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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

AMD unleashes RDNA 4: Radeon RX 9000 series to ignite next-gen gaming with AI power

AMD unleashes RDNA 4: Radeon RX 9000 series to ignite next-gen gaming with AI power

The gaming world just got a seismic jolt today as AMD (NASDAQ: AMD), a titan in the realm of high-performance computing, has officially unveiled its revolutionary RDNA 4 architecture, powering the highly anticipated Radeon RX 9000 series graphics cards. This launch, spearheaded by the Radeon RX 9070 XT and RX 9070, promises to redefine enthusiast-level […]

BSP assures Filipinos paper banknotes with Philippine heroes remain

BSP assures Filipinos banknotes with heroes to remain amidst polymer design controversy

In a move aimed at quelling growing public concern, the Bangko Sentral ng Pilipinas (BSP) has emphatically reiterated that the nation’s paper banknotes, bearing the revered visages of Filipino heroes, will continue to circulate alongside the newly introduced polymer bills. This assurance comes in the wake of mounting criticism over the polymer series’ focus on […]

Nadeem, a bedridden CEO pioneers AI-powered video revolution

Bedridden CEO pioneers AI-powered video revolution, democratizing content creation

Confined to his bed, Nadeem Arif is revolutionizing AI-powered video in a striking departure from conventional business narratives. His voice, though softened by illness, carried the weight of a revolution. He wasn’t just battling a disease, he was dismantling the very walls that had imprisoned his creativity. His story, a testament to resilience and innovation, […]

Image of mobile phones showing how RCBC is revolutionizing MSME payments with RCBC Tap To Phone service

RCBC revolutionizes MSME payments in 2025: Smartphones now powerful payment terminals

Rizal Commercial Banking Corporation (RCBC) has unveiled its groundbreaking RCBC Tap-to-Phone service in a move that is poised to dramatically reshape the landscape of small business transactions. This innovative solution transforms ordinary Android smartphones into fully functional payment terminals, empowering micro, small, and medium enterprises (MSMEs) to seamlessly accept card payments. The launch of RCBC […]

AI Masterclass in Manila to feature AI guru Hemant Gaule (in photo) on March 21

AI Masterclass returns bigger and better this March 21; to feature AI guru Hemant Gaule

Following overwhelming demand, the eye-opening AI Masterclass held last year is back, bigger and better than ever.  Hemant Gaule, co-founder and director of the School of Communications and Reputation (SCoRe), returns to Manila on March 21 The Public Relations Society of the Philippines (PRSP), in partnership with the AI Centre of Excellence (ACE), is proud […]

Poster for AUB showing a girl holding a mobile phone with the Hello Money App

AUB shatters records as profit soars to unprecedented high in 2024

Asia United Bank (AUB), a financial powerhouse backed by the Rebisco group, has announced a record-breaking financial performance for 2024, reporting a staggering 36% surge in net income. The bank’s earnings catapulted to a historic high of P11.3 billion, up from P8.3 billion in 2023, signaling a year of exceptional growth and strategic success. AUB […]

Former Pres. Duterte talking about the BSP's missing gold reserves in a rally

Gold, Politics, and the Peso: Unraveling the story behind the Philippines’ reserves

A storm is brewing in Philippine politics, with accusations of gold reserve theft and manipulation swirling around President Ferdinand Marcos Jr. Former President Rodrigo Duterte’s claims that Marcos had a hand in the Bangko Sentral ng Pilipinas (BSP) sale of gold reserves, allegedly contributing to the peso’s depreciation, have ignited a firestorm of controversy. But […]

Poster showing Logitech keyboard, headset and mouse as the company celebrates Lazada’s birthday with awesome tech discounts in their 3.3 Pasabog Sale! 

Logitech celebrates Lazada’s birthday with awesome tech discounts this 3.3 Pasabog Sale! 

Enjoy up to 50% storewide discounts, Php100 and Php550 off select Logitech and Logitech G items! Ready to transform your workspace or gaming setup? Mark your calendars this March as Logitech, the global leader in PC and gaming peripherals, is unleashing its “3.3 Pasabog Sale” in conjunction with Lazada’s Birthday Sale. Prepare for an epic […]

Poster of a man with a robot to illustrate how the PRSP and the IMMAP are backing ACE's "The Power of AI in Communications" workshop in Manila on March 21

PRSP and DMAP back ACE’s “The Power of AI in Communications” workshop in Manila on March 21

The AI Centre of Excellence (ACE) is joining forces with the Public Relations Society of the Philippines (PRSP) and the Digital Marketing Association of the Philippines (DMAP) to present “The Power of AI in Communications and Beyond,” a vital seminar addressing the growing impact of artificial intelligence on the communications landscape. This event will take […]

Handshake to signify how AMD and CEA have forged new partnership to revolutionize the future of AI compute

AMD and CEA forge Transatlantic partnership to revolutionize the future of AI compute

In a move signaling a major leap forward for artificial intelligence, AMD (NASDAQ: AMD) and the French Commissariat à l’énergie atomique et aux énergies alternatives (CEA) have announced a strategic collaboration to develop the advanced technologies and system architectures that will define the next generation of AI computing. This partnership unites the strengths of two […]