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Ralph Fajardo

Ralph, the Editor-in-Chief of FintechNewsPH.com, brings over 15 years of writing and editorial experience that make him a strong fit to lead the publication’s mission of delivering credible and compelling fintech stories.

Before joining FintechNewsPH.com, he served as editor of Hello Philippines, a UK-based news magazine for the Filipino community abroad, where he covered stories on culture, business, and the global Filipino experience. He also contributed as a writer for The International Filipino, profiling Filipinos making an impact worldwide, and later worked as copy editor for Malaya Business Insight, one of the country’s respected business newspapers, where he refined his eye for accuracy, clarity, and style.

Ralph’s editorial journey began at the University of the Philippines Diliman, where he was Editor-in-Chief of Kampus Dyornal. There, he developed a keen sense for storytelling that informs and connects — a passion that continues to define his work today.

Through the years, Ralph has written across diverse subjects, from finance and technology to culture and communication, consistently weaving insight with narrative depth. His solid newsroom background and commitment to quality journalism position him to guide FintechNewsPH.com in highlighting the stories that shape the country’s rapidly evolving fintech landscape. Discover more about Ralph's professional journey on his LinkedIn profile (https://www.linkedin.com/in/raphael-fajardo-17155491/).

Photo of a mobile phone with signal symbol to show how BPI's ePayroll can be a game-changer for faster, more streamlined payroll processing

BPI unveils ePayroll: A game-changer for faster, more streamlined payroll processing

The Bank of the Philippine Islands (BPI), a leading financial institution under the Ayala Corporation, is setting a new standard for corporate payroll management with the launch of its innovative digital solution, BPI ePayroll. The BPI ePayroll is designed to simplify and accelerate payroll processing for companies — no need for employers and employees to step […]

AMD's Versal™ AI Edge XQRVE2302 (in photo) is touted as a breakthrough in space-grade AI processing

AMD’s Versal™ AI Edge XQRVE2302 marks breakthrough in space-grade AI processing

AMD is making significant strides in space technology with the launch of its latest offering, the Versal™ AI Edge XQRVE2302, which has just become the second radiation-tolerant device in the space-grade (XQR) Versal adaptive SoC portfolio to achieve Class B qualification for spaceflight. This milestone opens the door for customers to begin placing orders, with shipments […]

Photo of all the attendees as ride-hailing app inDrive hosts open forum for its partner drivers

inDrive empowers partner drivers with open forum for growth and collaboration in 2025

Transparency remains the name of the game at inDrive as the global ride-hailing platform held an open forum with its partner drivers recently to discuss how to enhance the app and create a more rewarding experience for all stakeholders.  Dozens of drivers gathered at the inDrive’s Philippine headquarters in Quezon City to suggest ways to […]

Cover page of Kyndryl and Microsoft study

Kyndryl and Microsoft 2024 study says “sustainability a priority for Filipino firms,” but progress is stalling

The latest study released by Kyndryl (NYSE: KD), the world’s largest IT infrastructure services provider, in collaboration with Microsoft, has revealed key insights about sustainability efforts in the Philippines. The second edition of the Global Sustainability Barometer, conducted by Ecosystm, underscores the increasing importance of sustainability within the country’s organizations, yet highlights the challenges that many […]

Bird's eye view of PH banking institutions as the sector closes 2024 on high note

PH banking sector closed 2024 on high note, sees strong loan growth amidst rising NPL concerns

The Philippine banking sector closed 2024 on a high note, demonstrating “generally strong” loan growth in the fourth quarter that was fueled by a resurgence in capital expenditure, according to a recent report by CreditSights. However, this positive momentum is tempered by rising concerns over non-performing loans (NPLs), particularly among certain major banks. CreditSights says […]

Growth projection for our economy is shown using PH flag, and grid with upward trajectory

BSP says PH economy showing resilience amidst shifting liquidity and easing inflation this 2025

The Philippine economy is navigating a complex landscape of fluctuating domestic liquidity and easing inflation, demonstrating resilience in the face of ongoing global economic uncertainties. Recent data from the Bangko Sentral ng Pilipinas (BSP) paints a picture of a nation maintaining stability while adapting to evolving market dynamics. Preliminary figures revealed that domestic liquidity (M3) […]

Photo of a globe with clouds as IRCAI and AWS supercharge compute for climate fellowship, opening doors to 2025's boldest ideas

AWS and IRCAI supercharge compute for climate fellowship, opening doors to 2025’s boldest ideas

The race against climate change just gained a powerful boost as Amazon Web Services (AWS) and the International Research Centre on Artificial Intelligence (IRCAI), under the auspices of UNESCO, have announced the launch of applications for the 2025 Compute for Climate Fellowship, an expanded global initiative designed to ignite groundbreaking solutions leveraging the power of […]

Smart executives led by its COO, Anastacio “Boy” Martirez, during the signing of a partnership agreement with AWS

Smart to accelerate AI transformation with Amazon Web Services (AWS)

Smart Communications, Inc. (Smart), the wireless subsidiary of the Philippines’ largest integrated telco network PLDT Inc. (PLDT), and Amazon Web Services (AWS) are working together to ramp up Smart’s data and artificial intelligence (A.I.) transformation. Smart executives led by its COO, Anastacio “Boy” Martirez, during the signing of a partnership agreement with AWS With petabytes […]

Banking institutions in PH see lending surge, fueled by consumer appetite and industry growth

PH banking sees lending surge in 2025, fueled by consumer appetite and industry growth

The Philippine banking sector kicked off 2025 with a robust surge in lending, signaling a vibrant economic landscape driven by both consumer enthusiasm and sustained industrial expansion. According to the latest data released by the Bangko Sentral ng Pilipinas (BSP), outstanding loans extended by banks and banking institutions rose by a significant 12.8% year-on-year (YoY) […]