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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Poster showing the newest smartphone release from nubia Philippines

nubia Philippines lets you ‘Max’ your life with its newest smartphone release

Love is in the air this Valentine’s Day! Whether you’re treating yourself to a solo date or spending time with “The One,” it’s the perfect time to live in the moment and create memories that last forever. Make the most out of this day with nubia Philippines’ latest offering, the nubia V70 Max. Thanks to […]

Google launches new AI-powered Demand Gen features

Google launches new AI-powered Demand Gen features for 2025 to help brands drive results

Google announced recently a significant advancement in its advertising platform with the launch of new Demand Gen features for 2025. Demand Gen, a cutting-edge solution within Google Ads, is designed to help businesses create and convert demand across YouTube and Google’s most visually engaging and immersive surfaces. This suite of AI-powered tools, coupled with flexible […]

Wise rolls out PHP account details to make it easier for customers to receive money in the Philippines

Wise rolls out PHP account details, makes it easier for customers to receive money in the Philippines

Wise, the global technology company focused on simplifying international money movement and management, has unveiled a game-changing feature for its Filipino customers: PHP Account Details. This innovation empowers freelancers, international students, and expats in the Philippines to receive payments in Philippine Pesos (PHP) seamlessly and without fees directly into their Wise accounts. This development marks […]

Google's Yves Gonzales (in photo) explains how Google's Enhanced Play Protect has blocked 3.2 million high-risk app installs in the Philippines

Google’s Enhanced Play Protect blocks 3.2 million high-risk app installs in the Philippines

In a significant move to combat the rising tide of online financial fraud, Google has recently launched its Enhanced Google Play Protect feature in the Philippines. Unveiled on “Safer Internet Day,” this advanced security measure has already blocked over 3.2 million high-risk app install attempts since February 10, preventing potentially devastating financial losses. This equates […]

Martha Sazon (center), CEO of GCash, outlines the company's ambitious plans to bolster its lending operations and accelerate its international reach

GCash gears up for 2025, eyes global expansion and lending boom with IPO funds

GCash, the Philippines’ leading e-wallet platform, is gearing up for a significant expansion, fueled by the anticipated proceeds from its initial public offering (IPO). Speaking at the World Economic Forum 2025 in Davos, CEO Martha Sazon outlined the company’s ambitious plans to bolster its lending operations and accelerate its international reach. GCash to launch new […]

Logitech (with photo of a keyboard and mouse shown here) shares 14 gift ideas to say "I Love You" this Valentine's Day

Logitech shares 14 gift ideas to say “I Love You” this Valentine’s Day

Valentine’s Day is fast approaching and Logitech has lovingly prepared a selection of thoughtful gifts that will surely make your gamer (or non-gamer) partner swoon. So, for couples looking for new and exciting gifts to give to one another or for those who plan to forgo of the typical flowers and chocolates combo, then you […]

BSP Asst. Governor Arifa A. Ala (2nd from left) is shown here while participating in the Abu Dhabi Finance Week at Abu Dhabi, UAE.

PH showcases Islamic finance progress at Abu Dhabi Finance Week 2024

The Philippines is making significant strides in developing its Islamic finance sector, a message underscored by Bangko Sentral ng Pilipinas (BSP) officials at the recent Abu Dhabi Finance Week (ADFW). Held from December 9 to 12, 2024, the ADFW provided a platform for global financial leaders to discuss emerging trends and success stories in Islamic […]

Executives of BSP and Palawan Group of Companies during the MOA-signing to formalize a partnership aimed at expanding the reach of BSP's Piso Caravan initiative

BSP and Palawan Group join forces to empower Filipinos through expanded Piso Caravan

The Bangko Sentral ng Pilipinas (BSP) and the Palawan Group of Companies (PGC) have formalized a partnership recently to significantly expand the reach of the BSP’s Piso Caravan initiative, bringing convenient currency exchange and vital financial literacy programs to more Filipinos nationwide. A formal agreement was signed last February 4, 2025, at the BSP headquarters […]

BSP Deputy Governor Bernadette Romulo-Puyat, DepEd Secretary Sonny Angara, and BDO Foundation President Mario Deriquito during the MoA-signing.

BSP, DepEd, BDO Foundation deepen partnership to bolster financial literacy in schools this 2025

The Bangko Sentral ng Pilipinas (BSP), the Department of Education (DepEd), and BDO Foundation have solidified their partnership to enhance financial literacy among K-12 learners, teachers, and DepEd personnel. Photo shows (from left:) BSP Deputy Governor Bernadette Romulo-Puyat, DepEd Secretary Sonny Angara, and BDO Foundation President Mario Deriquito during the MoA-signing.  A memorandum of agreement […]

Poster to illustrate how Meta has ventured into monetization with threads ads

Meta ventures into monetization with threads ads, raises eyebrows amidst content concerns

The social media landscape is shifting once again as Meta, the parent company of Facebook and Instagram, has announced the commencement of advertising tests on its burgeoning platform, Threads. This move, just months after the app’s launch as a direct competitor to Elon Musk’s X (formerly Twitter), signals Meta’s intent to capitalize on the platform’s […]