to boost network capacity and efficiency, deploys 32TR Massive MIMO in PH

ZTE Corporation (0763.HK / 000063.SZ), a global leading provider of integrated information and communication technology solutions, has partnered with DITO Telecommunity to revolutionize the Philippines’ network infrastructure through the deployment of TDD Massive MIMO technology. This collaboration marks a significant milestone in enhancing mobile connectivity and capacity across the country. As the Philippines’ third-largest telco, DITO has […]

Green & gold poster from PalawanPay giving Filipinos a chance to win investment-grade gold bars this holiday season

PalawanPay gives you a chance to win investment-grade gold bars this holiday season

PalawanPay is adding a touch of gold to the holiday season with its exciting Christmas promo. From December 5, 2024, to January 15, 2025, every eligible transaction you make using the PalawanPay app enters you into a raffle for a chance to win dazzling investment-grade gold bars from the exclusive 24K Gold Collection. “We’re thrilled […]