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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Palawan Group of Companies Executives Bernard Kaibigan, Ilyn Rose Dizon, and Jeff Dimaano at the 12th Annual International Finance Awards 2024

Palawan Group of Companies scores dominant win at Int’l Finance Awards, cements financial inclusion leadership

The Palawan Group of Companies (PGC) emerged as a dominant force at the 12th Annual International Finance Awards 2024, held at the prestigious Waldorf Astoria Bangkok. Palawan Group of Companies proudly received multiple trophies during the awarding night, recognizing their commitment to providing affordable, fast, and hassle-free services to Filipinos while championing financial inclusivity Sweeping […]

AsiaLink Finance champions MSME support as can be seen in this photo of an MSME talking to one of the company's representatives

Asialink Finance Corp. champions MSMEs in PH with overwhelming loan support in 2024

Asialink Finance Corp. has solidified its commitment to bolstering the Philippines’ micro, small, and medium-sized enterprise (MSME) sector, revealing that a significant majority of its 2024 loan disbursements were directed towards these vital businesses. Over two-thirds of the P15.54 billion loan portfolio, specifically 77%, directly supported MSMEs, underscoring Asialink’s dedication to driving economic growth through […]

Photo of celebrating employees of ATRAM as the company rides the fintech wave to deliver stellar investment returns in 2024

ATRAM rides the fintech wave to deliver stellar investment returns, fund performance in 2024

In the fast-paced world of finance, standing still is akin to falling behind. ATRAM, a leading digitally-powered independent asset and wealth management firm, has proven it’s not just keeping pace with the fintech revolution, it’s riding the wave. The firm has announced exceptional 2024 results across its unit investment trust funds (UITFs) and mutual funds […]

Facade shot of EastWest Bank

EastWest Bank soars high with airline company, bets on booming travel and consumer spending in 2025

EastWest Banking Corp. is soaring high thanks to a new partnership with aviation giant Singapore Airlines (SIA) as they aim to capitalize on the resurgent travel industry and further fuel its consumer lending expansion. Photo shows East West Banking Corp. executives Aylwin Herminia Tamayo (left), FVP and Credit Cards Business Head and Lawrence Lee (2nd […]

Facade shot of BSP's head office in Manila

BSP holds steady: Balancing growth and inflation amidst global uncertainty in 2025

The Bangko Sentral ng Pilipinas (BSP) has opted for a steady hand, maintaining its key policy rate at 5.75 percent during its recent monetary policy meeting. This decision reflects a careful balancing act, as the central bank navigates the complexities of a robust domestic economy while also keeping a watchful eye on global headwinds and […]

Poster of a woman beside a giant mobile phone to illustrate how new Digido and PalawanPay partnership can strengthen access to fair credit in PH

Digido, PalawanPay strengthen access to fair credit through landmark strategic partnership

Two fintech giants are joining forces to reshape the Philippines’ financial landscape. Digido, a leading online lending platform, has announced a major partnership with PalawanPay, the Palawan Group of Companies’ (PGC) e-wallet sensation that has exploded to delighting 15 million users in just after two years. The newly signed Memorandum of Agreement promises to bring […]

Cover page of Trend Micro's 2025 Security Report

Inside the ‘artificial future:’ Trend Micro executives brief media on 2025 cyber threats

The future of cybersecurity is here, and it’s powered by artificial intelligence – but not in the way we might hope. Trend Micro executives, in a briefing with journalists, painted a stark picture of a coming “artificial future” where AI is weaponized by cybercriminals, driving the projected cost of global cybercrime to a staggering US$10 […]

Hemant Gaule (in photo) is set to lead the first AI workshop for comms in PH

Regional AI center to bring to PH first AI workshop for comms this March 21

From automating content creation to personalizing audience engagement, the AI revolution has arrived and is now reshaping how brands communicate and connect with their stakeholders. With the global buzz surrounding artificial intelligence reaching fever pitch, the Philippines, with its rapidly expanding and tech-savvy population, is no exception. To help marketing executives, communications professionals, and PR […]

Bird's eye view of the development where Aboitiz Land will expand residential opportunities in LIMA Estate, Batangas

Aboitiz Land expands residential opportunities in LIMA Estate, Batangas

Aboitiz Land, the real estate arm of the Aboitiz Group, is solidifying its position as a leading provider of housing solutions within and around Aboitiz InfraCapital Economic Estates with the strategic rebranding of The Villages at Lipa to The Villages at LIMA Estate. The Villages at LIMA Estate offers a thoughtfully designed residential environment that […]

Facade shot of China Bank and AREIT, whose logo appear here, have ascended to PSEi main board

Chinabank and AREIT ascend to PSEi main board, marking significant market shifts this 2025

The Philippine Stock Exchange (PSE) has announced a significant reshuffling of its benchmark PSEi index, with banking powerhouse China Banking Corp. (Chinabank) and real estate investment trust (REIT) giant AREIT Inc. now joining the prestigious main board. This move, effective last February 3, 2025, reflects the evolving landscape of the Philippine market and underscores the […]