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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Dominic Grunden of Smile API, a financial technology solutions provider, was recently recognized as top cybersecurity leader in SEA

Financial technology solutions’ CSO recognized as top cybersecurity leader in Southeast Asia

Smile API, a leading provider of financial technology solutions, today announced that Dominic Grunden, its Chief Security Officer (CSO), has been named to the prestigious CSO30 ASEAN 2024 list. This esteemed recognition, bestowed by CSO Online, highlights Grunden’s exceptional leadership and contributions to cybersecurity within the dynamic Southeast Asian and Hong Kong markets. CSO Online […]

Executives of PayMongo strike a pose with business owners in Iloilo as the fintech firm unlocks the flavors of the city with a seamless payment solution

PayMongo: Unlocking the flavors of Iloilo with seamless payment solutions

PayMongo is making it easier than ever to savor the flavors of Iloilo City! This UNESCO Creative City of Gastronomy has launched a series of “Meet and Taste Iloilo City Tours,” inviting food enthusiasts on a culinary adventure. To make this gastronomic journey seamless and hassle-free, the city has partnered with PayMongo, a leading fintech […]

Google and IBPAP team up to upskill Filipino workforce (shown in photo) for the future of IT-BPM industry in PH

Google and IBPAP team up to upskill Filipino workforce for the future of IT-BPM industry

The Philippine IT-BPM industry is gearing up for the future with a strategic partnership between Google and the IT and Business Process Association of the Philippines (IBPAP). This collaboration aims to equip Filipino professionals with in-demand digital skills, ensuring the country maintains its competitive edge in the rapidly evolving global IT-BPM landscape. Through Google Career […]

A Philippine flag on top of buildings as PH financial system gets hailed for credit rating stability by JCR

BSP says Philippine economy posts slight dip in 2024, but reserves remain robust

According to the Bangko Sentral ng Pilipinas (BSP) the Philippine economy experienced a minor setback in its balance of payments (BOP) in December 2024, recording a deficit of US$1.5 billion. This marks a reversal from the surplus of US$642 million observed in the same month of the previous year. The Bangko Sentral ng Pilipinas (BSP) […]

Executives of JuanHand and UnionDigital Bank during the signing

JuanHand and UnionDigital Bank partner to revolutionize financial inclusion in PH

by Jan Michael Carpo, Reporter JuanHand, a leading fintech player providing instant financial access to all Filipinos, and UnionDigital Bank (UD), the digital banking subsidiary of Union Bank of the Philippines, have announced a strategic partnership aimed at accelerating access to credit for underserved Filipinos. Photo shows (seated L to R:) Francisco “Coco” D.C. Mauricio […]

BSP's commitment to FX

BSP leads campaign on forex (FX) regulations to empower financial institutions and the public

The Bangko Sentral ng Pilipinas (BSP) has launched a nationwide campaign to raise awareness about foreign exchange (FX) regulations, providing essential updates and clarifications following a series of significant liberalization reforms. As part of the campaign, the BSP held six regional briefings across the country, aiming to promote transparency and understanding of FX rules among […]

A mobile phone and a unified QR PH standee illustrates how Maya can simplify payments with QR Ph

Maya simplifies payments with QR Ph, drives financial inclusion in PH this 2025

Filipinos are increasingly moving away from the clutter of competing QR codes at checkout counters as the new unified QR Ph system simplifies payments nationwide. Leading this digital transformation is Maya, the Philippines’ leading digital bank and payments processor, which has captured a dominant 45% market share in peer-to-merchant (P2M) QR Ph transactions as of […]

Caricature of people and a cloud figure above them to show how the new Google Workspace became more indispensable

Google boosts businesses with AI integration in Google Workspace this 2025

As Google continues to expand its reach beyond services and into hardware, the company is making a significant move to solidify its position as a leader in the workplace technology space. Today, Google has announced the integration of its most advanced AI capabilities directly into Google Workspace, a series of cloud-based tools formerly known as […]

Photo shows BSP Area Director Alvin L. Bermido, BSP Regional Director Tomas J. Cariño, Jr., and Sorsogon City Administrator Atty. Mark Gerald D. Guirindola (in black shirt, representing Mayor Ma. Ester E. Hamor) during the launch of Paleng-QR Ph Plus in Sorsogon

Sorsogon City embraces ‘Paleng-QR Ph Plus’ in support of BSP’s financial inclusion drive

Sorsogon City recently launched “Paleng-QR Ph Plus,” a groundbreaking initiative aimed at integrating QR PH, the national standard for quick response codes, into everyday transactions within public markets, local transport, and various businesses. A project of the Bangko Sentral ng Pilipinas (BSP), the Paleng-QR Ph Plus initiative is now revolutionizing the way Filipinos transact by turning […]

Photo of a man in front of a computer to show how Google Gemini's "Deep Research" can be a lot of help

Google Gemini unleashes “Deep Research,” to revolutionize how we find information in 2025

Google’s Gemini AI assistant, a popular tool for Filipinos and users worldwide, is receiving a major upgrade with the introduction of “Deep Research.” This groundbreaking feature promises to revolutionize how we interact with information, acting as a personal research assistant that can tackle complex topics and generate comprehensive reports in minutes. Since its launch last […]