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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Students from St. Louis University: Winners of the BPI-DOST Innovation Awards in 2022

DOST, BPI Foundation champion young Filipino innovators, empowers them to solve national issues

The future of Filipino innovation is in good hands as the Philippines’ Department of Science and Technology – Science Education Institute (DOST-SEI) and the Bank of the Philippine Islands (BPI) Foundation have joined forces to nurture the next generation of problem-solvers through the BPI-DOST Innovation Awards. Participants in the BPI-DOST Innovation Awards 2024 This collaborative […]

Photo of a man holding a wooden blood with the words financial inclusion

PH launches ambitious youth financial inclusion initiative this 2025

Recognizing the pivotal role young Filipinos play in the nation’s economic future, the Financial Inclusion Steering Committee (FISC), with support from the Bangko Sentral ng Pilipinas (BSP), launched the Youth Financial Inclusion (YFI) Initiative on January 20, 2025. This ambitious program aims to dramatically increase youth account ownership and empower them as active drivers of […]

Alipay + (whose logo appears here) expands its reach

Alipay+ reaches 1.6 billion user milestone, expands global reach with new partnerships

Alipay+, Ant International’s cross-border mobile payment solution, has announced a significant milestone, now connecting over 1.6 billion user accounts from more than 35 international e-wallets and banks. This expansion solidifies Alipay+’s position as a leading facilitator of seamless and convenient digital payments across borders. The platform’s continued growth is fueled by strategic partnerships with key […]

A presentation deck cover with the words "Introducing Google Meridian" to officially launch the new app

Google’s Meridian: AI-powered MMM ushers in a new era of data-driven marketing in 2025

The marketing world is on the cusp of a revolution, driven by Google’s newly unveiled Meridian. This cutting-edge, open-source Marketing Mix Model (MMM) marks a significant leap forward, democratizing access to sophisticated measurement tools and ushering in a new era of data-driven decision-making. Harikesh Nair, Senior Director for Data Science, Google First teased at Google […]

Proposed perspective of Chinabank's Makati office

Chinabank powers up sustainability with 100% renewable energy

Chinabank (CBC) today announced a major milestone in its sustainability journey: its head office in Makati City and Binondo Business Center in Manila are now powered entirely by renewable energy. Proposed perspective of Chinabank’s Makati office Since November 26, 2024, the bank has been receiving electricity from ACEN Renewable Energy Solutions (ACEN RES), sourced from […]

A female employee never misses a payment with Metrobank's M Connect

Metrobank introduces M Connect, an innovative voice and text verification service

Metrobank’s Consumer Business Sector is leading the way in the Philippine payment solutions industry with the launch of M Connect, a groundbreaking automated voice, text, and email verification service. This new service aims to enhance customer experience by providing a more secure and convenient way to connect with Metrobank cardholders. M Connect: Personalized payment reminders […]

Screen shot of ChatGPT and OpenAI to signify company's plans of plotting a new course from non-profit to public benefit corporation

OpenAI plots new course in 2025: From non-profit to public benefit corporation

by Jan Michael Carpo, Reporter Just as artificial intelligence is rapidly transforming industries and businesses, OpenAI, the powerhouse behind the revolutionary ChatGPT chatbot, is also undergoing a significant transformation. The company, which was initially established in 2015 as a non-profit championing responsible AI development, is now charting a new course towards a “capped for-profit” structure, […]

Executives from nubia led the official launch of the Bacoor concept store, a key addition to their growing retail presence nationwide

nubia Philippines celebrates growth, unveils nationwide expansion with new concept stores

ZTE’s mobile brand nubia is celebrating a banner year in the Philippines, capping off 2024 with a staggering 300% sales increase. This impressive growth coincides with the brand’s aggressive expansion plans for 2025, which include opening new concept stores and kiosks across Luzon, Visayas, and Mindanao. A year of breakthroughs Gavin Lian, General Manager for […]

Facade shot of BSP office in Manila with the PH flag as gov't approves US$3.21 billion public sector foreign borrowings in Q4 2024

Gov’t approves US$3.21 billion public sector foreign borrowings in Q4 2024, tightens purse strings amidst rising debt service

The Philippine government has slightly curtailed its foreign borrowings in 2024, approving a total of just US$13.68 billion, a 5.56% decrease from the US$14.49 billion approved in 2023. (It can be recalled that in the third quarter of last year, the Monetary Board of the Bangko Sentral ng Pilipinas (BSP) has greenlit a total of US$3.81 […]